听力原文：A cheque is never accepted by the bank on which it is drawn. Hence, the rules relating to acceptance of bills do not apply to cheques.(9)A．A cheque can be accepted by the bank on which it is drawn.B．A bill can not be accepted by the bank on which it

题目

听力原文：A cheque is never accepted by the bank on which it is drawn. Hence, the rules relating to acceptance of bills do not apply to cheques.

(9)

A．A cheque can be accepted by the bank on which it is drawn.

B．A bill can not be accepted by the bank on which it is drawn.

C．The rules relating to acceptance of bills are not applicable to cheques.

D．The rules relating to acceptance of bills are applicable to cheques.

相似考题

1.听力原文：A bill may be accepted after it has been dishonored by a previous refusal to accept, or by nonpayment.(8)A．A bill can not be accepted after it has been dishonored by a previous refusal to accept.B．If a bill has been dishonored by non-payment, it may not be accepted by another person.C．If a bill has been dishonored by a previous refusal to accept, it may be accepted by another person.D．A bill can not be accepted after it has been dishonored by non-payment.

2.听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.24. What is a CD?25.Which of the followings generally issue CDs?26.How long does a specific maturity usually last?27.Why do CDs pay higher return to investors than T-bills?(24)A．A term deposit that can be drawn at any time.B．A time deposit with a bank.C．A current deposit.D．A cheek account.

3.How can the seller receive immediate payment if the draft is made payable on a future date?A．He can send the draft to the correspondent bank for immediate payment.B．He can present it to the bank against which it is drawn for payment.C．He can ask the buyer to pay the money.D．He can discount the draft at his bank and get money immediately.

4.听力原文：Under the general rules, once the documents are passed to the remitting bank by the drawer, the bank has an absolute right over the goods through the title documents.(10)A．Once the title documents are entrusted, the goods are at the disposal of the collecting bank.B．The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.C．The title documents are usually issued by the drawee.D．In spite of the possession of the title documents, the bank can not deal with the goods without the allowance of the drawer.

更多“听力原文：A cheque is never accepted by the bank on which it is drawn. Hence, the rules relating to acceptance of bills do not apply to cheques.(9)A．A cheque can be accepted by the bank on which it is drawn.B．A bill can not be accepted by the bank on which it ”相关问题

  • 第1题：

    What will happen if a draft is stamped "accepted" by a bank?

    A．The bank will sell it as soon as possible to the buyer.

    B．The draft will become money market funds.

    C．Dealers will buy it in the domestic market.

    D．The draft becomes a banker's acceptance and will be sold in the money market.


    正确答案：D
    解析：最后一句指出Alternatively, the bank can stamp the draft "accepted" with the appropriate signature,...sell it in the secondary market, 意思是作为一种选择，由银行承兑的汇票可以在二级市场上流通(这是因为银行信誉度高的缘故)。

  • 第2题：

    听力原文：M: I don't know why the man there said he couldn't pay my cheque.

    W: Let me see. Yes. You draw your cheque in lead-pencil. It is not recognized in the bank. You should draw it in ink.

    Q: What is the woman's suggestion?

    (16)

    A．Returning the cheque.

    B．Drawing the cheque in ink.

    C．Drawing the cheque in lead-pencil.

    D．Going to the paying bank.


    正确答案：B
    解析：男士对他的薪金支票不能兑现感到不解，女士发现他是用铅笔开的支票，所以女士建议男士"draw it in ink"。

  • 第3题：

    听力原文： Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.

    27. What are banker's acceptances?

    28.Who is the drawee of the draft mentioned in the passage?

    29.What should be attached to the draft when it is presented for acceptance?

    30.How does the bank accept the draft?

    (27)

    A．They are drafts issued by a bank on another bank.

    B．They are a very old form. of commercial credit.

    C．They are exchange bills discounted by customers.

    D．They are checks cashed through the ATMs.


    正确答案：B
    解析：录音原文提到Banker's acceptances are a very old form. of commercial credit。

  • 第4题：

    听力原文：M: What margins will the lending bank charge?

    W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.

    Q: How many factors do margins charged by the lending bank mainly depend on?

    (12)

    A．Four.

    B．Two.

    C．Three.

    D．Five.


    正确答案：C
    解析：录音原文提到Margins mainly depend on…the rate of interest shah be firm．所以C选项正确。

  • 第5题：

    听力原文：W: Did you hear about Mr. William's case last week?

