What will the buyer do if his bank buys the draft for him?A．He will open a letter of credit.B．He will repay the bank a short-term loan.C．He will buy back the draft.D．He will return the money to the seller.
题目
What will the buyer do if his bank buys the draft for him?
A．He will open a letter of credit.
B．He will repay the bank a short-term loan.
C．He will buy back the draft.
D．He will return the money to the seller.
相似考题
更多“What will the buyer do if his bank buys the draft for him?A．He will open a letter of credit.B．He will repay the bank a short-term loan.C．He will buy back the draft.D．He will return the money to the seller.”相关问题
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第1题：
听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.
27. What are banker's acceptances?
28.Who is the drawee of the draft mentioned in the passage?
29.What should be attached to the draft when it is presented for acceptance?
30.How does the bank accept the draft?
(27)
A．They are drafts issued by a bank on another bank.
B．They are a very old form. of commercial credit.
C．They are exchange bills discounted by customers.
D．They are checks cashed through the ATMs.
正确答案：B
解析：录音原文提到Banker's acceptances are a very old form. of commercial credit。 -
第2题：
听力原文：Although banks are involved in documentary collection, they offer no bank guarantee to either the buyer or the seller.
(10)
A．Banks may guarantee the buyer or the seller in documentary collection.
B．Banks act as agents without responsibility of guarantee on either side.
C．Banks offer bank guarantee to both the buyer and the seller in documentary collection.
D．Banks are only responsible for the buyer in documentary collection.
正确答案：B
解析：单句意思为“银行在跟单托收中没有义务向买方或是卖方提供银行担保。” -
第3题：
听力原文：M: Would you please tell me what I should do to have funds transferred to me here from London?
W: The fastest way is by telegraphic transfer from your bank in London to us.
Q: What does the man want to do?
(20)
A．He wants to withdraw some pounds.
B．He wants to transfer some money to London.
C．He wants to know how to transfer money from London to him.
D．He wants to exchange some pounds for yen.
正确答案：C
解析：男士问的是如何“have funds transferred to me here from London”，所以C项正确。 -
第4题：
What will happen if there is one commercial bank and no thrifts in a small town?
A．The residents will deposit their money with the bank.
B．The local bank will provide business loans to the commercial bank.
C．Some large banks will transport money by check to the bank.
D．People in the area will not deposit money with the bank.
正确答案：A
解析：文章第二段提到If there is one commercial bank...deposit their funds in the local bank.在一些偏远地区的小镇，如果只有一家商业银行而没有其他银行的时候，居民会把钱存入当地的银行。 -
第5题：
What will the correspondent bank do in the settlement according to this passage?
A．It will make payment in dollars against the banker's draft.
B．It will send the draft to the bank in Britain.
C．It will issue a documentary credit.
D．It will have an agreement with the bank mentioned.
正确答案：A
解析：文中提到it simply issues a dollar cheque or draft drawn on that account．所以A选项符合题意。 -
第6题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money
somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'II have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and the
money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.If you draw your money before it is due,you will have to
A:pay interest to the bank.
B:close your account.
C:open a new account.
D:pay a penalty or fee,答案：D解析： -
第7题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.If you draw your money before it is due,
A:you have to pay interest to the bank.
B:you have to close your account.
C:you have to open a new account.
D:you have to pay a penalty or fee.答案：D解析： -
第8题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.If you draw your money before it is due,you will have to
A:pay interest to the bank.
B:close your account.
C:open a new account.
D:pay a penalty or fee.答案：D解析： -
第9题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by（）.
- A、showing the bill of lading
- B、signing on the bill of exchange
- C、paying in cash
- D、paying or accepting the bill of exchange
正确答案:D -
第10题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/A , the importer can gets what he needs – the shipping documents only by（）.
- A、showing the bill of lading
- B、paying in cash
- C、making acceptance of the bill of exchange
- D、paying the bill of exchange
正确答案:C -
第11题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. A draft can be described as followings except（）.
- A、a bill of exchange
- B、a kind of shipping documents
- C、a bill
- D、a written paying order
正确答案:B -
第12题：
单选题Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in（）ASeller’s country
BBuyer’s country
CEither A or B
DNone of the above
正确答案： A解析： 暂无解析 -
第13题：
While traveling abroad(在国外), Mr. Jackson Frank ran short of money. So he wrote to his brother, asking for $500. "Send the money by telegram," he wrote, "to the Fisher Bank in P…" After a week he began calling at the Fisher Bank. He showed his passport(护照). "Nothing has come for you," he was told. This went on for two weeks, and Mr. Frank got very worried. He sent a telegram to his brother, asking where the money was. There was no reply, and no money arrived for him.
In the fourth week Mr. Frank was arrested for failing to pay hotel bill. His passport was taken from him. He tried to explain the problem, but no one believed him. He was sent to prison for sixty days. When he came out, he went immediately to the Fisher Bank. The Clerk(职员)he spoke to was a new man. "Have you received $500 for me?" he asked, "My name is Jackson Frank." The clerk checked his books. "Yes, Mr. Jackson, it's here. It came by telegram - let me see - oh, more than two months ago.
"We wondered where you were." He showed Mr. Frank the order. The order(汇单)read: "Pay Mr. Frank Jackson the sum of $500 …"
"But my name is Jackson Frank, not Frank Jackson."
"Oh, that's all right, sir. It was in our books under the letter 'J', but it's your money."
The clerk laughed. "A human mistake, sir! We're all human beings, aren't we? And so we all make mistakes. A family name like Frank sounds strange to me."
Mr frank was silent. He really wanted to hit somebody. At last he said, "A human mistake - is that what you call it? I think some humans need kicking."
1. Jackson didn't just go to his brother and get some money because _____.
A. he was afraid to see his brother
B. he was in prison and was not allowed to go anywhere
C. he was traveling in a foreign country and was far from his brother
D. he knew that his brother had no money
2. A week after he had written to his brother, Jackson began _____.
A. telephoning the bank
B. visiting the bank
C. shouting at the clerks of the bank
D. explaining his problem to the clerks of the bank
3. Jackson was arrested and sent to prison because _____.
A. his brother hadn't sent him any money and he couldn't pay his hotel bill
B. he had spent almost all his money and couldn't pay his hotel bill
C. he had lost all his money and couldn't pay his hotel bill
D. his brother hadn't sent him as much money as he asked for and he couldn't pay his hotel bill
4. Which of the following statements is true? _____
A. The money did not reach the Fisher Bank.
B. The money reached the wrong bank.
C. The money reached the bank after he was arrested.
D. The money reached the bank before he was arrested.
5. The clerks put his name under the wrong letter _____.
A. through carelessness
B. because they were human beings
C. because he had a strange name
D. by pronouncing his name incorrectly
参考答案： CBBDA
-
第14题：
听力原文：M: I've lost my credit card issued by your bank. What should I do, please?
W: I am sorry for that. But you have to go to that counter over there for the card business.
Q: Why does the customer come to the bank?
(15)
A．He got a credit card of his friend and come to ask how to use it.
B．He got a card and did not know whose card it is.
C．He has lost his credit card and come to ask what to do.
D．He has found a credit card and come to ask what to do.
正确答案：C
解析：录音原文中男士说：I've lost my credit card issued by your bank，即他丢失了信用卡，来银行想知道该怎么办。 -
第15题：
听力原文：M: Good morning! This is a demand draft for one thousand American dollars. May I have it discounted here?
W: Sorry, immediate encashment of a foreign bill is not allowed. You may entrust it to us for collection. But it takes time.
Q: What should the man do if he wants to get the payment of the draft?
(18)
A．He has to show the clerk his passport.
B．He has to entrust the draft for collection to the bank.
C．He has to fill in some forms.
D．He has to endorse the draft.
正确答案：B
解析：由对话可知，男士是想将一张即期汇票兑取现金，但女士的回答是将外汇汇票立即兑现成现金是不可以的，不过他可以"entrust it to us for collection"，可见B为正确项。 -
第16题：
听力原文：If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.
(8)
A．The customer should first notify the drawee bank of the loss of his draft.
B．The customer should first notify the drawer bank of the loss of his draft.
C．The customer should first notify the remitting bank of the loss of his draft.
D．The customer should first notify the collecting bank of the loss of his draft.
正确答案：B
解析：单句意思为“当客户丢失了银行开给他的汇票，则应立即通知付款行。” -
第17题：
What is the safer and more normal method for the importer's bank to effect the settlement?
A．To issue a banker's draft.
B．To arrange for payment by mail transfer.
C．To make the payment to its correspondent bank.
D．To ask the importer to pay the money on his dollar account.
正确答案：B
解析：文中提到The British importer can then send…the British bank to arrange for payment by mail transfer．相对较为安全的方法是邮汇。 -
第18题：
根据下列内容，回答211-215题。
A house is the most expensive thing most people will ever buy．Very few people have enough money of their own to buy a house，so they have to borrow money from a bank．Borrowing moneyfrom a bank to buy a house is called“take a mortgage”．The bank usually lends money or gives a me．gage for twenty—five years．Houses are so expensive that many people nowadays have to borrow as much as$50，000．In other words，they will have a$50，000 mortgage．
How can you get a mortgage? When you find a house you like．you go to a bank．The bank will research you financial history and decide if they think you are a good risk．They will want to know what kind of job you have，what kind of salary you make and how long you have had the job．
They will a]so want to know how much money you have．In addition．the banks will require a down payment．Depending Oil which state you live in，the bank may require as much as 30%of the price of the house as a down payment．The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the
down payment．
What does a house mean in the United States．? __________A.It is a dream which many people can hardly realize
B.It is so expensive that many people can not really buy them
C.It is the most important property that many people try to buy
D.It doesn’t belong to people if they can not borrow morley from the bank答案：C解析：从第一句“A house is the most expensive thing most people will ever buy”可知，房子是人们所要购置的最重要的财产。故C项正确。A、B项都提到买房子的不可能性，与文章中的抵押贷款从而购房相悖。D项过于绝对化，并不是所有的人都必须通过银行贷款才买得起房子。 -
第19题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.Interest is the amount of money which
A:a bank lends to people.
B:a bank loans to businesses.
C:a bank pays you.
D:a bank uses.答案：C解析： -
第20题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in（）
- A、Seller’s country
- B、Buyer’s country
- C、Either A or B
- D、None of the above
正确答案:A -
第21题：
（） is the party which applies to the bank for the opening of a letter of credit.
- A、A bank in the seller′s country
- B、A bank in the buyer′s country
- C、An exporter
- D、An applicant
正确答案:D -
第22题：
The collecting bank may release the documents against the buyer’s acceptance of a sight draft on documents against acceptance basis. （）
正确答案:错误 -
第23题：
单选题（） is the party which applies to the bank for the opening of a letter of credit.AA bank in the seller′s country
BA bank in the buyer′s country
CAn exporter
DAn applicant
正确答案： A解析： 暂无解析