The money a bank uses for lending is borrowed from depositors.
A.Right
B.Wrong
C.Doesn't say
第1题:
Security is required on loans so that ______.
A.the lending bank can enjoy higher interest receipts from the loan
B.the borrower is more willing to pay back the money
C.the funds borrowed will be repaid within a shorter period of time
D.more prime borrowers are attracted
第2题:
If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.
A.Right
B.Wrong
C.Doesn't say
第3题:
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
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Right.
Wrong.
Doesn’t say.
第13题:
听力原文:M: What margins will the lending bank charge?
W: Margins mainly depend on these factors: evaluation of credit risk, maturity of credit, and the starting point from which onwards the rate of interest shall be firm.
Q: How many factors do margins charged by the lending bank mainly depend on?
(12)
A.Four.
B.Two.
C.Three.
D.Five.
第14题:
Each month the credit cardholder will receive a statement from the bank showing the details of the transactions excluding the total amount outstanding.
A.Right
B.Wrong
C.Doesn't say
第15题:
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A.Right
B.Wrong
C.Doesn't say
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salary
pay
income
interest