Usually, a loan to government is safer than a loan to a private-sector borrower.A．RightB．WrongC．Doesn't say

题目

Usually, a loan to government is safer than a loan to a private-sector borrower.

A．Right

B．Wrong

C．Doesn't say

相似考题

1.The bank is () us for repayment of the loan.A、requiringB、hurryingC、urgingD、pressing

2.(d) Sirus raised a loan with a bank of $2 million on 1 May 2007. The market interest rate of 8% per annum is tobe paid annually in arrears and the principal is to be repaid in 10 years time. The terms of the loan allow Sirusto redeem the loan after seven years by paying the full amount of the interest to be charged over the ten yearperiod, plus a penalty of $200,000 and the principal of $2 million. The effective interest rate of the repaymentoption is 9·1%. The directors of Sirus are currently restructuring the funding of the company and are in initialdiscussions with the bank about the possibility of repaying the loan within the next financial year. Sirus isuncertain about the accounting treatment for the current loan agreement and whether the loan can be shown asa current liability because of the discussions with the bank. (6 marks)Appropriateness of the format and presentation of the report and quality of discussion (2 marks)Required:Draft a report to the directors of Sirus which discusses the principles and nature of the accounting treatment ofthe above elements under International Financial Reporting Standards in the financial statements for the yearended 30 April 2008.

3.(ii) State the taxation implications of both equity and loan finance from the point of view of a company.(3 marks)

4.“lose face” is a(n) _________.A.semantic loanB.denizenC.alienD.translation loan

更多“Usually, a loan to government is safer than a loan to a private-sector borrower.A．RightB．WrongC．Doesn't say”相关问题

  • 第1题：

    —________________ , but I still have the feeling that it's not safe enough. —I couldn't agree more. That's why I only do street shopping.

    A Paying online is much unsafe than before ;

    B Paying online is less safer than before ;

    C Paying online is much safer than before


    参考答案：C

  • 第2题：

    Usually the borrowing firm of term loans promises to repay ______.

    A．the principal and interest until the end of the loan period

    B．the principal and interest at the end of the loan period

    C．the loan in a series of installments

    D．at any time when cash is more abundant ______.


    正确答案：C
    解析：第一段第二句后半句...and then pledges to meet the scheduled repayment in a series of installments(often payments are made every quarter or even monthly)，意指借款企业向银行保证分期还款，通常是按月或者按季度分期还款。Installment分期还款。

  • 第3题：

    The meeting suggested() the loan first.

    A、repaying

    B、replied

    C、to reply


    参考答案：A

  • 第4题：

    听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

    W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

    Q: What will the banks usually do to the highly speculative loan proposals?

    (15)

    A．The banks will disapprove them.

    B．The banks will approve them.

    C．The Bank will benefit from the loans.

    D．The bank will make profit from lending.


    正确答案：A
    解析：根据男士的话可知银行对投机性高的贷款申请的态度是“decline”，即“拒绝”，A项正确。

  • 第5题：

    ______ is a large loan, generally more than USD10 million, negotiated between a borrower and a single bank, but actually funded by a number of banks.

    A．A project loan

    B．A syndicated loan

    C．An export credit

    D．Consumer credit


    正确答案：B
    解析：project loan项目贷款。export credit出口信贷。consumer credit消费信贷。

  • 第6题：

    The value of the collateral must be ______.

    A．greater than the loan amount

    B．the same as or be greater than the loan amount

    C．smaller than the loan amount

    D．the same as the loan amount


    正确答案：B
    解析：文章第二段提到it is imperative that…or greater than, the amount of the loan．抵押品的价值一般应高于或等于贷款的金额，这样才能控制贷款风险的作用。

  • 第7题：

    Before making a loan, potential lenders determine the borrower's ability to meet ______.

    A．scheduled payment

    B．his creditor

    C．the government's requirements

    D．financial information


    正确答案：A
    解析：creditor债权人，贷款者。

  • 第8题：

    单句理解

    听力原文：Collateral can never make a bad loan good, but it can turn a good loan into a better one.

    (1)

    A．Collateral sometimes turns a bad loan into a good one.

    B．Good loans can be turned into better loans with collaterals.

    C．Collateral can turn a good loan into a bad one.

    D．Collateral can turn a bad loan into a worse one.


    正确答案：B
    解析：单句给出的信息是“贷款抵押物从不会使账目由坏变好，但可以由好变更好”，B项意思正确。

  • 第9题：

    We learn from Paragraph 1 that ( ).

