The purchaser of a draft/documents presented under a straight documentary credit only has the right ______.A.to protest the issuing bankB.to present the drafts/documents on behalf of the beneficiaryC.to purchase the beneficiary's drafts/documentsD.to pres

题目

The purchaser of a draft/documents presented under a straight documentary credit only has the right ______.

A.to protest the issuing bank

B.to present the drafts/documents on behalf of the beneficiary

C.to purchase the beneficiary's drafts/documents

D.to present the draft/documents by himself


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  • 第1题:

    听力原文: Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.

    27. What are banker's acceptances?

    28.Who is the drawee of the draft mentioned in the passage?

    29.What should be attached to the draft when it is presented for acceptance?

    30.How does the bank accept the draft?

    (27)

    A.They are drafts issued by a bank on another bank.

    B.They are a very old form. of commercial credit.

    C.They are exchange bills discounted by customers.

    D.They are checks cashed through the ATMs.


    正确答案:B
    解析:录音原文提到Banker's acceptances are a very old form. of commercial credit。

  • 第2题:

    Under the documentary credit, which of the following is false?

    A.The buyer's bank will issue a documentary credit.

    B.The seller has his bank's undertaking to pay.

    C.If the seller presents the correct documents, he will be paid.

    D.A bank acts as an intermediary between the buyer and seller and is willing to provide trade.


    正确答案:B
    解析:跟单信用证结算方式下,买方银行会以另一国的卖方为受益人开立信用证,承诺如果卖方能提供合格的单据就会得到该银行(非卖方银行保证)的付款,银行充当信用中介,并可以为买卖双方提供贸易服务。所以,B选项不正确。

  • 第3题:

    听力原文:Under the documentary credit, banks are in no way concerned with the sales contract on which the credit may be based.

    (3)

    A.Banks will deal with the documentary credit along with the sales contract.

    B.Banks take no care of the sales contract while dealing with the documentary credit.

    C.Documentary credit and the sales contract are both important to banks.

    D.Banks will care for either the documentary credit or the sales contract.


    正确答案:B
    解析:单句意思为“在跟单信用证条件下,银行和销售合同是绝对没有联系的,但是销售合同却是信贷的基础。”

  • 第4题:

    Why does the exporter usually insist on the buyer establishing a credit in his favor before shipment is unloaded?

    A.To collect the proceeds.

    B.To draw drafts.

    C.To revoke the contract.

    D.To reduce the possible risk.


    正确答案:D
    解析:文章第一段提到In order to reduce…before shipment is unloaded。让买者开信用证的目的是在于降低出口者的风险。

  • 第5题:

    For a floating vessel, true mean draft is always the ______.

    A.average of the observed drafts

    B.draft at the center of flotation

    C.draft corresponding to the calculated displacement

    D.mean of the calculated drafts


    正确答案:B
    对于漂浮的船舶,实际平均吃水总是漂心的吃水。

  • 第6题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. The meaning of D/A is().

    • A、documents against acceptance
    • B、documents against payment
    • C、delivery after payment
    • D、cash against payment

    正确答案:A

  • 第7题:

    Documentary Collection is to be made with the documents to be()to the draft.

    • A、enclosed
    • B、attached
    • C、together
    • D、alongwith

    正确答案:B

  • 第8题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/A , the importer can gets what he needs – the shipping documents only by().

    • A、showing the bill of lading
    • B、paying in cash
    • C、making acceptance of the bill of exchange
    • D、paying the bill of exchange

    正确答案:C

  • 第9题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. A draft can be described as followings except().

