参考答案和解析
正确答案:D
解析:文章第一段提到In order to reduce…before shipment is unloaded。让买者开信用证的目的是在于降低出口者的风险。
更多“Why does the exporter usually insist on the buyer establishing a credit in his favor before shipment is unloaded?A.To collect the proceeds.B.To draw drafts.C.To revoke the contract.D.To reduce the possible risk.”相关问题
  • 第1题:

    The terms of payment are important for both the seller and the buyer. For the seller, the best terms would be full payment ________. We’re flexible, adaptable and innovative. Everything we do is about your bu cash at the time of sale. But the buyer would prefer to have the goods before making payment. Importers and exporters are separated from each other by ________. We’re flexible, adaptable and innovative. Everything we do is about your bu?of miles. This adds to the difficulties of ________. We’re flexible, adaptable and innovative. Everything we do is about your bu an agreement of payment. However, exporters and importers usually meet each other half-way and agree to payment by a Letter of Credit. A letter of credit (L/C) is a banker’s guarantee that payment will be made, if all the required shipping documents are presented. * In this way, exporters receive a guarantee not only from importers, but also from a bank. * On ________. We’re flexible, adaptable and innovative. Everything we do is about your buhand, importers are given the guarantee that the bank will not make payment unless all the shipping documents are presented. Nevertheless, the exporter can further require an ________letter of credit. That means the guarantee of payment cannot be cancelled either by the opening bank or the importer.


    参考答案:in; thousands; reaching; the other; irrevocable

  • 第2题:

    Under the documentary credit, which of the following is false?

    A.The buyer's bank will issue a documentary credit.

    B.The seller has his bank's undertaking to pay.

    C.If the seller presents the correct documents, he will be paid.

    D.A bank acts as an intermediary between the buyer and seller and is willing to provide trade.


    正确答案:B
    解析:跟单信用证结算方式下,买方银行会以另一国的卖方为受益人开立信用证,承诺如果卖方能提供合格的单据就会得到该银行(非卖方银行保证)的付款,银行充当信用中介,并可以为买卖双方提供贸易服务。所以,B选项不正确。

  • 第3题:

    Under D/P, all the documents, and usually title to the goods, are released to the buyer upon ______.

    A.his acceptance of the draft for payment at a specified later date

    B.his payment of the amount specified under reserve

    C.his partial payment of the bill amount

    D.his payment of the amount specified


    正确答案:D
    解析:在付款交单结算方式下,当买方付清全部款项时,卖方才会转移货物所有权。title to the goods货物所有权。D/P(document against payment)付款交单。

  • 第4题:

    Why is it necessary to warn engine room personnel before activating the fixed CO2 system?

    A.To make them aware there is a fire

    B.To let them know they should leave the engine room

    C.To prevent possible injury from frostbite

    D.To make them aware that ventilation will automatically stop


    正确答案:B

  • 第5题:

    Why do hoatzins collect together in smaller groups when the rainy season comes?

    A.To find more food.

    B.To protect themselves better.

    C.To keep themselves warm.

    D.To produce their young.


    正确答案:B

  • 第6题:

    The buyer complained、that the goods were ( ) before shipment.
    A. damaged、 B. good
    C. well D. manufactured


    答案:A
    解析:

  • 第7题:

    资料:When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims, the first step is to present the warranty, or any other records which might help. at the store of purchase. In most cases,this action will produce results. However, if it does not, there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general, the “higher up” his or her complaint, the faster he or she can expect it to be settled. In such a case, it is usually settled in the consumer's favor, assuming he or she has a just claim.
    Consumers should complain in person whenever possible, but if they cannot get to the place of purchase, it is acceptable to phone or write the complaint in a letter.
    Complaining is usually most effective when it is done politely but firmly, and especially when the consumer can demonstrate what is wrong with the item in question If this cannot be done, the consumer will succeed best by presenting specific information as to what is wrong. rather than by making general statements. For example,“The left speaker does not work at all and the sound coming out of the right one is unclear” is better than “This stereo does not work” The store manager may advice the consumer to write to the manufacturer. If so, the consumer should do this, stating the complaint as politely and firmly as possible. If a polite complaint does not achieve the desired result, the consumer can go to a step further. She or he can threaten to take the seller to court or report the seller to a private or public organization responsible for protecting consumer's rights.

    According to the passage, what is the advantage of complaining directly to the store manager?

