听力原文：M: What will happen if a draft is not presented for payment when due?W: If this is the case, all the signatories on the bill will be discharged except the acceptor.Q: What are the two people mainly talking about?(18)A．How to present the bill for paym
题目
听力原文：M: What will happen if a draft is not presented for payment when due?
W: If this is the case, all the signatories on the bill will be discharged except the acceptor.
Q: What are the two people mainly talking about?
(18)
A．How to present the bill for payment.
B．The presentation of bills for payment.
C．The solution to the injured drawer.
D．The payment of the cheque.
相似考题
参考答案和解析
解析：对话谈论的是汇票到期未付款的问题，女士的回答是，除了汇票承兑人，其他所有背书人都没有责任。因此他们在讨论汇票的偿还问题。
更多“听力原文：M: What will happen if a draft is not presented for payment when due?W: If this is the case, all the signatories on the bill will be discharged except the acceptor.Q: What are the two people mainly talking about?(18)A．How to present the bill for paym”相关问题
-
第1题：
What will a foreign seller do when he gets the letter of credit from the buyer?
A．He will draw a bill of exchange on the buyer's bank.
B．He will sell it and get money at once.
C．He will make payable on demand.
D．He will authorize the company to make the payment.
正确答案：A
解析：文中第二句The letter will authorize the foreign seller to draw a draft on the company's bank，意思是信用证可以使卖方能从为买方提供服务的银行获得汇票。 -
第2题：
听力原文：M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
正确答案：B
解析：根据女士的回答，贴现率是根据单据的款项、贴现的时间和数额及出票人和收票人的信誉来定的，由此可知他们谈论的是汇票的贴现率。 -
第3题：
听力原文：M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.
Q: What are they talking about?
(13)
A．A contractual arrangement.
B．A counterpart.
C．Many types of risks.
D．Credit risk.
正确答案：D
解析：他们在谈论银行所面临的风险，女士说“The major type of risks is called credit risk.”，所以D选项符合题意。 -
第4题：
听力原文：M: Good morning! This is a demand draft for one thousand American dollars. May I have it discounted here?
W: Sorry, immediate encashment of a foreign bill is not allowed. You may entrust it to us for collection. But it takes time.
Q: What should the man do if he wants to get the payment of the draft?
(18)
A．He has to show the clerk his passport.
B．He has to entrust the draft for collection to the bank.
C．He has to fill in some forms.
D．He has to endorse the draft.
正确答案：B
解析：由对话可知，男士是想将一张即期汇票兑取现金，但女士的回答是将外汇汇票立即兑现成现金是不可以的，不过他可以"entrust it to us for collection"，可见B为正确项。 -
第5题：
听力原文：W: Why is the bill of lading so important?
M: Because it shows the terms of the contract of carriage, gives evidence of the shipment of goods, and makes sure that the holder of it has the property in the goods.
Q: Which is one of the functions of a bill of lading but not mentioned in the conversation?
(18)
A．The receipt of the goods given by the ship master.
B．The evidence of the terms of the contract of carriage.
C．The evidence of the shipment of goods.
D．The evidence that the holder of it has the property in the goods.
正确答案：A
解析：提到提货单的重要性时，女士提到“the terms of the contract of carriage”，“gives evidence of the shipment of goods”，及“makes sure that the holder of it has the property in the goods”，只有A选项没有提及。 -
第6题：
听力原文：M: Would you tell me about the main contents of the document?
W: Name, quality, unit price and amount of goods, ports of loading and destination, price and payment terms, shipping documents, latest shipment date and validity of the L/C.
Q: What may be the name of the document?
(19)
A．Collection Order.
B．Bill of Lading.
C．Letter of Credit.
D．Certificate of Origin.
正确答案：C
解析：根据女士的回答，单据上面含有商品名称、数量、金额、单价，装货和运输目的地港口，总价金额和支付条款，运输单，最迟运输日期和单证合法性等各方面信息。由此可以推断出此单证就是信用证。 -
第7题：
–– Robert: I’m going to the cinema this evening.
–– Bill: ____
–– Robert: It ’s a Western “Cowboy Comes Home ”.
A: What’s on?
B: What’s in?
C: What is acted?
D: What is perform?
参考答案：A
-
第8题：
听力原文：M: Bank of China. May I help you?
W: Yes, please. I'd like to get some information about discounting a bill of exchange.
Q: What does the customer want to do.?
(17)
A．To withdraw some money.
B．To exchange some foreign currencies.
C．To discount some bills.
D．To cash some traveler's checks.
正确答案：C
解析：根据女士回答，她是想获得一些关于汇票贴现方面的信息，可见她是想将汇票贴现。 -
第9题：
Under D/P, all the documents, and usually title to the goods, are released to the buyer upon ______.
A．his acceptance of the draft for payment at a specified later date
B．his payment of the amount specified under reserve
C．his partial payment of the bill amount
D．his payment of the amount specified
正确答案：D
解析：在付款交单结算方式下，当买方付清全部款项时，卖方才会转移货物所有权。title to the goods货物所有权。D/P(document against payment)付款交单。 -
第10题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. The meaning of D/A is（）.
