A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital marketsA．RightB．WrongC．Doesn't say
题目
A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets
A．Right
B．Wrong
C．Doesn't say
相似考题
更多“A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital marketsA．RightB．WrongC．Doesn't say”相关问题
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第1题：
A commercial bank should try its best to increase the profits of its creditor and ownership sources.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。 -
第2题：
听力原文：Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.
(2)
A．Commercial banks mainly provide short-term loans for the capital market.
B．The capital market mainly depends on the acquired deposits and the funds from other channels.
C．Short-term loans are mainly from the acquired deposits and the funds from other channels.
D．Commercial banks mainly depend on the capital market for deposits and the funds.
正确答案：A
解析：单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。” -
第3题：
A sound bank will not suffer from the bankruptcy of other unrelated banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：段落最后指出problems in one institution may have wider，systemic repercussions on others，or on the integrity of the payments system，并没有明确指出运营良好的银行不受其他无关银行破产的影响。 -
第4题：
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。 -
第5题：
Term borrowings are used to finance the borrowers to purchase buildings and equipment needed, working capital and existing obligations.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：结合整个文章第一段可以知道定期贷款(term borrowings)可以用来为购买所需要的设备、房产以及营运资金进行融资(finance)，但是第一段最后一句指出Term borrowing is also used to refinance existing obligations. refinance再融资，与融资含义不同。 -
第6题：
In the UK commercial banks often raise funds by issuing bonds and stocks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文中最后一句仅说The main market place for lending and borrowing medium and long-term capital in the UK is the Stock Exchange in London.，并没有提及英国商业银行常常通过发行股票和债券进行融资(raise funds)。 -
第7题：
What are large banks in large cities engaged in besides supplying bank deposit services?
A．They are engaged in international trade.
B．They do some particular business with foreigners.
C．They provide some specific ancillary services.
D．They establish correspondent banks in small cities.
正确答案：C
解析：根据文章第一段，C选项文中没提到。 -
第8题：
Who may supply business loans in a remote area if there is no financial intermediaries offering such services?
A．The local bank in the area.
B．Business companies.
C．Brokers in the Federal Funds.
D．Correspondent banks.
正确答案：A
解析：文章第二段提到If there are no...the local bank supplies most of these loans. 在一些偏远的地区，如果没有提供商业贷款服务金融中介机构，就由当地的社区银行来提供这些贷款服务。 -
第9题：
The remitting bank in the procedure of a collection may not be the collecting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话The collecting bank is any bank, other than the remitting bank…可以倒推出。 -
第10题：
听力原文：Many banks in America now carry accounts with the Bank of China, Shanghai.
(5)
A．Many banks in America accept accounts with the Bank of China, Shanghai.
B．Many banks in America start business with the Bank of China, Shanghai.
C．Many banks in America have accounts with the Bank of China, Shanghai.
D．Many banks in America owe money to the Bank of China, Shanghai.
正确答案：C
解析：carry accounts with意为“与…有账户往来”。 -
第11题：
"Balance Sheet" means the statement on which a bank's assets and liabilities are listed.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第二句后半部分other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. 可以倒推出来。资产负债表外业务没有涉及资产和负债，那么资产负债表就应该包含资产和负债。on-and-off balance sheet资产负债表内外，balance sheet。 -
第12题：
单选题We understand you need easy access _____ up-to-date information about your accounts in our bank.Ain
Bto
Cfor
Dwith
正确答案： B解析：
本题考查固定搭配。句意：我们明白您需要一个便捷的方式来了解您在本行账户的最新信息。access to为固定搭配，表示“获得；利用”。故B项为正确答案。 -
第13题：
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息，而不是“半强有效市场能够提供关于商业银行信用价值的信息”。 -
第14题：
CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章第二段开头提到The holder of a CD…will ask a money market participant (often a commercial bank) to arrange a sale through a specialized dealer。并没有提及在哪里交易。a specialized dealer专业交易者。 -
第15题：
Banks are subject to various forms of legal risk, including inadequate or incorrect (56) advice or documentation that may result in unexpected decline in the value of (57) or unexpected increase in the value of liabilities. In addition, existing laws may (58) resolve legal issues involving a bank; a court case involving a (59) bank may have wider implications for banking business and involve costs to it and many or all other banks; and, laws (60) banks or other commercial enterprises may change. Banks are particularly susceptible to legal risks when entering new types of transactions and when the legal right of a counterpart to enter into a transaction is not established.
(41)
A．bank
B．financial
C．legal
D．governmental
正确答案：C
解析：句意：银行会面对多种形式的法律风险，包括不充分或不正确的法律建议或错误的法律文书。只有C选项符合题意。 -
第16题：
A commercial bank shall establish and improve its system of internal control according to law.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：整个第一段和第二段第一句A commercial bank shah...its systems of examining and checking deposits, loans settlements and bad and doubtful accounts.这些都是内部控制的具体内容。 -
第17题：
Nowadays a private business usually obtains its working capital through a commercial bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：第三句话指出Private sector firms borrow...even fir the working capital requirements.意为货币市场代替了银行为企业运营资金的功能，银行作为中介人，在这业务上也处于收缩状态。 -
第18题：
Which of the following is implied in the passage?
