共用题干 第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a bu

题目
共用题干
第二篇

Credit Card Only Works When Spoken To

A credit card that will not work unless it hears its owner's voice could become an
important weapon in the fight against fraud（欺骗）.
The card requires users to give a spoken password that it recognizes using a built-in
voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
someone else's credit card details to buy goods online.
A model built by engineers at Beepcard in Santa Monica,California,represents the
first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
into a standard-sized credit card.
They are not quite there yet:the card is the length and width of an ordinary credit card,
but it is still about three times as thick.The company now plans to make it thinner.
The voice card is based on an earlier Beepcard technology designed to prevent fraud in
online transactions.This earlier card has no microphone,but has a built-in loudspeaker
that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
online server.
By verifying（证实）that the signal matches the card details,the server can establish
that the user is not simply keying in a credit card number but actually has the card to hand.
The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
This prevents fraudsters recording the beeps, noting the card details and then playing
back the audible ID when they key in the details later.But this earlier technology cannot
prevent fraudulent use of stolen cards.The new one can.
The new voice card also identifies itself by its ID squawk,but it will not do this until it
has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
the card because even if they knew the password they would have to be able to copy the
owner's voice with a high degree of accuracy.
The challenge for Beepcard has been to develop voice-recognition and audio circuitry
that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
battery life,the electronics are only switched on when the card is being used.Pressing a
button on the card's surface prompts it to utter "Say your password" in female voice.If the
voice-recognition software proves that the password is authentic（真实的）,it sends its ID
squawk which the server then identifies,allowing the transaction to proceed.

What is the advantage of the new voice card?
A:It recognizes only its owner's spoken password.
B:It doesn't need to work with an on!mne server.
C:It requires less ID information.
D:It has a playback function.
相似考题

1.The term payment card refers to ()A、Charge cardB、Credit cardC、A and B onlyD、Charge card

2.听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.(9)A．The credit card can be used at any shop without paying cash.B．The credit card can he used at any appointed shop together with cash.C．The credit card can be used at any appointed shop without paying cash.D．The credit card can be used to withdraw any amount of cash.

3.听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.(3)A．We are the credit card holders.B．We are the bank who can encash the card.C．We are the credit card company.D．We stopped your card losing.

4.SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th

更多“共用题干 第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a bu”相关问题

  • 第1题：

    听力原文：M: I've lost my credit card issued by your bank. What should I do, please?

    W: I am sorry for that. But you have to go to that counter over there for the card business.

    Q: Why does the customer come to the bank?

    (15)

    A．He got a credit card of his friend and come to ask how to use it.

    B．He got a card and did not know whose card it is.

    C．He has lost his credit card and come to ask what to do.

    D．He has found a credit card and come to ask what to do.


    正确答案：C
    解析：录音原文中男士说：I've lost my credit card issued by your bank，即他丢失了信用卡，来银行想知道该怎么办。

  • 第2题：

    A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：C
    解析：第一段开始A credit card is…possibly under a line of credit established by the card issuer．但并没有说an overdraft is not allowed。

  • 第3题：

    听力原文：M: I want to apply for a credit card. What are the common credit cards?

    W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

    Q: Which type of credit card is not mentioned in the conversation?

    (19)

    A．Smart Card.

    B．Master Card.

    C．Visa Card.

    D．American Express.


    正确答案：A
    解析：男士问的是普通信用卡有哪些，女士的回答是“Master Card”，“Visa”，“Discover”，and “American Express”．只有A不属于这一类。

  • 第4题：

    短文理解

    听力原文： Credit card fraud is a big problem. Card fraud in the U.S. involving bank cards alone totaled $ 680 million last year, which represented an increase of more than 35% over a 10-year period. However, the tide is beginning to turn, and the growth percentage of fraud is diminishing technologies are becoming more widely used. In 1994, Visa card fraud in the U. S. was as new equal to the figure posted in 1992. At Master Card, bogus card transactions rose 14% from 1993 to 1994. Even so, the growth rate has slowed considerably from the beginning of the decade. That looks good news for bankers and for average card holders as well.

    21. What is the passage mainly about?

    22.How much did bank card fraud involve in U.S. last year?

    23.What conclusion can we draw concerning card fraud?

    (21)

    A．Bank card business.

    B．Bank card fraud.

    C．Technologies used in bank.

    D．International card fraud.


    正确答案：B
    解析：录音原文开头提到Credit card fraud is a big problem．由此可知B选项正确。

  • 第5题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What can we learn from the last paragraph about the voice card?
    A:Only female voice passwords could be recognized.
    B:Further improvement should be made to extend battery life.
    C:There is no!imit to its application.
    D:Female customers like to use it.

