The banks will be punished by the Reserve Bank if they refuse to cooperate.A．RightB．WrongC．Doesn't say
题目
The banks will be punished by the Reserve Bank if they refuse to cooperate.
A．Right
B．Wrong
C．Doesn't say
相似考题
更多“The banks will be punished by the Reserve Bank if they refuse to cooperate.A．RightB．WrongC．Doesn't say”相关问题
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第1题：
The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过，a parallel with与…相同。 -
第2题：
A sound bank will not suffer from the bankruptcy of other unrelated banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：段落最后指出problems in one institution may have wider，systemic repercussions on others，or on the integrity of the payments system，并没有明确指出运营良好的银行不受其他无关银行破产的影响。 -
第3题：
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。 -
第4题：
If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第一句中间dealing positions taken by employees who gamble with the bank's money以及举例，都说明了题中观点是正确的。 -
第5题：
听力原文：M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
(15)
A．The banks will disapprove them.
B．The banks will approve them.
C．The Bank will benefit from the loans.
D．The bank will make profit from lending.
正确答案：A
解析：根据男士的话可知银行对投机性高的贷款申请的态度是“decline”，即“拒绝”，A项正确。 -
第6题：
The collecting bank only acts upon the instructions given in the collection order of the presenting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从文中最后一句话Banks are only permitted to act upon instructions given in such an order…再结合前一句话中的a collection order with the documents concerned，因此并非只执行"the collection order of the presenting bank"。 -
第7题：
听力原文：Many banks in America now carry accounts with the Bank of China, Shanghai.
(5)
A．Many banks in America accept accounts with the Bank of China, Shanghai.
B．Many banks in America start business with the Bank of China, Shanghai.
C．Many banks in America have accounts with the Bank of China, Shanghai.
D．Many banks in America owe money to the Bank of China, Shanghai.
正确答案：C
解析：carry accounts with意为“与…有账户往来”。 -
第8题：
A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。 -
第9题：
The amount of checks debited against New York banks in October 1982 was 39.27 trillion, which was 42% of the aggregate amount of checks of all the insured banks that month.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中倒数第二句The total amount of cheeks debited against all insured banks in October 1982 was$93.5 trillion, of which 42 percent was from New York banks. 可推导出，因为 93.5×42%=39.27。 -
第10题：
People who refuse to comply（ ）the law will be punished.
with答案：解析：comply表示“遵从；服从”，后接with。句意：拒不遵纪守法的人终究会受到惩罚。 -
第11题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following is TRUE?（ ）A.The Fed undertakes banking supervision over banking system in the USA.
B.The savings banks in the USA are authorized to do real estate business by some states’ law.
C.Specialized banks in the USA provide funds as the lender of last resort.
D.Specialized banks in the USA are the same to those in China.答案：A解析：本题考查细节理解。
【关键词】which of the following; true
【主题句】
第五段In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）. 在美国，还有专业银行，包括艾契法案银行，国际银行业务机构，银行家银行，储蓄银行，储蓄和贷款协会，信用合作社和政府拥有的以及房地产投资信托基金会（TEIT ）。
倒数第一段The Federal Reserve Act （FRA） 1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last resort
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
1913年美国联邦储备法（FRA）规定了美联储的权力，除了正常的中央银行的目标外，还强调以下几点。
i管理美国的货币体系和货币供应；
ii提供资金作为最后贷款人；
iii提供高效的清算系统；
iiii提供严格的银行监督系统。
【解析】题目意为“以下哪个选项正确？”选项A意为“美联储对美国的银行体系进行银行监管”；选项B意为“美国的储蓄银行有权根据一些州的法律从事房地产业务”；选项C意为“美国的专业银行为最后贷款人提供资金”；选项D意为“美国的专业银行与中国的专业银行相同”。根据主题句，美联储是作为最后贷款人提供资金，选项C错误；选项B和D内容在文章中并未提及；因此，只有选项A与题意相符。 -
第12题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is included in the commercial banking system of the USA?（ ）A.The Fed banks, the State banking and group banking.
B.The Fed banking, the state banking and group banking.
C.Unit banking, group banking and branch banking.
D.Specialized banks, group banking and unit banking.答案：C解析：本题考查细节理解。
【关键词】included in the commercial banking system of the USA
【主题句】
第一段最后一句Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking. 现在让我们看看商业银行的组织结构，其中包括单位银行，集团银行和分支银行。
【解析】题目意为“美国商业银行系统包括什么？”根据主题句，选项C与题意完全相符。 -
第13题：
Supervisors have the obligation to save a failing bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章开头提到银行监管的责任limit the risk of loss…confidence in banks．，并没有提及save a failing bank。 -
第14题：
听力原文：Although banks are involved in documentary collection, they offer no bank guarantee to either the buyer or the seller.
(10)
A．Banks may guarantee the buyer or the seller in documentary collection.
B．Banks act as agents without responsibility of guarantee on either side.
C．Banks offer bank guarantee to both the buyer and the seller in documentary collection.
D．Banks are only responsible for the buyer in documentary collection.
正确答案：B
解析：单句意思为“银行在跟单托收中没有义务向买方或是卖方提供银行担保。” -
第15题：
Banks in international lending face the risks common to all banks: liquidity risk, interest rate risk, credit (asset) risk, and contingent liabilities risk.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章通篇提及银行面临的三类风险，并加以举例，并没有提及Banks in international lending。 -
第16题：
Normally, banks will set different credit limits on different customers' credit card ac counts.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders．可推出。 -
第17题：
The remitting bank in the procedure of a collection may not be the collecting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话The collecting bank is any bank, other than the remitting bank…可以倒推出。 -
第18题：
听力原文：In the United States, the Federal Gold Reserve acts as the central bank.