    A.The problem will be settled faster.
    B.The problem will usually be settled in the customer s favor.
    C.The problem will no longer exist immediately.
    D.Both A&B.

    答案:D
    解析:
    本题的问题是“根据文章,直接向商店经理投诉有什么好处?”。A选项“问题将得到更快解决”;B选项“问题解决方式通常会得到顾客的青睐”;C选项“问题将立即不复存在”;D选项“A和B”。根据主题句可知,直接向经理投诉的高处有两个:一是问题解决得更快;二是通常问题的解决方式受消费者青睐,故选D。

  • 第8题:

    —I usually travel by train.
    —Why not________by plane for a change

    A.to try going
    B.trying to go
    C.to try and go
    D.try going

    答案:D
    解析:

  • 第9题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by().

    • A、showing the bill of lading
    • B、signing on the bill of exchange
    • C、paying in cash
    • D、paying or accepting the bill of exchange

    正确答案:D

  • 第10题:

    Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as ().

    • A、The issusing bank
    • B、The advising bank
    • C、The confirming bank
    • D、The negotiating bank

    正确答案:B

  • 第11题:

    判断题
    Under documentary credit, the buyer is entitled to take delivery of the goods from the carrier or its agent before settling the payment.
    A

    B


    正确答案:
    解析: 暂无解析

  • 第12题:

    单选题
    If the buyer charters a ship and sends for the goods,the transit()by shipment of the goods,although the seller does not know where the goods are being taken.
    A

    is terminated

    B

    is stopped

    C

    is not terminated

    D

    is not stopped


    正确答案: A
    解析: 暂无解析

  • 第13题:

    听力原文:M: I've lost my credit card issued by your bank. What should I do, please?

    W: I am sorry for that. But you have to go to that counter over there for the card business.

    Q: Why does the customer come to the bank?

    (15)

    A.He got a credit card of his friend and come to ask how to use it.

    B.He got a card and did not know whose card it is.

    C.He has lost his credit card and come to ask what to do.

    D.He has found a credit card and come to ask what to do.


    正确答案:C
    解析:录音原文中男士说:I've lost my credit card issued by your bank,即他丢失了信用卡,来银行想知道该怎么办。

  • 第14题:

    听力原文:If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does.

    (7)

    A.If a remitting bank cannot take proper care in collection, the exporter will do it himself.

    B.If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.

    C.If a remitting bank cannot take proper care in collection, it will lose a customer.

    D.If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.


    正确答案:C
    解析:单句意思为“如果汇出行没能及时处理好出口托收,出口商将把它的账户立即转到另一家银行。”

  • 第15题:

    According to the passage, which of the following statements is correct?

    A.A "revocable credit" may be cancelled at any time.

    B.The credits are usually in favor of the exporter.

    C.An "irrevocable credit" may not be amended.

    D.The credits are usually in favor of the importer.


    正确答案:C
    解析:文章第二段提到An "irrevocable credit" may not be cancelled…all the parties involved.不可撤销信用证在没有得到其它相关方同意的时候是不能被取消和修改的。

  • 第16题:

    Why do large OSPF networks use a hierarchical design?()

    A.to confine network instability to single areas of the network.

    B.to reduce the complexity of router configuration

    C.to speed up convergence

    D.to lower costs by replacing routers with distribution layer switches

    E.to decrease latency by increasing bandwidth

    F.to reduce routing overhead


    参考答案:A, C, F

  • 第17题:

    If the buyer charters a ship and sends for the goods,the transit ______ by shipment of the goods,although the seller does not know where the goods are being taken.

    A.is terminated

    B.is stopped

    C.is not terminated

    D.is not stopped


    正确答案:C

  • 第18题:

