The reason why the market for large CDs has been active since 1961 may be that the yield is usually higher than Treasury bills.
A.Right
B.Wrong
C.Doesn't say
第1题:
听力原文:M: Good news! The current price of land we bought last year has increased greatly. How about reporting it in the profit and loss account?
W: Wait a minute. According to the Prudence Concept, if the market price is higher than the cost, the higher amount is ignored in the accounts.
Q: Why can't they record the gains right now?
(16)
A.Because of the prudence concept.
B.Because of the materiality concept.
C.Because of the matching principle.
D.Because of the Dual Aspects Concept.
第2题:
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A.Right
B.Wrong
C.Doesn't say
第3题:
The reasons for the popularity of Treasury bills are the following except that ______.
A.they are the only money market instruments affordable to individual investors
B.they are highly liquid
C.they are risk-free
D.they give higher return than other money market instruments
第4题:
It's unwise for you to use "open" cheques when paying your telephone bills.
A.Right
B.Wrong
C.Doesn't say
第5题:
A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.
Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .
(41)
A.evidence
B.fact
C.proof
D.prove
第6题:
A financial market may be thought of as ordinary market in which traders may buy or sell particular financial commodities.
A.Right
B.Wrong
C.Doesn't say
第7题:
Other than academic success, what has been your greatest achievement up to date? What do you see as your personal strength, why?
第8题:
Joseph to evening classes since last month ,but he still can’t say “what’s your name ?”in Russian
A. has been going B. went C. goes D. has gone
第9题:
The book has been translated into thirty languages since it _____on the market in 1973.
A.had come
B. has come
C. came
D.comes
第10题:
第11题:
第12题:
man has education but animal not
man is higher animal than any others
man is more susceptible to the environment than animals
after education, man will change permanently in the habits of behavior, thought and attitude
第13题:
听力原文: A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.
24. What is a CD?
25.Which of the followings generally issue CDs?
26.How long does a specific maturity usually last?
27.Why do CDs pay higher return to investors than T-bills?
(24)
A.A term deposit that can be drawn at any time.
B.A time deposit with a bank.
C.A current deposit.
D.A cheek account.
第14题:
CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.
A.Right
B.Wrong
C.Doesn't say
第15题:
听力原文:M: CDs can be traded in the money market at any time. They are more flexible than fixed-term deposits.
W: That's right. So banks usually offer slightly lower interest rates on them.
Q: Which of the following has a higher rate?
(13)
A.CDs.
B.Demand deposits.
C.Fixed-term deposits.
D.Building societies deposits.
第16题:
阅读短文,判断句子正误,正确的写T,错误的写F 。
In recent years, the Chinese auto industry has seen rapid growth, with the demand on private cars rising sharply in Chinese cities since 2002.
By 2009, China has replaced the U.S. to become the world's largest auto market. As an important part of the world car industry, the global auto industry will shift further to China. This brings historical opportunity to China's auto market.
Currently, both the development of China's auto market and the changes in consumer demand for vehicles are ever -increasing. China's auto industry will continue to grow in the next decade. It means there is still huge room for its development. China has an urban population of more than 600million. It also has a huge agricultural vehicle market in the rural areas. Hence, there is no doubt for China's development of auto industry. That is also the reason why the world's auto producers are paying more attention to the Chinese market.
()26. The demand on private cars increased greatly in Chinese cities since 2002.
()27. China has become the world's largest auto market.
()28. China's auto industry tends to decrease in the next decade.
()29. China has an urban population of less than 600 million.
()30. The reason why the world's auto producers are paying more attention to the Chinese market is that China's auto industry developed very quickly.
参考答案:26-30:T T F F F
第17题:
Usually, a loan to government is safer than a loan to a private-sector borrower.
A.Right
B.Wrong
C.Doesn't say
第18题:
A market may also be virtual, which is connected by phones on Internet.
A.Right
B.Wrong
C.Doesn't say
第19题:
A.It has more than one interface that is connected to the root network segment.
B.It is running RSTP while the elected root bridge is running 802.1d spanning tree.
C.It has a higher MAC address than the elected root bridge.
D.It has a higher bridge ID than the elected root bridge.
第20题:
--Why does the Lake smell terrible?
--Because large quantities of water .
A. have polluted B. is being polluted C. has been polluted D. have been polluted
第21题:
Joseph ______to evening classes since last month, but he still can’t say “What’s your name?” in Russian.
A.has been going
B.went
C.goes
D.has gone
第22题:
第23题:
Which router is doing LSA type 7 to type 5 translation,and why?()