(2)
A．In the US, the Federal Gold Reserve acts as the central bank.
B．In the US, the central bank is the commercial bank.
C．In the US, there is no central bank.
D．In the US, the central bank is not so important.
正确答案：A
解析：单句意思为“在美国，联邦黄金储备局发挥着中央银行的作用。” -
第19题：
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。 -
第20题：
The Federal Reserve has been providing free check-clearing facilities to all the banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：第二段开头指出Until 1981 the Federal Reserve had provided free check-clearing facilities to its members...。 -
第21题：
"Balance Sheet" means the statement on which a bank's assets and liabilities are listed.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第二句后半部分other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. 可以倒推出来。资产负债表外业务没有涉及资产和负债，那么资产负债表就应该包含资产和负债。on-and-off balance sheet资产负债表内外，balance sheet。 -
第22题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
Which of the following is not true?（ ）A.National Banks in the USA refers to “State Banks”.
B.The group banking system usually exists in the states where branch banking is prohibited.
C.Stateside branching implies that bank branches are allowed to operate anywhere within the state.
D.Limited branching allows bank to operate branches within geographic territories authorized by the state law.答案：A解析：本题考查细节理解。
【关键词】which of the following; not true
【主题句】
第一段In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency （OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. 在美利坚合众国，银行被分类为联邦特许银行（即由通货审计官办公室（OCC）发放牌照，被称为“国家银行”）以及国家特许银行（即由监管机构发放牌照，被称为“国有银行”）。
第三段第二句The group banking system usually exists in the states where branch banking is prohibited. 集团银行系统通常存在于禁止分支银行的州。
第四段第二句Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. 有限的分支机构允许银行在州法律授权的地域内经营分支机构。美国分支机构意味着银行分支机构可以在该州任何地方运营。
【解析】题目意为“以下哪个选项不正确？”选项A意为“美国国家银行即是 ‘国有银行’”；选项B意为“集团银行系统通常存在于禁止分支银行的州”；选项C意为“分支机构意味着银行分支机构可以在该州任何地方运营”；选项D意为“有限分支允许银行在州法律授权的地域内经营分支机构”。根据主题句，只有选项A与题意不相符。 -
第23题：
资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
The main characteristic of unit banking is that it can operate only a single full service bank from a single location. Unit banking institutions are not allowed to have branch networks. However, unit banking does not necessarily have to be small. In fact, many unit banks are quite large.
Group banking refers to banking operations conducted by a corporation owning more than one bank. The group banking system usually exists in the states where branch banking is prohibited.
As for branching, it is sometimes referred to “limited branching” or “stateside branching”. Limited branching allows bank to operate branches within geographic territories authorized by the state law. Stateside branching implies that bank branches are allowed to operate anywhere within the state. New York State, California, Florida and some others are stateside branch banking areas which Minnesota, Arkansas, lower and others are limited branching areas.
In the United States, there are also specialized banks including the Edge Act Banks, the international Banking Facility, the bankers’ banks, the saving banks, the savings and loans associations, the credit unions and government owned and the Real Estate Investment Trust （TEIT）.
There are also non-bank financial institutions in the USA, including the securities firms, the leasing and commercial finance companies, the mortgage bankers and the Real Estate Investment Trust （REIT）.
Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. The Federal Reserve System comprises a board of governors with 7 members stationed in Washington D.C Reserve Banks, including Boston，New York City, Dallas and San Francisco.
The Federal Reserve Act（FRA）1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last report;
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
What is the charting authority of the USA for banks?（ ）A.FRA
B.Laws of states
C.Fed
D.OCC答案：C解析：本题考查细节理解。
【关键词】the charting authority of the USA; for banks
【主题句】
倒数第二段Let us now look at the Federal System. Commonly known as the Federal Reserve Bank or the “Fed”, this is the Central Bank of the United States founded in 1913. It determines the reserve requirement within limits set by the US Congress. The function of the Fed is economic stabilization through the management of the nation’s money supply. 现在让我们看看联邦系统，通常被称为联邦储备银行或“美联储”，这是成立于1913年的美国中央银行。它决定了美国国会制定的准备金限额要求。美联储的职能是通过管理国家的货币供应来稳定经济。
倒数第一段The Federal Reserve Act （FRA） 1913 set out the powers of the Fed which, on top of the regular central bank’s objectives, emphasize the following.
i.Managing the monetary system and money supply of the USA;
ii.Providing funds as the lender of last resort
iii.Providing for an efficient cherub clearing system;
iiii.Providing a rigorous banking supervision system.
1913年美国联邦储备法（FRA）规定了美联储的权力，除了正常的中央银行的目标外，还强调以下几点。
i管理美国的货币体系和货币供应；
ii提供资金作为最后贷款人；
iii提供高效的清算系统；
iiii提供严格的银行监督系统。
【解析】题目意为“美国银行管理当局是？”选项A意为“美国联邦储备法”；选项B意为“国家法律”；选项C意为“美联储”；选项D意为“通货审计官办公室”。根据主题句，美国银行受美联储来监管，因此选项C与题意相符。