更多“A commercial bank should try its best to increase the profits of its creditor and ownership sources.A.RightB.WrongC.Doesn't say”相关问题
  • 第1题:

    Among the critiques were allegations ____ some franchise uses its political influence to increase its profits.

    A which ;

    B what ;

    C that


    参考答案:C

  • 第2题:

    听力原文: Banker's acceptances are a very old form. of commercial credit. They provide, in essence, a method whereby a bank may add its good name and reputation to bills of a borrower, thereby making the bills much more marketable than it would otherwise be. Specifically, the mechanics of the operation typically, work like the following. Suppose that an American exporter sells wheat to a German importer. The terms of the sale are that the German importer will pay for the wheat ninety days after it is shipped. For a variety of reasons, however, the American firm may want its money now, and not want to wait the ninety days. If so, it may issue a draft on its bank ordering the bank to pay a stipulated sum of money to the holder of the draft ninety days from now. Along with the draft, the American exporter will send the appropriate documents showing that the wheat has actually been shipped. When the bank receives the draft, together, with the documentation, it stamps "accepted" across the face of it.

    27. What are banker's acceptances?

    28.Who is the drawee of the draft mentioned in the passage?

    29.What should be attached to the draft when it is presented for acceptance?

    30.How does the bank accept the draft?

    (27)

    A.They are drafts issued by a bank on another bank.

    B.They are a very old form. of commercial credit.

    C.They are exchange bills discounted by customers.

    D.They are checks cashed through the ATMs.


    正确答案:B
    解析:录音原文提到Banker's acceptances are a very old form. of commercial credit。

  • 第3题:

    The PBC can exercise examination of a commercial bank at any time.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。

  • 第4题:

    An industrial corporate can meet its financial needs by seeking funds from the capital market.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:结合第一、二句可知资本市场为工商企业、政府、地方政府提供中长期融资,进一步推导得出工商业企业的融资需求可以通过资本市场满足。

  • 第5题:

    Why is the British bank able to offer its customer a banker's draft drawn in dollar?

    A.Its US correspondent bank prefers to make the payment.

    B.It will send dollar in cash by airmail.

    C.It has a dollar account with another bank in an American city where the beneficiary lives.

    D.Its customer has a dollar account with it.


    正确答案:C
    解析:文中提到The bank is able to do this because…a dollar cheque or draft drawn on that account.是因为英国的银行在美国有往来银行。

  • 第6题:

    A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。

  • 第7题:

    A bank reconciliation should be prepared periodically because ( )

    A. the depositor's records and the bank's records are in agreement

    B. the bank has not recorded all of its transactions

    C. any differences between the depositor's records and the bank's records should be determined, and any errors made by either party should be


    正确答案:C

  • 第8题:

    Which three best describe the customer benefits of the Cisco Lifecycle Services approach?()

    • A、improve the skill sets of its staff members
    • B、increase the value of and return on investment for its networks
    • C、increase network staff productivity
    • D、increase the amount of server room rack space
    • E、improve network availability, resiliency, security, and scalability
    • F、increase the amount of time required to integrate network changes

    正确答案:B,C,E

  • 第9题:

    In the case of MT,the remitting bank issues a draft to its customer,and directs its foreign branch or correspondent by mail to make the payment to the beneficiary.


    正确答案:错误

  • 第10题:

    单选题
    What recommendation is given to the company?
    A

    It should expand its assets.

    B

    It should hire a foreign executive.

    C

    It should increase its workforce.

    D

    It should open an overseas subsidiary.


    正确答案: B
    解析:
    邮件第2段指出to extend its holdings,这样对Copper Media有利,故选A。意为“资产”的词汇holdings与答案中的assets意思相同。

  • 第11题:

    单选题
    Many people try their best to look young.
    A

    Right.

    B

    Wrong.

    C

    Doesn’t Say.


    正确答案: A
    解析:
    细节题。从文章第一段“as a result, many people work hard to keep young.”可以看出题干中的表述是正确的。

  • 第12题:

    单选题
    Online retailer Dressmart _______.
    A

    proved right to do too much in a short time period

    B

    carried out the plan of doing its business at home first

    C

    made great profits by expanding its business abroad

    D

    contracted its business from abroad before complete failure


    正确答案: D
    解析:
    细节题。第六段最后一句提到“Dressmart, on the verge of bankruptcy and searching for a backer, has now scaled back and operates only in Sweden.”(Dressmart曾经濒临破产而需要寻找支持者,现已缩小规模,只在瑞典运作了)。scale back意为“按比例缩减,相应缩减”,和选项D中的contracted表达意思相一致。

  • 第13题:

    听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.

    (4)

    A.The bank makes profits only from its own money.

    B.The bank makes profits from not only the deposits but also its own money.

    C.The bank has special obligation to make profits.