    M: Yes. It's too terrible. As a matter of fact, he should not issue an open cheque in favor of a third party. Anyone who holds it would present it to the paying bank and obtain cash against it.

    Q: What happened to Mr. Williams?

    (16)

    A．He lost a cheque and the thief cashed it.

    B．He opened a cheque account.

    C．A thief stole the money from the bank.

    D．He cashed the cheque but the money was stolen by a thief.


    正确答案：A
    解析：根据男士的回答，Mr. William不应该签发一张普通支票，因为无论谁持有这张支票都可以拿到付款行提取现金，由此可知Mr. William的不幸遭遇应是丢失了支票，并被人兑取了现金。

  • 第6题：

    听力原文：If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does.

    (7)

    A．If a remitting bank cannot take proper care in collection, the exporter will do it himself.

    B．If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.

    C．If a remitting bank cannot take proper care in collection, it will lose a customer.

    D．If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.


    正确答案：C
    解析：单句意思为“如果汇出行没能及时处理好出口托收，出口商将把它的账户立即转到另一家银行。”

  • 第7题：

    听力原文：W: I wish to cash this cheque from U. S. A. , but the man in the next window told me to bring it here.

    M: Oh, yes. This is a personal cheque. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.

    Q: What does the man mean?

    (16)

    A．The woman can't get cash before the proceeds are collected.

    B．There is something wrong with the proceeds.

    C．The woman will be paid directly by the paying bank.

    D．The personal cheque can't be encashed over the counter.


    正确答案：A
    解析：男士说女士的是个人支票，他们不能给她兑换现金"until the proceeds are collected from the paying bank."，即“直到从付款银行那里收到进款”。

  • 第8题：

    A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.

    A．inform. the issuing bank of the credit which it advises without delay

    B．endorse the amount negotiated on the reverse of the credit which it advises

    C．add his confirmation to the credit which it advises

    D．take reasonable care to check the apparent authenticity of the credit which it advises


    正确答案：D
    解析：通知行(advising bank)有对其通知的信用证辨别真实性的责任。beneficiary受益人，endorse在(票据)背面签名。on the reverse of the credit信用证背面。authenticity真实性。

  • 第9题：

    听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?

    W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.

    Q: What are they talking about???

    (18)

    A．Presentation of bill of exchange for payment.

    B．Documents required for a collection operation.

    C．Application for a letter of credit.

    D．What are contained in a collection order.


    正确答案：B
    解析：男士问对方，除了递交提单外还得递交哪些单据。女士的回答是"a sight draft", "an insurance policy", and "a collection order", 即即期汇票、保险单及托收委托书，由此可推知答案为B。

  • 第10题：

    He emphasized a feasible plan which can be accepted by the both sides.

    A:.favorable
    B:possible
    C:formal
    D:genuine

    答案：B
    解析：
    题干意为“他强调了一个可行的计划，这个计划双方都能接受。” 句中划线词意为“可行的，可能的”。B项possible意为“可能的，合理的”；例句：We must explore all possible ways to increase food production．我们必须探究增加食物生产的一切可能的途径。A项意为“有利的，讨人喜欢的”;C项意为“正式的，有条理的”;D项意为“真实的，诚 恳的”；故选B。

  • 第11题：

    指出下列承兑类型（）ACCEPTED 1 June, 1999 Payable on delivery of Bill of Lading For ABC Bank Ltd.London Signature

    • A、普通承兑
    • B、有条件承兑
    • C、部分承兑
    • D、托收承兑

    正确答案:B

  • 第12题：

    单选题
    指出下列承兑类型（）ACCEPTED 1 June, 1999 Payable on delivery of Bill of Lading For ABC Bank Ltd.London Signature
    A

    普通承兑

    B

    有条件承兑

    C

    部分承兑

    D

    托收承兑


    正确答案： B
    解析： 暂无解析

  • 第13题：

    听力原文：M: Do you know some forms of bank advances?

    W: There are three forms: overdrafts, personal loans and mortgages.

    Q: Which of the following is not a form. of bank advances?

    (13)

    A．Overdrafts.

    B．Mortgages.

    C．Personal loans.

    D．Letter of credit.


    正确答案：D
    解析：对话中明确指出银行预付款有三种形式：透支，抵押和个人贷款，D项“信用证”没有提及。

  • 第14题：

    听力原文：M: We haven't set up correspondent relations with Standard Chartered Bank, London.

