Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.A．RightB．WrongC．Doesn't say
题目
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A．Right
B．Wrong
C．Doesn't say
相似考题
更多“Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.A．RightB．WrongC．Doesn't say”相关问题
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第1题：
His ideas are linked to the theory________markets are efficient, which means market actors taking all available information to create the correct price for things at any given time.A which ;
B who ;
C that
参考答案:C
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第2题：
The reason why the market for large CDs has been active since 1961 may be that the yield is usually higher than Treasury bills.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：文章最后一段提到The yield on 3-month CDs is usually higher than 3-month Treasury bills…This may explain the extent of the spread。 -
第3题：
Supervisors usually pay more attention to the individual bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文章第二句话And while supervision naturally focuses on the individual bank…可以看出。 -
第4题：
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。 -
第5题：
An industrial corporate can meet its financial needs by seeking funds from the capital market.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：结合第一、二句可知资本市场为工商企业、政府、地方政府提供中长期融资，进一步推导得出工商业企业的融资需求可以通过资本市场满足。 -
第6题：
听力原文：The financial reporting is used to provide information useful for making investment and lending decision.
(2)
A．The objective of financial reporting is to provide information useful for making investment and lending decisions.
B．The financial reporting is useless.
C．The financial reporting can't help people to decide whether they invest on something or not.
D．The financial reporting has no objectives.
正确答案：A
解析：单句的意思为“财务报告被用来为投资及借贷决策提供有用信息。” -
第7题：
The remitting bank in the procedure of a collection may not be the collecting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话The collecting bank is any bank, other than the remitting bank…可以倒推出。 -
第8题：
A financial market may be thought of as ordinary market in which traders may buy or sell particular financial commodities.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：第一段第二句仅指出a market is thought of...who conduct trades in particular commodities or services，并没有提及金融市场可以被看作普通商品市场一样。 -
第9题：
The external experts can provide many kinds of works except auditing.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：整篇文章提及外部专家可以提供很多服务，例如指明资源需求波动的原因、为在职人员提供额外培训等，唯独没有提及审计(auditing)。 -
第10题：
A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。 -
第11题：
● Spyware and other forms of malware are the biggest online threat to your computer's （71） nowadays. These malicious （72）which get to your PC through freeware, shareware, commercial sites, deceptive pop-ups or in any other way, can record your surfing habits and sites you visit, share your personal information with their partners. Any personal （73）, when inwrong hands, can leave you a victim of an "identity theft" by steeling your credit （74）details,birth records and other （75） information.
正确答案：B,C,A,D,B
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第12题：
单选题It can be inferred from the passage that which of the following is true for most consumer-goods markets?AThe program target and the program audience are not usually identical.
BThe program audience and the market segment are usually identical.
CThe market segment and the program target are usually identical.
DThe program target is larger than the market segment.
正确答案： C解析：
由“mass marketing—a marketing approach that aims at a wide audience… marketing program exclusively to the program target.”得知消费品并不能实现只出售给计划目标，许多人都会受到他们并不感兴趣的产品营销的打扰。 -
第13题：
听力原文：Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.
(2)
A．Commercial banks mainly provide short-term loans for the capital market.
B．The capital market mainly depends on the acquired deposits and the funds from other channels.
C．Short-term loans are mainly from the acquired deposits and the funds from other channels.
D．Commercial banks mainly depend on the capital market for deposits and the funds.
正确答案：A
解析：单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。” -
第14题：
Supervisors have the obligation to save a failing bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章开头提到银行监管的责任limit the risk of loss…confidence in banks．，并没有提及save a failing bank。 -
第15题：
Banks will usually grant unsecured loans to ______.
A．individuals with steady job held for years
B．individuals with a good credit record
C．large commercial companies with a strong financial condition
D．all of the above
正确答案：D
解析：文章最后一段提到Business firms are not the only ones...on an unsecured basis. 银行发放的信用贷款的对象一般可以分为个人和公司，作为个人必须具有固定的职业、较好的信用记录等，而公司客户则需要有良好的财务状况。 -
第16题：
A revolving credit commitment gives the borrower assurances of the availability of funds over unexpected period of tight credit in future years.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：结合第二段第一、二句知，在获取贷款时间太长时，采取承诺贷款或者循环贷款是常用的方法，并没有如题中所说“未来不可知的信贷紧缩时期”。a commitment agreement承诺贷款，revolving credit循环贷款。 -
第17题：
Nowadays a private business usually obtains its working capital through a commercial bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：第三句话指出Private sector firms borrow...even fir the working capital requirements.意为货币市场代替了银行为企业运营资金的功能，银行作为中介人，在这业务上也处于收缩状态。 -
第18题：
Normally, banks will set different credit limits on different customers' credit card ac counts.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders．可推出。 -
第19题：
The collecting bank only acts upon the instructions given in the collection order of the presenting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从文中最后一句话Banks are only permitted to act upon instructions given in such an order…再结合前一句话中的a collection order with the documents concerned，因此并非只执行"the collection order of the presenting bank"。 -
第20题：
We can learn from the second paragraph of the passage that there are some equations of market which can explain the demand and supply of the currency of a country.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：结合第二段第二、三句，意指在经济模型中有许多解释货币供需的等式联合求解，且货币供需的理由很详细以确保每个等式成立，但并不像题中所说的有些等式可以解释一国的货币供求(the demand and supply of the currency)。 -
第21题：
You don’t say whether you wish the transaction to be ()cash on credit.
