听力原文：Credit card customers are given a credit limit on the credit card account.(8)A．Credit card customers are given a right to buy goods and services.B．The cardholder can buy goods and services within the credit limit.C．Normally, banks will set different

题目

听力原文：Credit card customers are given a credit limit on the credit card account.

(8)

A．Credit card customers are given a right to buy goods and services.

B．The cardholder can buy goods and services within the credit limit.

C．Normally, banks will set different credit lines to different groups of cardholders.

D．Each month the cardholder receives a statement from the bank.

相似考题

1.SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th

2.听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.(9)A．The credit card can be used at any shop without paying cash.B．The credit card can he used at any appointed shop together with cash.C．The credit card can be used at any appointed shop without paying cash.D．The credit card can be used to withdraw any amount of cash.

3.( ) your credit card into the ATM, input the right code and then you can get the money.A.putB.takeC.raiseD.insert

4.听力原文：A smart card is a secure, portable, tamper-resistant data-storage device.(6)A．Smart card is light but can resist shock.B．Smart card is convenient, safe and durable.C．Smart card is the exact size of a credit card.D．Smart card contains a computer with as much power as the original minicomputer.

参考答案和解析
正确答案：B
解析：单句意思为“信用卡用户在信用卡账户上有特定的信贷限额”。A项缺少前提，C、D项表述正确，但与录音句子内容无关。
更多“听力原文：Credit card customers are given a credit limit on the credit card account.(8)A．Credit card customers are given a right to buy goods and services.B．The cardholder can buy goods and services within the credit limit.C．Normally, banks will set different ”相关问题

  • 第1题：

    听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.

    (3)

    A．We are the credit card holders.

    B．We are the bank who can encash the card.

    C．We are the credit card company.

    D．We stopped your card losing.


    正确答案：C
    解析：单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。

  • 第2题：

    短文理解

    听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.

    Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.

    21. The credit card receipts will serve as accurate record for all but which of the following choices?

    22.Which of the following is not true about the use of credit card?

    23.Concerning the advantages of credit cards, which of the following is true?

    24.According to the passage, which card has set up machines in major airports?

    (21)

    A．hotel expenses

    B．stock exchange

    C．plane expenses

    D．restaurant expenses


    正确答案：B
    解析：录音原文提到The credit card receipts will…and restaurant expenses．信用卡收据准确地记录了花费在宾馆、飞机、火车、餐馆方面的支出，没有提及股票交易支出。

  • 第3题：

    Normally, banks will set different credit limits on different customers' credit card ac counts.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders．可推出。

  • 第4题：

    What do large banks allow individual banks to do?

    A．To sell credit cards to consumers.

    B．To join their credit card network.

    C．To provide other banking services.

    D．To specialize in federal funds.


    正确答案：B
    解析：文章第一段提到Large banks may sell...join their credit card network. 大银行向消费者提供消费信用卡服务，并要求单个银行加入到信用卡网络中来。

  • 第5题：

    听力原文：M: I want to apply for a credit card. What are the common credit cards?

    W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

    Q: Which type of credit card is not mentioned in the conversation?

    (19)

    A．Smart Card.

    B．Master Card.

    C．Visa Card.

    D．American Express.


    正确答案：A
    解析：男士问的是普通信用卡有哪些，女士的回答是“Master Card”，“Visa”，“Discover”，and “American Express”．只有A不属于这一类。

  • 第6题：

    听力原文：M: What is a cheque card?

    W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

    Q: What happened to British banks in 1969?

    (17)

    A．All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

    B．British banks started to issue credit cards.

    C．Customers of British banks may cash their cheques in European countries.

    D．Commercial banks in the United States began to issue cheque card.


    正确答案：A
    解析：根据女士回答：支票卡最先在1965年由英国银行发行，从1969年开始，英国各大商业银行协定发行标准化的支票卡。

  • 第7题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What can we learn from the last paragraph about the voice card?
    A:Only female voice passwords could be recognized.
    B:Further improvement should be made to extend battery life.
    C:There is no!imit to its application.
    D:Female customers like to use it.

    答案：B
    解析：

  • 第8题：

    As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．
    Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．
    Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．

    What advantage can credit card holders have?

    A.They can choose not to pay for their purchases．
    B.They can easily borrow money at a lower interest．
    C.They can own something before they actually pay for it．
    D.They can pay only a small amount of what they owe．

    答案：C
    解析：
    【考情点拨】事实细节题。
    【应试指导】由文章第三段第三句“they permit people to borrow…for it at the time”可知，即使目前不能支付得起，人们仍然可以提前拥有某样东西，故选C。

  • 第9题：

    资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
    Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
    If you fall into either of these categories，it’s smart to focus on raising your credit scores.
    If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

    The solution（s） for Bad-credit could be______.

