If the beneficiary does not bank at the bank on whom the draft is drawn, the funds will be treated as ______.A．uncollectedB．unclearedC．unclaimedD．uncommitted
题目
If the beneficiary does not bank at the bank on whom the draft is drawn, the funds will be treated as ______.
A．uncollected
B．uncleared
C．unclaimed
D．uncommitted
相似考题
更多“If the beneficiary does not bank at the bank on whom the draft is drawn, the funds will be treated as ______.A．uncollectedB．unclearedC．unclaimedD．uncommitted”相关问题
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第1题：
听力原文：M: We haven't set up correspondent relations with Standard Chartered Bank, London.
W: Then we shall try to find another bank to have our letter or credit advised.
Q: What do we learn from the conversation?
(18)
A．Standard Chartered Bank, London is one of our correspondent banks.
B．We can advise this L/C through Standard Chartered Bank, London.
C．We will send the advice of the L/C directly to the beneficiary.
D．Ａnother bank will be chosen as the advising bank of this L/Ｃ.
正确答案：D
解析：男士说到他们和伦敦的渣打银行没有建立业务关系，女士则说到"we shall try to find another bank to have our letter or credit advised",故选项D正确。 -
第2题：
听力原文：If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.
(8)
A．The customer should first notify the drawee bank of the loss of his draft.
B．The customer should first notify the drawer bank of the loss of his draft.
C．The customer should first notify the remitting bank of the loss of his draft.
D．The customer should first notify the collecting bank of the loss of his draft.
正确答案：B
解析：单句意思为“当客户丢失了银行开给他的汇票，则应立即通知付款行。” -
第3题：
Why is the British bank able to offer its customer a banker's draft drawn in dollar?
A．Its US correspondent bank prefers to make the payment.
B．It will send dollar in cash by airmail.
C．It has a dollar account with another bank in an American city where the beneficiary lives.
D．Its customer has a dollar account with it.
正确答案：C
解析：文中提到The bank is able to do this because…a dollar cheque or draft drawn on that account．是因为英国的银行在美国有往来银行。 -
第4题：
The letter of credit is to be established through the Bank of China, payable _______ draft drawn at 30 days’ sight.A.from
B.by
C.for
D.to
参考答案:B
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第5题：
In the case of MT，the remitting bank issues a draft to its customer，and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.
A对
B错
错
略 -
第6题：
W e will present the draft _______acceptance by your bank.
- A、for
- B、with
- C、to
- D、on
正确答案:A -
第7题：
In the case of MT，the remitting bank issues a draft to its customer，and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.
正确答案:错误 -
第8题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by（）.
- A、showing the bill of lading
- B、signing on the bill of exchange
- C、paying in cash
- D、paying or accepting the bill of exchange
正确答案:D -
第9题：
Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as （）.
- A、The issusing bank
- B、The advising bank
- C、The confirming bank
- D、The negotiating bank
正确答案:B -
第10题：
单选题Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as （）.AThe issusing bank
BThe advising bank
CThe confirming bank
DThe negotiating bank
正确答案： C解析： 暂无解析 -
第11题：
单选题If the seller finds any discrepancies in the letter of credit, whom does he write to asking for an amendment?（）.AThe issusing bank
BThe advising bank
CThe applicant
DThe negotiating bank
正确答案： C解析： 暂无解析 -
第12题：
判断题In the case of MT，the remitting bank issues a draft to its customer，and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.A对
B错
正确答案： 错解析： 暂无解析 -
第13题：
听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances?
28.Who is the drawee of the draft mentioned in the passage?
29.What should be attached to the draft when it is presented for acceptance?
30.How does the bank accept the draft?
(27)
A．They are drafts issued by a bank on another bank.
B．They are a very old form. of commercial credit.
C．They are exchange bills discounted by customers.
D．They are checks cashed through the ATMs.
正确答案：B
解析：录音原文提到Banker's acceptances are a very old form. of commercial credit。 -
第14题：
A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.
A．inform. the issuing bank of the credit which it advises without delay
B．endorse the amount negotiated on the reverse of the credit which it advises
C．add his confirmation to the credit which it advises
D．take reasonable care to check the apparent authenticity of the credit which it advises
正确答案：D
解析：通知行(advising bank)有对其通知的信用证辨别真实性的责任。beneficiary受益人，endorse在(票据)背面签名。on the reverse of the credit信用证背面。authenticity真实性。 -
第15题：
What will the correspondent bank do in the settlement according to this passage?
A．It will make payment in dollars against the banker's draft.
B．It will send the draft to the bank in Britain.
C．It will issue a documentary credit.
D．It will have an agreement with the bank mentioned.
正确答案：A
解析：文中提到it simply issues a dollar cheque or draft drawn on that account．所以A选项符合题意。 -
第16题：
A predictable result of a vessel nearing a bank or edge of a channel is that the ______.
A.stern is drawn to the bank as the bow sheers off
B.bow sheers toward the bank
C.vessel continues in a straight line，but with greatly reduced maneuverability
D.vessel will be drawn bodily into the bank unless the engines are stopped
正确答案：A
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第17题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in（）
- A、Seller’s country
- B、Buyer’s country
- C、Either A or B
- D、None of the above
正确答案:A -
第18题：
We have drawn on you for this amount at sight through the Bank of China who has been instructed to produce the document_______ payment of the draft．
- A、with
- B、to
- C、against
- D、on
正确答案:C -
第19题：
If the seller finds any discrepancies in the letter of credit, whom does he write to asking for an amendment?（）.
- A、The issusing bank
- B、The advising bank
- C、The applicant
- D、The negotiating bank
正确答案:C -
第20题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. A draft can be described as followings except（）.
- A、a bill of exchange
- B、a kind of shipping documents
- C、a bill
- D、a written paying order
正确答案:B -
第21题：
单选题We have drawn on you for this amount at sight through the Bank of China who has been instructed to produce the document_______ payment of the draft．Awith
Bto
Cagainst
Don
正确答案： C解析： 暂无解析 -
第22题：
单选题A predictable result of a vessel nearing a bank or edge of a channel is that the（）.Astern is drawn to the bank as the bow sheers off
Bbow sheers toward the bank
Cvessel continues in a straight line，but with greatly reduced maneuverability
Dvessel will be drawn bodily into the bank unless the engines are stopped
正确答案： C解析： 暂无解析 -
第23题：
单选题W e will present the draft _______acceptance by your bank.Afor
Bwith
Cto
Don
正确答案： C解析： 暂无解析