Right
Wrong
Doesn’t say
第1题:
The banks will be punished by the Reserve Bank if they refuse to cooperate.
A.Right
B.Wrong
C.Doesn't say
第2题:
A commercial bank should try its best to increase the profits of its creditor and ownership sources.
A.Right
B.Wrong
C.Doesn't say
第3题:
The reason why the market for large CDs has been active since 1961 may be that the yield is usually higher than Treasury bills.
A.Right
B.Wrong
C.Doesn't say
第4题:
Term borrowings are used to finance the borrowers to purchase buildings and equipment needed, working capital and existing obligations.
A.Right
B.Wrong
C.Doesn't say
第5题:
The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.
A.Right
B.Wrong
C.Doesn't say
第6题:
If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.
A.Right
B.Wrong
C.Doesn't say
第7题:
It's unwise for you to use "open" cheques when paying your telephone bills.
A.Right
B.Wrong
C.Doesn't say
第8题:
If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.
A.Right
B.Wrong
C.Doesn't say
第9题:
Usually, a loan to government is safer than a loan to a private-sector borrower.
A.Right
B.Wrong
C.Doesn't say
第10题:
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A.Right
B.Wrong
C.Doesn't say
第11题:
"Balance Sheet" means the statement on which a bank's assets and liabilities are listed.
A.Right
B.Wrong
C.Doesn't say
第12题:
第13题:
The commercial banks mentioned in the passage can not have any other trade with companies except the credit action.
A.Right
B.Wrong
C.Doesn't say
第14题:
Euro CDs are the negotiable certificates of deposit denominated in European currencies issued by American hanks outside the United States.
A.Right
B.Wrong
C.Doesn't say
第15题:
A sound bank will not suffer from the bankruptcy of other unrelated banks.
A.Right
B.Wrong
C.Doesn't say
第16题:
A revolving credit commitment gives the borrower assurances of the availability of funds over unexpected period of tight credit in future years.
A.Right
B.Wrong
C.Doesn't say
第17题:
Nowadays a private business usually obtains its working capital through a commercial bank.
A.Right
B.Wrong
C.Doesn't say
第18题:
If a customer wants to draw cash with a cheque for himself at his own branch, what he needs to do is to write "pay cash" between the parallel lines.
A.Right
B.Wrong
C.Doesn't say
第19题:
Banks face losses from three sources : their own position ; dealing positions taken by employees, and defaults by counter parties to forward exchange contracts and covering transactions.
A.Right
B.Wrong
C.Doesn't say
第20题:
The company's prepayment to its supplier is regarded as a liability item.
A.Right
B.Wrong
C.Doesn't say
第21题:
Debt crises broke out in the 1980s.
A.Right
B.Wrong
C.Doesn't say
第22题:
A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets
A.Right
B.Wrong
C.Doesn't say
第23题:
The reason that foreign exchange markets exist is because people have a strong desire to get foreign currencies to travel round the world, to buy goods produced in other countries.
A.Right
B.Wrong
C.Doesn't say