A、at
B、by
C、on
D、in
参考答案：D
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第22题：
The New York foreign exchange market is a market for exchanging foreign currencies against any convertible currencies.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中第四句The New York foreign exchange market, for example, is essentially a market for exchange foreign currencies against the US dollar. 可以看出。 -
第23题：
共用题干
Making Yourself a Good Record
If you are an American and you think you might need to borrow money someday,the best thing to do is
start early.
That'S because just as many employers want to hire only people with experience,banks and other
creditors are usually reluctant to lend to those________(51)a proven track record of paying back,
_________(52)time,the money they have borrowed.
But if you need experience just to get a start,how do you get that start in the first place?
With a little help from your parents usually,while you are still financially dependent_________(53)
them.It is easy to get a credit card or student loan when you are in college,because banks figure your
parents will bail you out if you fail to pay.
So just as students take on internships to build up their resumes,one's university time can be a good
time to work on another important personal record:the credit _________(54).
Credit reports are a_________(55)of one's personal credit history,gathered by a credit reporting
agency,or CRA.
Banks and companies一___________(56)hospitals,landlords and insurance companies一regularly report to
the three main CRAs in the US__________(57)how their customers are doing at paying back the money they
________(58).
Anyone with a"legitimate business need"has the right to order individuals'reports from the CRAs.
Potential creditors usually compile the information in'the reports into a credit"score",ranking the level of
creditworthiness.Lack of experience in borrowing in__________(59)to a bad record of doing so,can result
in a low score.
Even if you are not considering taking out a loan for such a large purchase as a home or car,your credit
report can be important to getting through life.Landlords often ask for the reports to judge________(60 )
a person can be trusted to pay the rent. Credit checks are necessary for getting a credit card,even for pur-
chasing a mobile phone calling plan.
People can obtain a copy of their own credit report,usually __________(61)a cost of around US
$8—9.
Some consumer organizations recommend doing this once a year to allow one to catch any mistakes
__________(62)have slipped into the record or,even worse,to find out whether any fraud has taken place.
Though the system is controlled by laws __________(63)to protect people's privacy it isn't fool-proof:
sometimes people take out bad loans in others'names,________(64)their records.
In a society addicted________(65)credit,that can be a disaster._________(60)
A:that
B:whether
C:what
D:either答案：B解析：从意思上可以断定应该用without。雇主用工要求有工作经验的（with experience)，银行 和其他借款人不愿意把钱借给没有还钱记录的人（without a...record of paying back)另外两个 介词on和by用法都不对。
on time是个固定的表达方式，意思是“准时”,in time是“及时”。with time和by time这 里都不可能用。
dependent后面只能跟on，表示“依赖······”的意思。of用在independent后面，意思正好 相反，是“不依赖······”的意思。另外两个介词都不用在dependent后面。
依据上文这里需要的是一个名词，表示的是一种个人的记录，从下文的Credit reports are…我们得到提示，应该填入的是report。
这里应该填入的是一个名词，这是毫无疑问的。个人的信用报告是个信用历史的归 纳。故应选summary。
这里需要的是动词include的-ing分词形式。其他形式在语法上都不对。
report在作不及物动词用时，后面的介词通常用on。其他的选项都不对。
这里要注意几个选项在意义上的差别。own和owe在词形上很接近，很容易混淆，但意 思恰恰相反，own是“拥有”,owe是“欠”。这里的意思是“客户还钱的情况如何”所以应该选 owe。 possess和own同义，lend则是“借出”的意思。
in addition to是个固定的短语，意思相当于beside, in contrast to的意思是“和······形成 对比”,in conclusion和in consequence都是短语，但后面不用to。
这里动词judge后面有一个宾语从句，需要一个引导宾语从句的连接词，一般用 whether，表示“判断······是否······”。
表示“花多少代价”英语里用at a cost of...，其他几个介词都不对。
这里需要一个引导定语从句的词，由于先行词是mistakes，只能用that或which。
这里需要的是一个修饰名词law的定语，说明什么样的法律，所以要用的不是一个谓语 动词，而是一个作定语的分词，在两个分词形式meant和meaning中应该选meant。
这里的选择基于对句子意义的理解。本句意思是：有时有些人用别人的名义借钱不 还，这样做的结果必然是毁了别人的信用记录。
这道题考的是addict这个词的用法，addict后面一定跟to , addict to的意思是“沉酒， 对······上瘾”。如：He is addicted to drugs．他对毒品上瘾了。