    答案：B
    解析：

  • 第6题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    Which of the following statements about the earlier card is true?
    A:Its owner can change the ID code freely.
    B:lts user does not need to key in the ID number.
    C:It can record its user's spoken password.
    D:It still can be used by someone else after being stolen.

    答案：D
    解析：

  • 第7题：

    Questions 189~192 refer to the following article.
    Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.
    Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts. The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.
    To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in any billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than ＄300 in eligible spending in any billing period, you will accrue ten cents （＄0.10） per gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（＄0.20） per gallon in Fuel Credits for each gallon of our fuel
    purchased in details.
    Our Visa Card and Personal Credit Card are issued by a capital retail bank and are not an obligation of our U.S.A. Inc. and we are registered trademarks of the Intellectual Property LLC.
    A maximum of ＄300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.
    For our Credit Card Accounts that are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada for
    accounts with credit limits of at least $500.
    Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will be liable for all use by such person.

    According to the passage, which of the following is NOT TRUE?

    A. $300 fuel credits can be redeemed only in certain year
    B. Our credit card accounts are available for each under some circumstances
    C. Credit limits should be at least ＄500 for cash access
    D. You can 't use our accounts all around the world

    答案：A
    解析：
    根据A maximum of $300 in total Fuel Credits may be accrued and redeemed in any calendar year 可知，在任一年内最大限额300 美元的Fuel Credits 可以积累和兑现，而不是在限定的桌一年内得到积累和兑现。

  • 第8题：

    Questions 189~192 refer to the following article.
    Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.
    Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts. The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.
    To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in any billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than ＄300 in eligible spending in any billing period, you will accrue ten cents （＄0.10） per gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（＄0.20） per gallon in Fuel Credits for each gallon of our fuel
    purchased in details.
    Our Visa Card and Personal Credit Card are issued by a capital retail bank and are not an obligation of our U.S.A. Inc. and we are registered trademarks of the Intellectual Property LLC.
    A maximum of ＄300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.
    For our Credit Card Accounts that are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada for
    accounts with credit limits of at least $500.
    Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will be liable for all use by such person.

    The Visa and Personal Credit Cards are available___

    A. to get approval of credit at bank
    B. in some capital retail bank
    C. for combining with other offer
    D. at U.S. retail stations

    答案：D
    解析：
    根据Our visa and Personal credit cards are issued by reliable capitalretail bank.
    Offer is valid at all branded U. S. retail stations“签证和信用卡在国家可靠的资本零售银行被发行。这种服务在美国所有的品牌零售点都是可行的”。故选D。

  • 第9题：

    You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（）  

    • A、 Hash cluster
    • B、 Index cluster
    • C、 Sorted hash cluster
    • D、 Real Application cluster

    正确答案:C

  • 第10题：

    单选题
    You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（）
    A

     Hash cluster

    B

     Index cluster

    C

     Sorted hash cluster

    D

     Real Application cluster


    正确答案： A
    解析： 暂无解析

  • 第11题：

    填空题
    If your credit(信誉) is good, you will be allowed (use) ____ the credit card.

    正确答案： to use
    解析：
    本题考查固定搭配。句意：如果你信誉良好，你就可以使用信用卡。sb. be allowed to do sth.表示“某人被允许做某事”。故填入to use。

  • 第12题：

    填空题
    If you bring a credit card, make sure you take down the service number of the card company in case of loss or theft.____

    正确答案： F
    解析：
    由题干中“credit card”定位至F段。由本段可知，为防止小偷或信用卡丢失应该记下信用卡公司的客户服务热线，故匹配段落为F段。

  • 第13题：

    短文理解

    听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.

    Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.

    21. The credit card receipts will serve as accurate record for all but which of the following choices?

    22.Which of the following is not true about the use of credit card?

    23.Concerning the advantages of credit cards, which of the following is true?

    24.According to the passage, which card has set up machines in major airports?

    (21)

    A．hotel expenses

    B．stock exchange

    C．plane expenses

    D．restaurant expenses


    正确答案：B
    解析：录音原文提到The credit card receipts will…and restaurant expenses．信用卡收据准确地记录了花费在宾馆、飞机、火车、餐馆方面的支出，没有提及股票交易支出。

  • 第14题：

    单句理解

    听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

    (1)

    A．Credit card holders will state if they don't buy anything.

    B．Credit card holders will receive their statements from the bank every month.

    C．Credit card holders can charge purchases to their bank accounts.

    D．Credit card holders have to make purchases every month.


    正确答案：B
    解析：单句意思为“信用卡持有者可以把消费额累加到信用卡账户上，银行每月会提供财务报告”。

  • 第15题：

    听力原文：W: How do you pay for your purchases with a credit card?

    M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

    Q: Where should the man sign when he pays for his goods with a credit card?

    (20)

    A．On his card.

    B．On the goods.

    C．On a sales slip.