    A． the government is usually the first to name a place

    B． many places tend to have more than one name

    C． a ceremony will be held when a place is named

    D． people prefer the place names given by the government


    正确答案：B

  • 第10题：

    Where is the Loan Department, please?（）

    AWho are you?

    BThis way, please

    CI don't want to say anything

    DWhat can I do for you?


    B
    略

  • 第11题：

    单选题
    Where is the Loan Department, please?（）
    A

    Who are you?

    B

    This way, please

    C

    I don't want to say anything

    D

    What can I do for you?


    正确答案： C
    解析： 暂无解析

  • 第12题：

    单选题
    The case of Continental Illinois Bank & Trusted Company of Chicago can best show that _____.
    A

    private sectors have inefficient capitals to support

    B

    short term borrowings are unreliable

    C

    long term and lager amount of loan is too risky

    D

    it is necessary for government to intervene with the banking system sometimes


    正确答案： C
    解析：
    本文以伊利诺伊大陆银行和芝加哥信托公司的破产为例子讲述了保持美国银行体系稳定性的手段，开头部分提到了监管、制度化、存款保险和给陷入窘境的银行提供贷款等方式，后面全文则是说明，在非常危急的情况下只能由政府出面进行调节。

  • 第13题：

    The reason why the market for large CDs has been active since 1961 may be that the yield is usually higher than Treasury bills.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：文章最后一段提到The yield on 3-month CDs is usually higher than 3-month Treasury bills…This may explain the extent of the spread。

  • 第14题：

    Which of the following can secure a term loan?

    A．Securities.

    B．Land and building.

    C．Accounts receivable.

    D．Inventory.


    正确答案：B
    解析：倒数第三句Term loans normally are secured by fixed assets...owned by the borrower and...意指定期贷款通常由借款人的固定资产来提供可靠的保证，例如固定设备和房地产等。

  • 第15题：

    The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：C
    解析：关于定期贷款协议文中第二段第一句Frequently, the borrower needs to draw down the funds over a period of many months...做了简短的说明，并没有提到题中所说的贷款额必须全部使用完，更没有说不允许使用没有使用的信用额度。

  • 第16题：

    The meeting suggested()the loan first.

    A. to reply

    B. replied

    C. repaying


    参考答案：A

  • 第17题：

    The bank's request for loan security is ______.

    A．to make the loan more profitable

    B．to make the loan more diversified

    C．to reduce the loss in case of default

    D．to guard against deterioration of loan collateral


    正确答案：C
    解析：文章第一段提到The main reason for requesting that…to repay the loan at maturity．银行在发放贷款时向借款人要求一定的抵押品，主要是为了降低风险，在借款人不能按时还款时，可以处置抵押品来降低贷款损失。

  • 第18题：

    If the value of the pledged asset is greater than the amount of the loan , ______ is entitled to have the excess.

    A．the lending bank

    B．the borrower

    C．the guarantor

    D．the guarantee


    正确答案：B
    解析：文章第二段提到the bank be forced to liquidate it…to the borrower．在贷款发生违约、银行处理抵押品时，如果抵押的资产价值高于贷款的金额时，银行只能收取贷款金额的相应部分，超过部分应由借款人获得。

  • 第19题：

    By origin, English words can be classified as “native words” and “loan words”.( )

    此题为判断题(对，错)。


    正确答案：正确

  • 第20题：

    听力原文：M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.

    W: But it is always higher than the base rate, isn't it?

    Q: What is determined when a personal loan is made?

    (14)

    A．Rate on the personal loan.

    B．Base rate of the bank.

    C．The amount of payment.

    D．Personal loan's time period.


    正确答案：A
    解析：根据对话中"The rate on a personal loan is fixed"可知A项正确。

  • 第21题：

    Although he is in financial difficulties, he is ()to accept my offer of the loan of twenty thousand dollars.

    A.reliable
    B.regular
    C.reluctant
    D.religious

    答案：C
    解析：
    虽然他经济有困难，他还是不愿意接受我借给他的两万块。

  • 第22题：

    Where is the Loan Department, please?（）

    • A、Who are you?
    • B、This way, please
    • C、I don't want to say anything
    • D、What can I do for you?

    正确答案:B

  • 第23题：

    单选题
    What kind of businesses are regarded as “small” in the UK?
    A

    Those with fewer than 50 employees.

    B

    Those with only two or three owners.

    C

    Those with a loan of 99.3%in their capital.

    D

    Those with an output value less than ￡4 million.


    正确答案： A
    解析：
    由题干“small”定位至原文第五段，这里提到在英国拥有400万家公司，99.3%的公司都是小公司，公司人数少于50，由此可知答案是A项。

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