听力原文:M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B.British banks started to issue credit cards.
C.Customers of British banks may cash their cheques in European countries.
D.Commercial banks in the United States began to issue cheque card.
第1题:
听力原文:Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.
(2)
A.Commercial banks mainly provide short-term loans for the capital market.
B.The capital market mainly depends on the acquired deposits and the funds from other channels.
C.Short-term loans are mainly from the acquired deposits and the funds from other channels.
D.Commercial banks mainly depend on the capital market for deposits and the funds.
第2题:
听力原文:M: I've lost my credit card issued by your bank. What should I do, please?
W: I am sorry for that. But you have to go to that counter over there for the card business.
Q: Why does the customer come to the bank?
(15)
A.He got a credit card of his friend and come to ask how to use it.
B.He got a card and did not know whose card it is.
C.He has lost his credit card and come to ask what to do.
D.He has found a credit card and come to ask what to do.
第3题:
听力原文:M: It is reported that in some countries banks are not allowed to make investments in equity securities.
W: Generally commercial banks may invest only in those securities that are rated as "investment grade", or have bond ratings in the top four categories.
Q: Where are banks only allowed to make investments?
(15)
A.In equity securities.
B.In personal funds.
C.In securities rated as investment grade.
D.In property markets.
第4题:
听力原文:M: Excuse me, Ms Li. Could you tell me what kind of drawings do you like to make, by cheque or upon presentation of your deposit book?
W: I'd prefer to draw by cheque.
Q: What account does Ms. Li want to open?
(17)
A.RMB account.
B.A checking account.
C.A U.S. dollar account.
D.A special account.
第5题:
If a customer wants to draw cash with a cheque for himself at his own branch, what he needs to do is to write "pay cash" between the parallel lines.
A.Right
B.Wrong
C.Doesn't say
第6题:
听力原文:Actually, in China by now, the dominant users of smart cards are not banks, but governments and commercial organizations.
(6)
A.The majority of smart cards users are governments and commercial organizations.
B.Many users of smart cards are powerful in governments and commercial organizations.
C.The dominant users of smart cards are banks in China by now.
D.The dominant users of smart cards used to he banks in China.
第7题:
听力原文:W: I wish to cash this cheque from U. S. A. , but the man in the next window told me to bring it here.
M: Oh, yes. This is a personal cheque. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: What does the man mean?
(16)
A.The woman can't get cash before the proceeds are collected.
B.There is something wrong with the proceeds.
C.The woman will be paid directly by the paying bank.
D.The personal cheque can't be encashed over the counter.
第8题:
听力原文:M: What should I do with my sight deposit if I need some money right now?
W: Oh, that's easy. You can either use the cash dispensers or you can write cheques.
Q: What does the man want to have now?
(14)
A.Cash.
B.Sight deposit.
C.Cash dispenser.
D.Cheque.
第9题:
We enclose a cheque for US $2000() payment of all commissions due ()you up to date.
A、into,against
B、in,to
C、for,to
D、on,to
第10题:
A、due
B、short
C、out
D、in
第11题:
翻译:Cheque(Check)()
第12题:
第13题:
听力原文:M: I don't know why the man there said he couldn't pay my cheque.
W: Let me see. Yes. You draw your cheque in lead-pencil. It is not recognized in the bank. You should draw it in ink.
Q: What is the woman's suggestion?
(16)
A.Returning the cheque.
B.Drawing the cheque in ink.
C.Drawing the cheque in lead-pencil.
D.Going to the paying bank.
第14题:
What is the main function of deposit insurance fund?
A.To ensure that the banks have sufficient fund to finance other economic sectors.
B.To protect the banks from all kinds of risks arising from their operation.
C.To meet requirements of financial needs of the public.
D.To pledge to depositors that their money is safe whenever a bank is insolvency.
第15题:
听力原文:W: Did you hear about Mr. William's case last week?
M: Yes. It's too terrible. As a matter of fact, he should not issue an open cheque in favor of a third party. Anyone who holds it would present it to the paying bank and obtain cash against it.
Q: What happened to Mr. Williams?
(16)
A.He lost a cheque and the thief cashed it.
B.He opened a cheque account.
C.A thief stole the money from the bank.
D.He cashed the cheque but the money was stolen by a thief.
第16题:
听力原文: If you want to invest money at short term, you've got several possibilities: first, a current account. This gives you the possibility of having all your money at your immediate disposal. It also entitles you to a cheque-book. Second, you've got a deposit account, which usually pays about 3. 5% interest, less tax. In that respect, a deposit account's a better investment than a current account. However, though you are entitled to a cheque-book, you can only withdraw up to a certain sum each month. For large amounts, you must give the bank a few months' notice. Finally, you have certificates of deposit. These pay in the order of 6.5% interest.
28. How many possibilities are there for a customer to invest money at short term?
29.With what kind of deposit can a customer NOT use a cheque-book?
30.What is the interest rate for maintaining a deposit account?
(28)
A.2.
B.5.
C.4
D.3
第17题:
What do large banks allow individual banks to do?
A.To sell credit cards to consumers.
B.To join their credit card network.
C.To provide other banking services.
D.To specialize in federal funds.
第18题:
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
(15)
A.The banks will disapprove them.
B.The banks will approve them.
C.The Bank will benefit from the loans.
D.The bank will make profit from lending.
第19题:
听力原文:M: I want to apply for a credit card. What are the common credit cards?
W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.
Q: Which type of credit card is not mentioned in the conversation?
(19)
A.Smart Card.
B.Master Card.
C.Visa Card.
D.American Express.
第20题:
听力原文:W: What is a smart card?
M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.
Q: What arc they talking about?
(20)
A.Cheque cards.
B.Credit cards.
C.Debit cards.
D.Smart cards.
第21题:
A、covered
B、covers
C、covering
D、covering with
第22题:
第23题:
You are designing an authentication strategy for the accounting department. Your solution must meet business requirements. What should you do?()