听力原文:W: Did you hear about Mr. William's case last week?
M: Yes. It's too terrible. As a matter of fact, he should not issue an open cheque in favor of a third party. Anyone who holds it would present it to the paying bank and obtain cash against it.
Q: What happened to Mr. Williams?
(16)
A.He lost a cheque and the thief cashed it.
B.He opened a cheque account.
C.A thief stole the money from the bank.
D.He cashed the cheque but the money was stolen by a thief.
第1题:
Dialogue Three
George: Did you hear about the robbery?
Johnny: No, I didn&39;t hear about it.
George: A man tried to rob the bank next to our building this morning.
Johnny: __8__
George: Yes, he tried to rob the bank at gunpoint.
Johnny: __9__
George: Oh, everyone in the bank is OK.
Johnny: That&39;s good to hear.
George: He did get away, though.
Johnny: That is horrible.
George: __10__
Johnny: I&39;m sure they&39;ll catch him eventually.
A. Did anyone get hurt?
B. Thank the lucky stars.
C. Are you serious?
D. The cops don&39;t know who the guy is.
8 ______
9______
10______
请帮忙给出每个问题的正确答案和分析,谢谢!
C
第2题:
听力原文:M: What will happen if a draft is not presented for payment when due?
W: If this is the case, all the signatories on the bill will be discharged except the acceptor.
Q: What are the two people mainly talking about?
(18)
A.How to present the bill for payment.
B.The presentation of bills for payment.
C.The solution to the injured drawer.
D.The payment of the cheque.
第3题:
听力原文:M: I don't know why the man there said he couldn't pay my cheque.
W: Let me see. Yes. You draw your cheque in lead-pencil. It is not recognized in the bank. You should draw it in ink.
Q: What is the woman's suggestion?
(16)
A.Returning the cheque.
B.Drawing the cheque in ink.
C.Drawing the cheque in lead-pencil.
D.Going to the paying bank.
第4题:
听力原文:M: Excuse me, Ms Li. Could you tell me what kind of drawings do you like to make, by cheque or upon presentation of your deposit book?
W: I'd prefer to draw by cheque.
Q: What account does Ms. Li want to open?
(17)
A.RMB account.
B.A checking account.
C.A U.S. dollar account.
D.A special account.
第5题:
对话理解
听力原文:W: When I want to borrow money from a hank, what should I do?
M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.
Q: Which is not mentioned when creating a contract with the bank?
(11)
A.Stipulating the rate of interest.
B.Stipulating the repayment date.
C.Stipulating the amount and timing of any periodic cash interest payments.
D.Stipulating the financial sponsor.
第6题:
听力原文:M: If a bank has inadequate liquidity, what would happen?
W: In this case, it cannot obtain sufficient funds, either by increasing liabilities or by converting assets promptly. Thus, insufficient liquidity can lead to the insolvency of a bank.
Q: What would lead to a bank's insolvency?
(14)
A.Adequate liquidity.
B.Insufficient liquidity.
C.Increasing liabilities.
D.Converting assets.
第7题:
听力原文:M: What should I do with my sight deposit if I need some money right now?
W: Oh, that's easy. You can either use the cash dispensers or you can write cheques.
Q: What does the man want to have now?
(14)
A.Cash.
B.Sight deposit.
C.Cash dispenser.
D.Cheque.
第8题:
听力原文:M: I want to cash this check for my mother, but the teller told me to bring it here.
W: Yes, Sir. That's an out-of-town personal check. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: How will the bank deal with the man's check?
(18)
A.The bank will cash the check immediately.
B.The bank will issue a new bank account and deposit the money for him.
C.The bank will cash it for him until the proceeds are collected from the paying bank.
D.The bank will endorse the check before payment.
第9题:
-How's your brother these days?
-He hasn't been too well just recently.
-________. What's the matter?
-I think he's been overworking.
A、It'll be pleased to hear you ask after him
B、That's not too bad
C、I'm sorry to hear that
D、I'll tell him what you said
第10题:
听力原文:M: May I cash these traveler's checks for $300 here?
W: Of course. Would you please countersign them here? Also write place and date as specified.
Q: What does the man want to do according to the conversation?
(16)
A.To endorse his cheques.
B.To show his passport.
C.To cash some traveler' s cheques.
D.To open a checking account.
第11题:
第12题:
You know that I was in the hospital yesterday. I’m glad to see you.
I was temporarily employed last year. ; It’s natural to hear that.
I got a promotion last week. ; How lucky you are!
Well, I was laid off last month. ; That’s good news.
第13题:
Mr. Cody: I was very sorry to hear about your father's illness, please give my regards to him.
Ms. Cobb: Thank you. __________
A. He would be happy to meet you.
B. He had a very bad cold.
C. I'll talk to him.
D. I appreciate your concern.
第14题:
听力原文:M: Accounting controls refer to plans, procedures and records required for safeguarding assets and producing reliable financial accounts.
W: Yes. Accounting controls are important elements of a bank's internal control system, the soundness of which is vital for bank's survival.
Q: What are the important elements of a bank's internal control system?
(15)
A.Accounting basis.
B.Cash basis accounting.
C.Accounting control.
D.The chart of accounts of a bank.
第15题:
听力原文:The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.
(5)
A.The paying bank sends the check to the remitting bank for repayment.
B.The remitting bank sends the check to the paying bank for repayment.
C.The collecting bank sends the check to the remitting bank for repayment.
D.The remitting bank sends the check to the collecting bank for repayment.
第16题:
If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.
A.Right
B.Wrong
C.Doesn't say
第17题:
听力原文:M: Do you provide investment service?
W: Yes. We are a commercial bank. We help customers with the purchase and sales of securities.
Q: What does the man want to do?
(13)
A.He will provide investment service.
B.He will help the customers.
C.He will join the commercial bank.
D.He will purchase or sell securities.
第18题:
听力原文:W: I wish to cash this cheque from U. S. A. , but the man in the next window told me to bring it here.
M: Oh, yes. This is a personal cheque. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: What does the man mean?
(16)
A.The woman can't get cash before the proceeds are collected.
B.There is something wrong with the proceeds.
C.The woman will be paid directly by the paying bank.
D.The personal cheque can't be encashed over the counter.
第19题:
听力原文:M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B.British banks started to issue credit cards.
C.Customers of British banks may cash their cheques in European countries.
D.Commercial banks in the United States began to issue cheque card.
第20题:
–– How is your brother these days?
–– He hasn’t been too well recently.
–– ______What’s the matter?
–– I think he ’s been overworking.
A: It ’ll be pleased to hear you ask after him.
B: That ’s not too bad.
C: I ’m sorry to hear that.
D: I ’ te ll him what you said.
第21题:
听力原文:M: Can you tell me something about a balance sheet?
W: Yes. It is divided into three sections: assets, liabilities, and owner's equity and it is used to summarize a company's financial position on a given date.
Q: Which of the following is not a section of a balance sheet?
(15)
A.Profit and Joss
B.Owner's equity.
C.Liabilities
D.Assets.
第22题:
听力原文:M: Bank of China. May I help you?
W: Yes, please. I'd like to get some information about discounting a bill of exchange.
Q: What does the customer want to do.?
(17)
A.To withdraw some money.
B.To exchange some foreign currencies.
C.To discount some bills.
D.To cash some traveler's checks.
第23题: