更多“单选题She enjoys working at Carter’s Bank.A RightB WrongC Doesn’t say”相关问题
  • 第1题:

    The banks will be punished by the Reserve Bank if they refuse to cooperate.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文中最后一句只说Any impediments a banking organization may have to taking such actions should be documented and discussed immediately with its Reserve Bank.并没有指出银行不合作会受到他的储备银行的处罚。

  • 第2题:

    A commercial bank should try its best to increase the profits of its creditor and ownership sources.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。

  • 第3题:

    The reason why the market for large CDs has been active since 1961 may be that the yield is usually higher than Treasury bills.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:文章最后一段提到The yield on 3-month CDs is usually higher than 3-month Treasury bills…This may explain the extent of the spread。

  • 第4题:

    Term borrowings are used to finance the borrowers to purchase buildings and equipment needed, working capital and existing obligations.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:结合整个文章第一段可以知道定期贷款(term borrowings)可以用来为购买所需要的设备、房产以及营运资金进行融资(finance),但是第一段最后一句指出Term borrowing is also used to refinance existing obligations. refinance再融资,与融资含义不同。

  • 第5题:

    The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:关于定期贷款协议文中第二段第一句Frequently, the borrower needs to draw down the funds over a period of many months...做了简短的说明,并没有提到题中所说的贷款额必须全部使用完,更没有说不允许使用没有使用的信用额度。

  • 第6题:

    If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从第三段最后一句Once an "open" cheque…by an unauthorized person,the money may never be recovered.可以得出答案。

  • 第7题:

    It's unwise for you to use "open" cheques when paying your telephone bills.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:根据第四段For this reason, it is always wise to use "crossed" cheques when paying bills or sending cheques through the post.也就是using "open" cheques是不明智的。

  • 第8题:

    If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:第一句中间dealing positions taken by employees who gamble with the bank's money以及举例,都说明了题中观点是正确的。

  • 第9题:

    Usually, a loan to government is safer than a loan to a private-sector borrower.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话In any case, a loan to the foreign nation's government or its agencies is generally safer than a loan to a private-sector borrower.可以看出。

  • 第10题:

    The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。

  • 第11题:

    "Balance Sheet" means the statement on which a bank's assets and liabilities are listed.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第二句后半部分other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. 可以倒推出来。资产负债表外业务没有涉及资产和负债,那么资产负债表就应该包含资产和负债。on-and-off balance sheet资产负债表内外,balance sheet。

  • 第12题:

    Stephen Hawking has much time to think because he doesn't have to work.

    A.Right
    B.Wrong
    C.Not mentioned

    答案:A
    解析:

  • 第13题:

    The commercial banks mentioned in the passage can not have any other trade with companies except the credit action.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文章只涉及银行的证券化业务以及契约条款的合法运用,并没有提及银行的其他业务种类,更没有说题中的商业银行与企业之间只能有信贷行为。

  • 第14题:

    Euro CDs are the negotiable certificates of deposit denominated in European currencies issued by American hanks outside the United States.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:文章第一段提到Dollar-denominated CDs issued…called Euro CDs。以美元标价且由在美国本土以外的美国银行发行的大额定期存单,被称之为Eurs CDs。negotiable certificates of deposit (CDs)可转让定期存单。certificates of deposit定期存单。

  • 第15题:

    A sound bank will not suffer from the bankruptcy of other unrelated banks.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:段落最后指出problems in one institution may have wider,systemic repercussions on others,or on the integrity of the payments system,并没有明确指出运营良好的银行不受其他无关银行破产的影响。

  • 第16题:

    A revolving credit commitment gives the borrower assurances of the availability of funds over unexpected period of tight credit in future years.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:结合第二段第一、二句知,在获取贷款时间太长时,采取承诺贷款或者循环贷款是常用的方法,并没有如题中所说“未来不可知的信贷紧缩时期”。a commitment agreement承诺贷款,revolving credit循环贷款。

  • 第17题:

    Nowadays a private business usually obtains its working capital through a commercial bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:第三句话指出Private sector firms borrow...even fir the working capital requirements.意为货币市场代替了银行为企业运营资金的功能,银行作为中介人,在这业务上也处于收缩状态。

  • 第18题:

    If a customer wants to draw cash with a cheque for himself at his own branch, what he needs to do is to write "pay cash" between the parallel lines.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:根据文中最后一句To "open" a "crossed" cheque…writes "pay cash" between the parallel lines and adds his signature beneath.Signature签名。

  • 第19题:

    Banks face losses from three sources : their own position ; dealing positions taken by employees, and defaults by counter parties to forward exchange contracts and covering transactions.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第一句话Banks face losses from three sources…可以直接找到。

  • 第20题:

    The company's prepayment to its supplier is regarded as a liability item.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文中通篇没有提及prepayment预付款。

  • 第21题:

    Debt crises broke out in the 1980s.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文中倒数第二句In the 1980s, several less-developed nations…in interest income to the banks involved.只说几个发展中国家要求银行减免利息减轻债务,并没有说发生债务危机。

  • 第22题:

    A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。

  • 第23题:

    The reason that foreign exchange markets exist is because people have a strong desire to get foreign currencies to travel round the world, to buy goods produced in other countries.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:第二句末尾部分the desire to exchange it into something closer to home in terms of acceptability , 并没有提及题中的to travel round the world, to buy goods produced in other countries.