    A.having accounts sent to collections.
    B.looking for a no-credit credit card.
    C.paying down the balance.
    D.closing your credit accounts.

    答案：B
    解析：
    本题考查的是细节理解。
    【关键词】solution（s） for Bad-credit
    【主题句】倒数第3自然段Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.不良信用可能是由于财务失误造成的，包括错过付款，拖欠贷款或账户被银行托收。如果您属于此类别且需要信用，您将需要查找信用不良的信用卡。在这种情况下，担保卡或信用建设者贷款也是一个不错的选择。您也可能有资格获得不良信用的个人贷款。如果您仍有未结账户，请即时支付余额，但如果可以避免，不要关闭信用账户。
    【解析】本题的问题是“不良信用的解决方案可能是_______”A选项“账户被银行托收”；B选项“寻找无信用的信用卡”；C选项“支付余额”；D选项“关闭您的信用账户”。根据题目中关键词找到主题句，A选项是导致不良信用的缘由，而非解决方案，故错误；B选项与题干“寻找信用不良的信用卡”相符，故正确；必须在有未结账户的前提下，选择支付余额，C选项缺少限制条件，故错误；D选项与题干“不要关闭信用账户”相矛盾，故错误。故选B。

  • 第10题：

    You need to generate a list of all customer last names with their credit limits from the CUSTOMERS table. Those customers who do not have a credit limit should appear last in the list. Which two queries would achieve the required result?（）

    • A、SELECT cust_last_name, cust_credit_limit FROM customers ORDER BY cust_credit_limit DESC
    • B、SELECT cust_last_name, cust_credit_limit FROM customers ORDER BY cust_credit_limit
    • C、SELECT cust_last_name, cust_credit_limit FROM customers ORDER BY cust_credit_limit NULLS LAST
    • D、SELECT cust_last_name, cust_credit_limit FROM customers ORDER BY cust_last_name, cust_credit_limit NULLSLAST

    正确答案:B,C

  • 第11题：

    问答题
    Credit cards enable their holders to obtain goods and services on credit. They are issued by retail stores, banks, credit card companies to approved clients. The bank or credit card company settles the client’s bills, invoicing him monthly and charging interest on any outstanding debts. Their profit comes from the high rate of interest charged, the card holder’s subscriptions, and the fees paid by some organizations that accept cards.

    正确答案：
    信用卡能使持卡人通过赊账的方式购买商品、得到服务。信用卡由零售商店、银行和信用卡公司发放给经过批准的客户。银行或信用卡公司结清客户的账单,按月给客户开列其消费清单,收取欠款的利息。这些金融机构的利润来自所收取的高额利息、持卡人支付的认购费以及接受信用卡消费的单位所交纳的代理费。
    解析： 暂无解析

  • 第12题：

    单选题
    When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）
    A

    A batch for each supported credit card type

    B

    A batch for each currency and credit card type

    C

    A batch for each cassette and currency

    D

    A brand for each supported credit card type

    E

    A brand for each currency and credit card type


    正确答案： D
    解析： 暂无解析

  • 第13题：

    听力原文：M: I've lost my credit card issued by your bank. What should I do, please?

    W: I am sorry for that. But you have to go to that counter over there for the card business.

    Q: Why does the customer come to the bank?

    (15)

    A．He got a credit card of his friend and come to ask how to use it.

    B．He got a card and did not know whose card it is.

    C．He has lost his credit card and come to ask what to do.

    D．He has found a credit card and come to ask what to do.


    正确答案：C
    解析：录音原文中男士说：I've lost my credit card issued by your bank，即他丢失了信用卡，来银行想知道该怎么办。

  • 第14题：

    A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：C
    解析：第一段开始A credit card is…possibly under a line of credit established by the card issuer．但并没有说an overdraft is not allowed。

  • 第15题：

    If the balance of the credit card is not fully settled, the cardholder will have to pay a compound interest on the outstanding amount.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：从第三段第二句When the full balance is not settled each month, the cardholder is charged a compound interest" (say 0.05%) on the outstanding balance…可知。

  • 第16题：

    单句理解

    听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

    (1)

    A．Credit card holders will state if they don't buy anything.

    B．Credit card holders will receive their statements from the bank every month.

    C．Credit card holders can charge purchases to their bank accounts.

    D．Credit card holders have to make purchases every month.