    资料:Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away!
    So, understanding the four basic ways to get paid for an international order is important. The method you select will affect the risk you bear, the size of orders you might be able to get, and the financing you might require to fill the order.
    The following are the methods of payment for the exporter, from the most to the least secure:
    Cash-in-advance. New exporters frequently request this method. Their attitude typically is, "I don't know you very well but, if you send me the money, I'll send you the goods."
    ●Advantage: The exporter gets paid before the shipment leaves the U.S. If cash is received prior to production, the exporter will not need additional working capital.
    ●Drawback: It limits the exporter's sales potential since it ties up the importer's cash; can be a very non-competitive payment method if other suppliers are offering similar products or services.
    Letter-of-credit. Letters of credit (L/C) substitute the creditworthiness of the importer and exporter with that of their respective banks.
    ●Advantage: The exporter will be paid if the terms and conditions of the L/C are met.
    ●Drawback: There are fees associated with opening and amending L/Cs; the importer's cash is tied-up since cash or other assets need to collateralize the L/C, which in turn might reduce the order size. The exporter still might need additional working capital to produce the product or service, since L/Cs will not pay prior to shipment/performance.
    Documentary collections. This method uses the banking system for the exporter to send the necessary documents associated with the order to the importer.
    ●Advantage: The documents and goods are not released until importer pays or agrees to pay at some future date. If the buyer refuses to accept the documents and goods, the exporter retains title to the goods and can sell them to a third party or bring them back to the U.S.
    ●Drawback: No guaranty of payment, since the banks only act as intermediaries. The exporter will need to finance the production cycle, the shipment time, plus a longer period if the importer agrees to pay at a later date, until final payment is received
    Open account: Open account terms for international sales are similar to domestic open account sales. The buyer agrees to pay in a set number of days-typically 30, 60, or 90-from the invoice, shipment or delivery date.
    ●Advantage: More competitive terms which can help secure larger orders
    ●Drawback: The goods are gone and the buyer might not pay. This risk can be greatly reduced by obtaining credit insurance from the Export-Import Bank of the U.S. on the foreign accounts receivable.
    Knowing the advantages and drawbacks to each method of payment can help to better prepare you for negotiating payment terms with your potential overseas customers. More detail and support on these and other trade financing issues can be obtained by contacting one of SBA's trade finance specialists in 20 U.S. Export Assistance Centers around the country.

    What magazine column might the article be in?

    A.Business
    B.Economy
    C.Social
    D.Culture

    答案:A
    解析:
    本题的问题是“该文章可能是什么杂志专栏?”。 A选项“商业”;B选项“经济”;C选项“社会”;D选项“文化”。根据主题句,推断文章主要围绕出口业务展开,故A选项更符合题意。

  • 第19题:

    资料:When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims, the first step is to present the warranty, or any other records which might help. at the store of purchase. In most cases,this action will produce results. However, if it does not, there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general, the “higher up” his or her complaint, the faster he or she can expect it to be settled. In such a case, it is usually settled in the consumer's favor, assuming he or she has a just claim.
    Consumers should complain in person whenever possible, but if they cannot get to the place of purchase, it is acceptable to phone or write the complaint in a letter.
    Complaining is usually most effective when it is done politely but firmly, and especially when the consumer can demonstrate what is wrong with the item in question If this cannot be done, the consumer will succeed best by presenting specific information as to what is wrong. rather than by making general statements. For example,“The left speaker does not work at all and the sound coming out of the right one is unclear” is better than “This stereo does not work” The store manager may advice the consumer to write to the manufacturer. If so, the consumer should do this, stating the complaint as politely and firmly as possible. If a polite complaint does not achieve the desired result, the consumer can go to a step further. She or he can threaten to take the seller to court or report the seller to a private or public organization responsible for protecting consumer's rights.

    Why does the author mention the example of stereo in paragraph 3?

    A.To illustrate that it will be better if the customer states the specific problem.
    B.To show that the stereo is really not working.
    C.To complain about the stereo.
    D.To stress that something is wrong with the left speaker and the sound.

    答案:A
    解析:
    本题的问题是“为什么作者在第3段提到立体音响的例子?”。A选项“说明如果客户陈述具体问题会更好”;B选项“表明立体声真的不起作用”;C选项“抱怨立体声”;D选项“强调左扬声器和声音有问题”。根据主题句可知,立体音响的例子是为了说明如果客户陈述特定的问题会更好,故选A。

  • 第20题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in()

    • A、Seller’s country
    • B、Buyer’s country
    • C、Either A or B
    • D、None of the above

    正确答案:A

  • 第21题:

    Under documentary credit, the buyer is entitled to take delivery of the goods from the carrier or its agent before settling the payment.


    正确答案:错误

  • 第22题:

    单选题
    Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as ().
    A

    The issusing bank

    B

    The advising bank

    C

    The confirming bank

    D

    The negotiating bank


    正确答案: C
    解析: 暂无解析

  • 第23题:

    单选题
    Why does the speaker want to move?
    A

    Because his neighbors are very noisy.

    B

    Because his apartment is very dirty.

    C

    Because his apartment is too far from his office.


    正确答案: C
    解析: 根据录音第二句话,the speaker搬家的原因是邻居太吵影响睡觉。