- A、documents against acceptance
- B、documents against payment
- C、delivery after payment
- D、cash against payment
正确答案:A -
第11题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/A , the importer can gets what he needs – the shipping documents only by（）.
- A、showing the bill of lading
- B、paying in cash
- C、making acceptance of the bill of exchange
- D、paying the bill of exchange
正确答案:C -
第12题：
单选题According to the bill, what did Mr. Saunders neglect to do last month?AInstall the purchased product
BRegister for the payment system
CReport a malfunction in his heater
DPay for the equipment installation
正确答案： D解析：
信的第1段提到an outstanding payment包括了上个月热水器的接通，可知Mr. Saunders没有支付安装费，故选D。 -
第13题：
听力原文：When the drawer and drawee of a bill are the same person, the holder may treat the instrument either as a bill of exchange or as a promissory note.
(6)
A．If both the drawer and drawee of an instrument are the same person, the instrument may be treated as a promissory note.
B．In any case, the holder can treat the instrument as a bill of exchange or a promissory note.
C．If both the drawer and drawee of an instrument are the same person, the instrument can only he treated as a promissory note.
D．When the drawer and drawee of a bill are the same person, the holder may treat the instrument neither as a bill of exchange nor as a promissory note.
正确答案：A
解析：单句意思为“当出票人和付款人是同一人时，持票人可把此票当成汇票。” -
第14题：
听力原文：M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)
A．Four.
B．Two.
C．Three.
D．Five.
正确答案：C
解析：录音原文提到Margins mainly depend on…the rate of interest shah be firm．所以C选项正确。 -
第15题：
听力原文：M: Could your company accept bills of exchange payable 30 days after sight?
W: No, we don't accept any draft; instead, we usually make payment at sight.
Q: What can we infer from the conversation?
(19)
A．The man will probably wait for the payment for 30 days.
B．The man can get his payment right away.
C．The man will send an order to the company.
D．The woman will not pay the man at sight.
正确答案：B
解析：从女士所说的“make payment at sight”，即即期付款，可知B项正确。 -
第16题：
听力原文：M: If a bank has inadequate liquidity, what would happen?
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency?
(14)
A．Adequate liquidity.
B．Insufficient liquidity.
C．Increasing liabilities.
D．Converting assets.
正确答案：B
解析：从女士的回答“insufficient liquidity can lead to the insolvency of a bank”，可知资金流动不足可导致银行破产。 -
第17题：
听力原文：W: Excuse me, sir. Can you tell me what kind of a bill you have?
M: Yes, it's a ninety-day bill for $ 6,750.00. It matures about two months from now. I didn't think we'd have to discount it, but I need the working capital right now. How do I discount it?
Q: What kind of bill does the man have?
(13)
A．A bill of exchange with a 90-day maturity for $ 6,075.00.
B．A bill of exchange with a 60-day maturity for $ 6,075.00.
C．A bill of exchange with a 90-day maturity for $ 6,750.00.
D．A bill of exchange with a 60-day maturity for $ 6,750.00.
正确答案：D
解析：根据男士的回答，他持有一张金额为6，750.00美元的两个月到期的远期汇票。两个月是60天，因此选C。 -
第18题：
听力原文：W: What is a smart card?
M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.
Q: What arc they talking about?
(20)
A．Cheque cards.
B．Credit cards.
C．Debit cards.
D．Smart cards.
正确答案：D
解析：女士问智能卡是什么，男士回答智能卡的特点和功能。可知他们谈论的是智能卡。 -
第19题：
听力原文：M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.
W: But it is always higher than the base rate, isn't it?
Q: What is determined when a personal loan is made?
(14)
A．Rate on the personal loan.
B．Base rate of the bank.
C．The amount of payment.
D．Personal loan's time period.
正确答案：A
解析：根据对话中"The rate on a personal loan is fixed"可知A项正确。 -
第20题：
听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?
W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.
Q: What are they talking about???
(18)
A．Presentation of bill of exchange for payment.
B．Documents required for a collection operation.
C．Application for a letter of credit.
D．What are contained in a collection order.
正确答案：B
解析：男士问对方，除了递交提单外还得递交哪些单据。女士的回答是"a sight draft", "an insurance policy", and "a collection order", 即即期汇票、保险单及托收委托书，由此可推知答案为B。 -
第21题：
What does the writer dislike most about dinner parties in New Yorkers
A. There is a strange mix of people.
B. The restaurants are expensive.
C. The bill is not fairly shared.
D. People have to pay cash
正确答案：C
-
第22题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by（）.
- A、showing the bill of lading
- B、signing on the bill of exchange
- C、paying in cash
- D、paying or accepting the bill of exchange
正确答案:D -
第23题：
Questions from 31 to 35 are based on the following passage: The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.” Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A). Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment. Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents. Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. A draft can be described as followings except（）.
- A、a bill of exchange
- B、a kind of shipping documents
- C、a bill
- D、a written paying order
正确答案:B