    W: Then we shall try to find another bank to have our letter or credit advised.

    Q: What do we learn from the conversation?

    (18)

    A．Standard Chartered Bank, London is one of our correspondent banks.

    B．We can advise this L/C through Standard Chartered Bank, London.

    C．We will send the advice of the L/C directly to the beneficiary.

    D．Ａnother bank will be chosen as the advising bank of this L/Ｃ.


    正确答案：D
    解析：男士说到他们和伦敦的渣打银行没有建立业务关系，女士则说到"we shall try to find another bank to have our letter or credit advised",故选项D正确。

  • 第15题：

    － Can I exchange foreign currency in Bank of China －()

    A、No, you can’t. Bank of China is not responsible for exchanging foreign currency.

    B、Yes, you can. Bank of China is an authorized foreign exchange bank.

    C、No, you can’t. Bank of China is not open on Sundays.


    参考答案：B

  • 第16题：

    听力原文：The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.

    (5)

    A．The paying bank sends the check to the remitting bank for repayment.

    B．The remitting bank sends the check to the paying bank for repayment.

    C．The collecting bank sends the check to the remitting bank for repayment.

    D．The remitting bank sends the check to the collecting bank for repayment.


    正确答案：A
    解析：单句意思为“兑现银行开出支票给出票人银行以获得偿款。”兑现银行指的就是付款银行，而出票银行指的是托收银行。

  • 第17题：

    If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：从第三段最后一句Once an "open" cheque…by an unauthorized person，the money may never be recovered．可以得出答案。

  • 第18题：

    听力原文：If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.

    (8)

    A．The customer should first notify the drawee bank of the loss of his draft.

    B．The customer should first notify the drawer bank of the loss of his draft.

    C．The customer should first notify the remitting bank of the loss of his draft.

    D．The customer should first notify the collecting bank of the loss of his draft.


    正确答案：B
    解析：单句意思为“当客户丢失了银行开给他的汇票，则应立即通知付款行。”

  • 第19题：

    听力原文： When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.

    24. What is the purpose of signing a deposit agreement?

    25.What does a depositor do with a passbook?

    26.What is the aim of a small register and a pad of deposit withdrawal forms?

    (24)

    A．To follow the bank's rules and regulations.

    B．To have the right to make full use of the bank's facilities.

    C．To open an account in the bank.

    D．To protect the depositor's interest.


    正确答案：A
    解析：录音原文中提到By signing agreement，the depositor…rules and regulations of the bank．通过签订存储协议，存款人会遵守银行的规则。

  • 第20题：

    听力原文：The advising bank will send the bill of lading and the L/C back to the issuing bank to get reimbursed.

    (2)

    A．The issuing bank will send the bill of lading and the L/C to the advising bank.

    B．The issuing bank will notify the advising bank of the bill of lading and the L/C

    C．The advising bank will reimburse the bill of lading and the L/C

    D．The issuing bank will reimburse the bill of lading and the L/C


    正确答案：D
    解析：单句意思为“通知行将会把提单和信用证回寄到开证行以获得偿付款。”

  • 第21题：

    Which bank can convert the Japanese yen into the Chinese yuan?

    A:replace
    B:move
    C:report
    D:change

    答案：D
    解析：
    哪家银行能把日元换成人民币？replace“替换”，如：Nobody can replace you in my heart．谁也不能代替你在我，汀中的位置。move“移动”;report“报告”;change“改变”。

  • 第22题：

    When you write a cheque,the bank will______you 2 dollars.

    A.cost
    B.spend
    C.save
    D.charge

    答案：D
    解析：
    本题考查的内容为“花费”。题目意为“你每开一张支票，银行都会收取你2美元的费用”。A项cost的用法为“sth.cost(s)sb.+钱数”意为“某物花费某人多少钱”。B项spend的用法为“sb.spend(s)+时间/钱数on sth.”意为“某人在某事上花费了多少钱（或时间）”。C项save的用法为“sth.save(s)+钱数for sb.”意为“某物为某人节约多少钱”。D项charge的用法为“sb./sth.Charge(s)sb+钱数”意为“某人或某机构收取某人多少钱的费用”。因此选D。

  • 第23题：

    （） is the party which applies to the bank for the opening of a letter of credit.

    • A、A bank in the seller′s country
    • B、A bank in the buyer′s country
    • C、An exporter
    • D、An applicant

    正确答案:D

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