A．A very important purpose of bank-supervision is to provide adequate capital for their operation.
B．A very important purpose of bank-supervision is to ensure banks to operate with adequate capital.
C．A very important purpose of bank-supervision is to put additional restrictions on the banks' operations.
D．A very important purpose of bank-supervision is to concentrate on risks.
正确答案：B
解析：通读全文，可推知这段文章所隐含的意思是银行监管的目的在于保证资本的充足率。 -
第19题：
What is called correspondent banking?
A．The bank which provides additional banking services.
B．The provision of banking services to other banks.
C．The particular ancillary services provided to foreign countries.
D．The bank issuing credit cards.
正确答案：B
解析：文章第一段最后提到Large banks often provide...to other banks is called correspondent banking. 大银行向存款者提供辅助服务，并将这些辅助服务卖给其他银行，在这些服务条款中将其他银行称之为代理银行。 -
第20题：
What will happen if there is one commercial bank and no thrifts in a small town?
A．The residents will deposit their money with the bank.
B．The local bank will provide business loans to the commercial bank.
C．Some large banks will transport money by check to the bank.
D．People in the area will not deposit money with the bank.
正确答案：A
解析：文章第二段提到If there is one commercial bank...deposit their funds in the local bank.在一些偏远地区的小镇，如果只有一家商业银行而没有其他银行的时候，居民会把钱存入当地的银行。 -
第21题：
___is an agreement whereby the seller provides goods or services to the buyer without asking the latter for immediate cash payment.A.trade credit
B.bank loans
C.commercial paper
D.factoring accounts receivable
正确答案：A
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第22题：
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。 -
第23题：
Text 4 Bankers have been blaming themselves for their troubles in public.Behind the scenes,they have been taking aim at someone else:the accounting standard-setters.Their rules,moan the banks,have forced them to report enormous losses,and it's just not fair.These rules say they must value some assets at the price a third party would pay,not the price managers and regulators would like them to fetch.Unfortunately,banks'lobbying now seems to be working.The details may be unknowable,but the independence of standard-setters,essential to the proper functioning of capital markets,is being compromised.And,unless banks carry toxic assets at prices that attract buyers,reviving the banking system will be difficult.After a bruising encounter with Congress,America's Financial Accounting Standards Board（FASB）rushed through rule changes.These gave banks more freedom to use models to value illiquid assets and more flexibility in recognizing losses on long-term assets in their income statement.Bob Herz,the FASB's chairman,cried out against those who"question our motives."Yet bank shares rose and the changes enhance what one lobby group politely calls"the use of judgment by management."European ministers instantly demanded that the International Accounting Standards Board（IASB）do likewise.The IASB says it does not want to act without overall planning,but the pressure to fold when it completes it reconstruction of rules later this year is strong.Charlie McCreevy,a European commissioner,warned the IASB that it did"not live in a political vacuum"but"in the real word"and that Europe could yet develop different rules.It was banks that were on the wrong planet,with accounts that vastly overvalued assets.Today they argue that market prices overstate losses,because they largely reflect the temporary illiquidity of markets,not the likely extent of bad debts.The truth will not be known for years.But bank's shares trade below their book value,suggesting that investors are skeptical.And dead markets partly reflect the paralysis of banks which will not sell assets for fear of booking losses,yet are reluctant to buy all those supposed bargains.To get the system working again,losses must be recognized and dealt with.America's new plan to buy up toxic assets will not work unless banks mark assets to levels which buyers find attractive.Successful markets require independent and even combative standard-setters.The FASB and IASB have been exactly that,cleaning up rules on stock options and pensions,for example,against hostility from special interests.But by giving in to critics now they are inviting pressure to make more concessions.39.The author thinks the banks were"on the wrong planet"in that theyA.misinterpreted market price indicators
B.exaggerated the real value of their assets
C.neglected the likely existence of bad debts.
D.denied booking losses in their sale of assets.答案：B解析：根据题干信息我们可以定位到第五段首句。这是一个强调结构，with…解释banks were“on the wrong planet”的原因，也就是本题的答案。所以B为正确答案。干扰选项中C选项干扰性最大，但是，我们回原文定位，Today they argue that market prices overstate losses,because they largely reflect the temporary illiquidity of markets,not the likely extent of bad debts.不难发现neglect与原文的reflect是偷换概念。D选项，原文未提到银行是否出售了不良资产，更未提到银行否认了这一点。【补充】本段充满了金融学专业术语，晦涩难懂。但是本题的命制是围绕该段的首句，即该段主题句命制的，从这个角度来说降低了对整段语言的理解的要求。