    D．On the invoice.


    正确答案：C
    解析：对话中男士说道“usually I sign a sales slip”，即他通常在购物单上签字。

  • 第16题：

    听力原文：Credit card customers are given a credit limit on the credit card account.

    (8)

    A．Credit card customers are given a right to buy goods and services.

    B．The cardholder can buy goods and services within the credit limit.

    C．Normally, banks will set different credit lines to different groups of cardholders.

    D．Each month the cardholder receives a statement from the bank.


    正确答案：B
    解析：单句意思为“信用卡用户在信用卡账户上有特定的信贷限额”。A项缺少前提，C、D项表述正确，但与录音句子内容无关。

  • 第17题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What is the problem with the model card?
    A:It is too large.
    B:It is too thick.
    C:It can't be used in online transactions.
    D:It doesn't have a loudspeaker.

    答案：B
    解析：

  • 第18题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    The voice credit card is an important invention because
    A:it can be made cost-effectively.
    B:it can leave voice messages.
    C:it makes online shopping easy.
    D:it makes fraud difficult.

    答案：D
    解析：

  • 第19题：

    Questions 189~192 refer to the following article.
    Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.
    Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts. The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.
    To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in any billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than ＄300 in eligible spending in any billing period, you will accrue ten cents （＄0.10） per gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（＄0.20） per gallon in Fuel Credits for each gallon of our fuel
    purchased in details.
    Our Visa Card and Personal Credit Card are issued by a capital retail bank and are not an obligation of our U.S.A. Inc. and we are registered trademarks of the Intellectual Property LLC.
    A maximum of ＄300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.
    For our Credit Card Accounts that are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada for
    accounts with credit limits of at least $500.
    Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will be liable for all use by such person.

    From the last paragraph, we can know that（ ）.

    A. Authority to use the account should be given by our company
    B. You should be responsible for the cash access related to your account by any person using it
    C. If the charges of your account or card are authorized, there will be no credit limits
    D. If you give a person the right to use your account or card, he can use it

    答案：D
    解析：
    根据Unauthorized charges do not include charges by a person whom to useyour accounts or card， and you will be liable for all use by such person 可知，如果你给一个人权利去用你的卡或者账户，那么他就可以去用。而B 项中说的是any person，而你只需要对你所授权的人在使用时负责。

  • 第20题：

    When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）

    • A、A batch for each supported credit card type
    • B、A batch for each currency and credit card type
    • C、A batch for each cassette and currency
    • D、A brand for each supported credit card type
    • E、A brand for each currency and credit card type

    正确答案:D

  • 第21题：

    问答题
    Credit cards enable their holders to obtain goods and services on credit. They are issued by retail stores, banks, credit card companies to approved clients. The bank or credit card company settles the client’s bills, invoicing him monthly and charging interest on any outstanding debts. Their profit comes from the high rate of interest charged, the card holder’s subscriptions, and the fees paid by some organizations that accept cards.

    正确答案：
    信用卡能使持卡人通过赊账的方式购买商品、得到服务。信用卡由零售商店、银行和信用卡公司发放给经过批准的客户。银行或信用卡公司结清客户的账单,按月给客户开列其消费清单,收取欠款的利息。这些金融机构的利润来自所收取的高额利息、持卡人支付的认购费以及接受信用卡消费的单位所交纳的代理费。
    解析： 暂无解析

  • 第22题：

    问答题
    Practice 4　　The regulations make it safer for you to use your credit card for shopping on the Internet or over the phone. If someone else makes dishonest use of your credit card, you can cancel the payment and the card issuer(发卡机构) must refund the money to your account. The card issuer will want you to tell them as soon as possible if your card has been lost or stolen or if you find out that someone has used your card details dishonestly.

    正确答案：
    【参考译文】
    这些规章制度可以保证你在使用信用卡进行网上购物或电话购物时更安全。如果别人冒用你的信用卡进行交易,你可以取消支付,发卡机构一定会把钱退还到你的账户。如果你的信用卡丢失或被盗,或是你发现有人盗用了你的信用卡的详细信息时,发卡机构希望你能及时告知他们。
    解析：
    　　①shopping on the Internet or over the phone直接译为“网上购物或者电话购物”。
    　　②makes dishonest use of中的dishonest，原意为“不诚实的”，此处译为“盗用，冒用”。
    　　③refund退还，偿还。句意：把钱退还到你的账户。
    　　④someone has used your card details dishonestly译为“有人盗用了你的信用卡的详细信息”。

  • 第23题：

    单选题
    When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）
    A

    A batch for each supported credit card type

    B

    A batch for each currency and credit card type

    C

    A batch for each cassette and currency

    D

    A brand for each supported credit card type

    E

    A brand for each currency and credit card type


    正确答案： D
    解析： 暂无解析

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