第1题:
Why do the depository institutions have the fractional reserve banking?
A.Because they can keep a large amount of deposits from their depositors in the form. of reserves.
B.Because most of their depositors would withdraw their deposits.
C.Because only a small fraction of their depositors would deposit money during a day or week.
D.Because they can meet the need of withdrawing of their depositors and make investments in other financial assets.
第2题:
The Browns _______ the trains; if not, they would have been at the get-together as scheduled.
A、must miss
B、must have missed
C、should miss
D、should have missed
第3题:
A、will not have continued
B、would not have continued
C、should not have continued
D、would not continued
第4题:
A、super
B、chimney
C、sweeping
D、ruin
第5题:
—Why didn‘t you buy a new car? —I would have bought one if I _______ enough money. A. had B. have had C. would have D. had had
第6题:
The passage mainly tells us that______.
A. money is the most important thing
B. there is something more important than money
C. we should look into their eyes while talking to people
D. the more money you have, the less happy you would be
第7题:
第8题:
How do you decide whether a word should enter the students’ active or passive vocabulary?
We have to consider whether the word:
a) is essential for comprehension of context;
b) is commonly used;
c) is used in a wide variety of situations;
d) has more than one meaning (if so, which; if any, to teach).
If our answer to all these four questions is yes, then we have to make it enter the students’ active vocabulary.
略
第9题:
I would have liked to
I would like to have
should have to 1ike
I should have liked to
第10题:
puzzle
perplexity
dilemma
bewilderment
第11题:
第12题:
Biotechnology executives who aggressively raise investment capital for bioengineered products with no conceivable market should be held responsible if biotechnology stocks crash.
Investors should make financial decisions only with the advice of qualified financial advisors, such as investment bankers or fund managers.
If people lose money on investments that they inadequately researched, they have only themselves to blame.
If insurance companies provide home insurance for homes built in a hurricane zone and those homes are subsequently all destroyed by a major hurricane, the insurance company should be blamed for any investment losses suffered by its shareholders.
The collapse of Internet stocks would not have occurred if companies had not attempted to sell bulky items, like dog food, over the Internet.
第13题:
—I lost my money.
—_________ .
A.Oh, you will be more careful
B.Oh, you must be more careful
C.Oh, you would be more careful
D.Oh, you should have been more careful
第14题:
He must have had an accident, or he _____ then
A:would have been here
B:would be here
C:should be here
D:had just had
第15题:
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
第16题:
Reading Comprehension
Directions:There are two passages iⅡthis part. Each passage is followed by some questions or unfinished statements. For each of them there are four choices marked A,B,C and D.You should decide on the best choice.
Questions 56- 60 are based on Passage One:
Passage One
The law says that women should have the chance of doing the same jobs as men and earn the same as them.
The reality is very different.Women lose because, 25 years after the Equal Pay Act,many of them still get paid less than men.
They lose because they do lower-paid jobs which men just won't consider.And they lose because they are the ones who interrupt a career to have children.
All this is reported in an independent study ordered by the Government's Women's Unite.
The biggest problem isn't equal pay in workplaces such as factories.It is a sort of work women do.Make a list of the low-paid jobs, then consider who do them.
Try nurses, secretaries, cleaners, clerks, teachers in primary schools, dinner ladies,and child care helpers. Not a lot of men among that group, are there?
Yet some of those jobs are really important.Surely no one would deny that about nurses and teachers, for a start.
So why do we reward the people who do them so poorly? There can be only one answer—because they are women.
This is not going to be put right overnight. But the Government which employs a lot of them, and other bosses have to make a start.
It is disgraceful(可耻的) that we have gone into the 21st century but still treat women as second-class citizens.
Women should have the chance of doing the same jobs and be paid equally as Men( ).
A. after 25 years
B. according to the law
C. as a result of the Equal Pay Act
D. because women are as strong as men
第17题:
PartA 2. The National Association of Securities Dealers is investigating whether some brokerage
houses are inappropriately pushing individuals to borrow large sums on their houses
to invest in the stock market. Can we persuade the association to investigate would-be privatizers of Social Security? For it is now apparent that the Bush administration’s privatization proposal will amount to the same thing: borrow trillions, put the
money in the stock market and hope.
Privatization would begin by diverting payroll taxes, which pay for current Social
Security benefits, into personal investment accounts. The government would
have to borrow to make up the shortfall. This would sharply increase the government’s debt. “Never mind”, privatization advocates say, “in the long run, people would
make so much on personal accounts that the government could save money by cutting retirees’
benefits.Even so, if personal investment accounts were invested in Treasury bonds,
this whole process would accomplish precisely nothing. The interest workers would receive on,
their accounts would exactly match the interest the government would
have to pay on its additional debt. To compensate for the initial borrowing,
the government would have to cut future benefits so much that workers would gain nothing at all.
However, privatizersclaim that these investments would make a lot of
money and that, in effect, the government, not the workers, would reap most of those gains,
because as personal accounts grew, the government could cut benefits.
We can argue at length about whether the high stock returns such schemes assume are realistic
(they arent), but lets cut to the chase: in essence, such schemes
involve having the government borrow heavily and put the money in the stock market. That’s because the government would, in effect, confiscate workers’gains in their personal accounts by cutting those workers’ benefits.
Once you realize whatprivatization really means, it doesn’t sound too responsible, does it? But the details make it considerably worse. First,
financial markets would, correctly, treat the reality of huge deficits today as a much more
important indicator of the governments fiscal health than the mere promise that government could save money by
cutting benefits in the distant future. After all, a government bond is a legally binding
promise to pay, while a benefits formula that supposedly cuts costs 40 years from now is nothing
more than a suggestion to future Congresses.
If a privatization plan passed in 2005 called for steep benefit cuts in 2045,
what are the odds that those cuts would really happen? Second,
a system of personal accounts would pay huge brokerage fees. Of course, from Wall Street’s point of view that’s a benefit, not a cost.
第26题:According to the author, “privatizers”are those_____.
[A] borrowing from banks to invest in the stock market [B] who invest in Treasury bonds
[C] advocating the government to borrow money from citizens [D] who earn large sums of money in personal
accounts
第18题:
第19题:
第20题:
You have read/write permission on an ordinary file foo. You have just run In foo bar. What would happen if you ran rm foo?()
第21题:
foo and bar would both be removed.
foo would be removed while bar would remain accessible.
foo would be removed, bar would still exist but would be unusable.
Both foo and bar would remain accessible.
You would be asked whether bar should be removed.
第22题:
I would have liked to
I would like to have
I should have to like
I should have liked to
第23题:
London is not capable of hosting the summit
Lord Myners should not have signed off Sir Fred Goodwin’s pension
there was no “common ground” on the G20
the UK government’s entire economic strategy has fallen apart