    D.The bank makes profits by having special obligations to depositors.


    正确答案:B
    解析:单句意思为“银行对于存款人担有特殊的义务,因为它的收益部分来自存款,部分来自自身的资本金。”

  • 第14题:

    CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文章第二段开头提到The holder of a CD…will ask a money market participant (often a commercial bank) to arrange a sale through a specialized dealer。并没有提及在哪里交易。a specialized dealer专业交易者。

  • 第15题:

    A commercial bank shall establish and improve its system of internal control according to law.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:整个第一段和第二段第一句A commercial bank shah...its systems of examining and checking deposits, loans settlements and bad and doubtful accounts.这些都是内部控制的具体内容。

  • 第16题:

    The company's prepayment to its supplier is regarded as a liability item.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文中通篇没有提及prepayment预付款。

  • 第17题:

    The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。

  • 第18题:

    Under the bond terms in international business, if the exporter fails to fulfill its obligations, the compensation should be paid by ______.

    A.the importer's bank

    B.the exporter's bank

    C.the collecting bank

    D.the negotiating bank


    正确答案:B
    解析:文章第一段提到If these obligations are not fulfilled,…to the buyer in compensation。如果一旦交易不能实现,那就由guarantor(担保人)来赔偿买家的损失。guarantor在文中指the exporter's bank。

  • 第19题:

    In the 17th century,the English government encouraged people from Scotland and Northern England to emigrate to the north of Ireland because()

    Athey wanted to increase its control over Ireland

    Bthey had too many people and didn’t have enough space for them to live in Britain

    Cthey intended to expand their investment

    Dthey believed that Ireland was the best place for them


    A

  • 第20题:

    Which of these best describes the Cisco Lifecycle Services approach? ()

    • A、 a methodology for proactively updating equipment before it reaches the end of its life
    • B、 a methodology for introducing new technologies
    • C、 a methodology for creating a business plan
    • D、 a methodology for determining total cost or ownership

    正确答案:B

  • 第21题:

    A reimbursing bank has received a valid claim under its reimbursement undertaking and is instructed by the issuing bank not to honour the claim. In accordance with the URR725, the reimbursing bank should: ()

    • A、Reques tthe claiming bank to cancel the claim
    • B、Instruct the claiming bank to contac tthe beneficiary
    • C、Honour the claim and debit the issuing bank’s account
    • D、Dishonour the claim as per the issuing bank’s instruction

    正确答案:C

  • 第22题:

    单选题
    Which of these best describes the Cisco Lifecycle Services approach? ()
    A

     a methodology for proactively updating equipment before it reaches the end of its life

    B

     a methodology for introducing new technologies

    C

     a methodology for creating a business plan

    D

     a methodology for determining total cost or ownership


    正确答案: A
    解析: 暂无解析

  • 第23题:

    问答题
    Practice 4  The other kind of bank—the Bank of the United States was simultaneously a commercial bank and a quasi-public central bank. The First Bank of the United States, chartered by the Congress in 1791, owed its existence to Alexander Hamilton who, shortly after becoming Secretary of the Treasury, showed remarkable insight into the financial problems of the young country and the economic implications of banking. The First Bank of the United States operated much like a private bank. But unlike a regular commercial bank, it had the federal government as a partner and number one customer. The Bank served as the fiscal agent for the government, holding government tax receipts, paying government bills, performing various financial housekeeping tasks. In return, the government kept its cash as deposits with the First Bank of the United States, giving it a huge financial base. The First Bank’s federal charter, moreover, allowed it to operate branches in all states, giving it a big competitive edge over regular state-chartered banks, which could operate only in the states that chartered them. Gradually the First Bank of the United States evolved into a sort of banker’s bank, gaining the power to police lesser commercial banks.

    正确答案: 【参考译文】
    另外一种银行为美利坚银行,它既是商业银行又是准公共性质的中央银行。1791年,美利坚第一银行经国会特许成立,它的成立应归功于亚历山大·汉密尔顿。他就任财政部长后不久就对新生的美国面临的财政问题以及银行业的经济意义显示出极强的洞察力。美利坚第一银行在运作上很像是一家私人银行。与通常的商业银行不同的是,它拥有联邦政府为其合伙人和头号客户。它充当了联邦政府的财政代理:为政府保管税收收入、替政府办理账单支付以及为政府执行各种金融保管任务等。作为回报,政府将现金存入美利坚第一银行,从而使该银行有了巨大的金融基础。由于美利坚第一银行经联邦特许可在各州设立分行,而由各州特许成立的普通银行只能在其州内经营,所以相比之下,美利坚第一银行有很大的竞争优势。美利坚第一银行因而逐渐演化为某种“银行家的银行”,把握着监督较小的商业银行的权力。
    解析: 暂无解析