    正确答案：B
    解析：单句意思为“信用卡持有者可以把消费额累加到信用卡账户上，银行每月会提供财务报告”。

  • 第17题：

    听力原文：W: How do you pay for your purchases with a credit card?

    M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

    Q: Where should the man sign when he pays for his goods with a credit card?

    (20)

    A．On his card.

    B．On the goods.

    C．On a sales slip.

    D．On the invoice.


    正确答案：C
    解析：对话中男士说道“usually I sign a sales slip”，即他通常在购物单上签字。

  • 第18题：

    听力原文：W: What is a smart card?

    M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.

    Q: What arc they talking about?

    (20)

    A．Cheque cards.

    B．Credit cards.

    C．Debit cards.

    D．Smart cards.


    正确答案：D
    解析：女士问智能卡是什么，男士回答智能卡的特点和功能。可知他们谈论的是智能卡。

  • 第19题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    The voice credit card is an important invention because
    A:it can be made cost-effectively.
    B:it can leave voice messages.
    C:it makes online shopping easy.
    D:it makes fraud difficult.

    答案：D
    解析：

  • 第20题：

    As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．
    Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．
    Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．

    What is the best title for the passage?

    A.Credit—a Way of Life in America
    B.Credit Services in America
    C.Convenience of Living in America
    D.History of Credit Cards in America

    答案：A
    解析：
    【考情点拨】主旨大意题。
    【应试指导】整篇文章讲的是美国人对使用信用卡的态度和信用卡的使用对美国人生活的影响，所以“信用消费——美国的一种生活方式”最能概括全文，故选A。

  • 第21题：

    资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
    Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
    If you fall into either of these categories，it’s smart to focus on raising your credit scores.
    If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

    Which topic has not been covered in the passage？

    A.Next steps to take for people in different categories
    B.How no credit and bad credit are different
    C.How no credit and bad credit are similar
    D.All the above have been discussed in the passage

    答案：D
    解析：
    本题考查的是细节理解。
    【关键词】topic；not been covered
    【主题句】第1自然段No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.经常听到无信用、不良信用这些术语，它们之间很容易混淆，但这些信用状态并不是一回事。
    第2自然段Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.无论您没有信用还是信用不良，有一件事是肯定的——您没有良好的信誉。没有良好的信誉，您在申请贷款或信用卡时都势必要打一场硬战。
    第6自然段If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.如果您属于无信用类别，则不一定是出现了什么财务问题。在这种情况下，对于无信用的人而言，创建信用记录的一种好方法是获取信用卡。
    第7自然段If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.如果您属于此类别且需要信用，则需要查找不良信用的信用卡。
    【解析】本题的问题是“文章中没有涉及哪个主题？”A选项“为不同信用类别的人们提供后续步骤”；B选项“没有信用和不良信用是不同的”；C选项“没有信用和不良信用是相似的”；D选项“以上所有内容已在文章中讨论过”。通读全文，作者在开头提出无信用和不良信用虽然易混，但是截然不同，并具体阐释两者共通之处和相互差异。之后，给予两种不同信用状态用户相应的解决措施和方法，因而选项A、B、C文章都谈论到，故选D。

  • 第22题：

    When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）

    • A、A batch for each supported credit card type
    • B、A batch for each currency and credit card type
    • C、A batch for each cassette and currency
    • D、A brand for each supported credit card type
    • E、A brand for each currency and credit card type

    正确答案:D

  • 第23题：

    问答题
    Practice 4　　The regulations make it safer for you to use your credit card for shopping on the Internet or over the phone. If someone else makes dishonest use of your credit card, you can cancel the payment and the card issuer(发卡机构) must refund the money to your account. The card issuer will want you to tell them as soon as possible if your card has been lost or stolen or if you find out that someone has used your card details dishonestly.

    正确答案：
    【参考译文】
    这些规章制度可以保证你在使用信用卡进行网上购物或电话购物时更安全。如果别人冒用你的信用卡进行交易,你可以取消支付,发卡机构一定会把钱退还到你的账户。如果你的信用卡丢失或被盗,或是你发现有人盗用了你的信用卡的详细信息时,发卡机构希望你能及时告知他们。
    解析：
    　　①shopping on the Internet or over the phone直接译为“网上购物或者电话购物”。
    　　②makes dishonest use of中的dishonest，原意为“不诚实的”，此处译为“盗用，冒用”。
    　　③refund退还，偿还。句意：把钱退还到你的账户。
    　　④someone has used your card details dishonestly译为“有人盗用了你的信用卡的详细信息”。

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