CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.
A.Right
B.Wrong
C.Doesn't say
第1题:
A commercial bank should try its best to increase the profits of its creditor and ownership sources.
A.Right
B.Wrong
C.Doesn't say
第2题:
A commercial bank shall establish and improve its system of internal control according to law.
A.Right
B.Wrong
C.Doesn't say
第3题:
What will happen if there is one commercial bank and no thrifts in a small town?
A.The residents will deposit their money with the bank.
B.The local bank will provide business loans to the commercial bank.
C.Some large banks will transport money by check to the bank.
D.People in the area will not deposit money with the bank.
第4题:
If a consumer wants to sell his CDs before the maturity date, he would do it in the primary markets.
A.Right
B.Wrong
C.Doesn't say
第5题:
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A.Right
B.Wrong
C.Doesn't say
第6题:
第7题:
第8题:
第9题:
第10题:
第11题:
Right.
Wrong.
Doesn’t say.
第12题:
the money earned
the money not earned but received
the money received for the contribution you have made to the economy
the money earned for the service you have furnished to the economy
第13题:
A sound bank will not suffer from the bankruptcy of other unrelated banks.
A.Right
B.Wrong
C.Doesn't say
第14题:
A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.
A.Right
B.Wrong
C.Doesn't say
第15题:
A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.
Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .
(41)
A.evidence
B.fact
C.proof
D.prove
第16题:
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
第17题:
Which of the following statements is NOT true about the CCRIF?( )
[A] The sources of its fund are private donations and financing of member countries.
[B] Its supplemental payouts are attainable from international reinsurance markets.
[C] The amount of the insurance payout is decided by the seriousness of the natural disaster.
[D] The government can resume its overall operation with the insurance money after the strike.
第18题:
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第21题:
第22题:
is famous for its own Internet webpage
could reach $10 billion in sales annually
wants to borrow the concept of out-of-town shopping malls
tends to make money by selling cheaper commercial goods.
第23题:
is famous for its own Internet webpage
could reach $10 billion in sales annually
wants to borrow the concept of out-of-town shopping malls
tends to make money by selling cheaper commercial goods.