    • A、a bill of exchange
    • B、a kind of shipping documents
    • C、a bill
    • D、a written paying order

    正确答案:B

  • 第10题:

    多选题
    A documentary credit for usd 150,000 calls for a full set of bills of lading and an insurance certificate to cover all risks. The bill of lading presented indicates an on board date of 15 december. Which of the following insurance documents are acceptable?()
    A

    Policy for usd 185,000

    B

    Certificate dated 17 december

    C

    Declaration signed by a broker

    D

    Subject to a franchise


    正确答案: D,B
    解析: 暂无解析

  • 第11题:

    判断题
    The collecting bank may release the documents against the buyer’s acceptance of a sight draft on documents against acceptance basis. ()
    A

    B


    正确答案:
    解析: 暂无解析

  • 第12题:

    单选题
    Deballasting a double bottom has what affect on KG?().
    A

    KG is increased

    B

    KG is decreased

    C

    KG is not affected

    D

    KG increases at light drafts and decreases at deep drafts


    正确答案: A
    解析: 暂无解析

  • 第13题:

    Documentary Collection is to be made with the documents to be ( )to the draft.

    A. enclosed

    B. attached

    C. together

    D. along with


    正确答案:B

  • 第14题:

    What will the correspondent bank do in the settlement according to this passage?

    A.It will make payment in dollars against the banker's draft.

    B.It will send the draft to the bank in Britain.

    C.It will issue a documentary credit.

    D.It will have an agreement with the bank mentioned.


    正确答案:A
    解析:文中提到it simply issues a dollar cheque or draft drawn on that account.所以A选项符合题意。

  • 第15题:

    听力原文:We have to inform. you that the documents you presented have been received without the original.

    (7)

    A.The documents presented by you are original.

    B.The documents we received are not original.

    C.You are requested to present other documents.

    D.The documents presented to us are in order.


    正确答案:B
    解析:单句意思为“我们必须通知您贵方所呈交的单据没有正本。”

  • 第16题:

    Deballasting a double bottom has what affect on KG? ______.

    A.KG is increased

    B.KG is decreased

    C.KG is not affected

    D.KG increases at light drafts and decreases at deep drafts


    正确答案:A
    从双层底排除的压在水对KG有何影响?KG增加。

  • 第17题:


    Which of the following best states the author’s attitude toward the information that scholars have gathered about Proust’s writing in 1909?( )

    A.The author is disappointed that no new documents have come to light since Fallois’speculations.
    B.The author is dissatisfied because there are too many gaps and inconsistencies in the drafts.
    C.The author is confident that Fallois’s 1954 guess has been proved largely correct,but regrets that still more detailed documentation concerning Proust’s transition from the essay to the novel has not emerged.
    D.The author is satisfied that the facts of Proust’s life in 1909 have been thoroughly established,but believes such documents as drafts and correspondence are only of limited value in a critical assessment of Proust’s writing.

    答案:C
    解析:

  • 第18题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in()

    • A、Seller’s country
    • B、Buyer’s country
    • C、Either A or B
    • D、None of the above

    正确答案:A

  • 第19题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by().

    • A、showing the bill of lading
    • B、signing on the bill of exchange
    • C、paying in cash
    • D、paying or accepting the bill of exchange

    正确答案:D

  • 第20题:

    The collecting bank may release the documents against the buyer’s acceptance of a sight draft on documents against acceptance basis. ()


    正确答案:错误

  • 第21题:

    the letter of credit requires “three copies of inspection certificate issued by CCIC”. The documents presented as follows. Which is acceptable?()

    • A、in 3 originals
    • B、in 3 copies
    • C、in 1 original and 2 copies
    • D、in 2 originals and 1 copy

    正确答案:A,B,C,D

  • 第22题:

    单选题
    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. The meaning of D/A is().
    A

    documents against acceptance

    B

    documents against payment

    C

    delivery after payment

    D

    cash against payment


    正确答案: D
    解析: 暂无解析

  • 第23题:

    单选题
    For a floating vessel,true mean draft is always the().
    A

    average of the observed drafts

    B

    draft at the center of flotation

    C

    draft corresponding to the calculated displacement

    D

    mean of the calculated drafts


    正确答案: B
    解析: 暂无解析