100 Pure Risk differs from Business Risks because Pure Risk's _____ .A. include chances of both profit or loss associated with the business.B. include chances of loss and no chances for profit associated with the business.C. must incur personal loss with

题目

100 Pure Risk differs from Business Risks because Pure Risk's _____ .

A. include chances of both profit or loss associated with the business.

B. include chances of loss and no chances for profit associated with the business.

C. must incur personal loss with business liability.

D. must incur business liability associated with loss of pure profit.

E. B and C


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  • 第1题:

    Risk can be divided into two basic types; business risk and pure (or insurable risk). Of the following, which one(s) fall(s) under business risk?

    A liability loss

    B direct property loss

    C profit loss

    D personnel-related loss

    E B and C


    正确答案:C

  • 第2题:

    Which of the following is most closely associated with business risk:

    A profit and loss

    B personnel turnover

    C workmen's compensation

    D liability insurance

    E All of the above.


    正确答案:A

  • 第3题:

    84 Risk can be divided into two basic types; business risk and pure (or insurable risk). Of the following, which one(s) fall(s) under business risk?

    A. liability loss

    B. direct property loss

    C. profit loss

    D. personnel-related loss

    E. B and C


    正确答案:C

  • 第4题:

    163 Many companies self insure against some risk. Problems which can arise from self-insurance include:

    A. failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the company

    B. stiff competition from insurance companies

    C. confusion of business risks with insurable risks.

    D. A and C

    E. All of the above


    正确答案:D

  • 第5题:

    6 Which of the following is most closely associated with business risk:

    A. profit and loss

    B. personnel turnover

    C. workmen's compensation

    D. liability insurance

    E. All of the above


    正确答案:A

  • 第6题:

    15 Risks include the following types:

    A. Business risk

    B. pure risk

    C. Insurable risk

    D. A and B

    E. All of the above


    正确答案:E

  • 第7题:

    ● () is most closely associated with business risk. ()A. profit and loss B. personnel turnoverC. workmen’s compensation D. liability insurance


    正确答案:A
    在所给的4个选项中,利润和损失与商业风险的关系最为紧密。

  • 第8题:

    An underwriter is liable for ______.

    A.loss arising from the subject itself because of its inherent qualities

    B.loss caused by the ordinary evaporation of liquids

    C.loss caused by heavy weather

    D.the natural decay of the vessel due to the passage of time


    正确答案:C

  • 第9题:

    Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
    It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
    Which of the following statements is true?

    A.Premium is a small amount of money you pay for your losses.
    B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
    C.An insurance agent holds premiums paid by the thousands.
    D.The premium will be refund if an individual does not have a lose.

    答案:B
    解析:
    细节题。根据第二段倒数第二句“An individual who does not have a loss loses the premium money but purchases what insurance underwriters call‘peace of mind’.”可知.人们购买保险就是为了获得心灵平静,不用对未来不可预测的事情担心。B项说法正确。A项错在“for your losses”;C项应是insurance company或underwriter持有投保者的保险费,而不是insurance agent;D项如果投保者没有损失,保险费也是不退还的。

  • 第10题:

    Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
    It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
    The word "policy" in the 2nd paragraph most probably means ___________.

    A.a risk between individual and insurance company
    B.a shared loss
    C.an agreement between an individual and an underwriter.
    D.a rule made by the individual

    答案:C
    解析:
    词义题。根据题干定位至第二段,“The individual receives an insurance policy,a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it.”表明policy指的是个人和担保人之间签的协议。故选C。

  • 第11题:

    When a business suffers a security breach, there can be serious ramifications. What is one of the immediate impacts that the business can suffer because of a security breach?()

    • A、 loss of retail sales
    • B、 loss of customer faith
    • C、 disruption of business operations
    • D、 inability to deliver products or services

    正确答案:C

  • 第12题:

    单选题
    Since red flags are likely to be raised at the IRS by the reporting of gambling income, business owners who declare their income as business revenue is less likely to receive an audit.
    A

    Since red flags are likely to be raised at the IRS by the reporting of gambling income, business owners who declare their income as business revenue is less likely to receive an andit.

    B

    Because the reporting of gambling income is likely to raise red flags at the IRS, business owners can reduce their chances of receiving an audit by declaring that income as business revenue.

    C

    Business owners can reduce their chances of receiving an audit by declaring the income as business revenue, since the reporting of gambling income is likely to raise red flags at the IRS.

    D

    Their chances of receiving an audit are reduced by business owners who report that income as business revenue. because the reporting of gambling income is likely to raise red flags at the IRS.

    E

    The reporting of that income as business revenue can reduce the chances of business owners of receiving an audit, because of the red flags not having been raised at the IRS by the reporting of gambling income.


    正确答案: E
    解析:
    A项中存在主谓不一致问题。C、D、E三项表述不清,故本题应选B项。

  • 第13题:

    Which of the following is most closely associated with pure risk:

    A profit and loss

    B personnel turnover

    C insurance

    D market fluctuations

    E A and D only


    正确答案:C

  • 第14题:

    124 Which of the following is most closely associated with business risk:

    A. profit and loss

    B. personnel turnover

    C. workmen's compensation

    D. liability insurance

    E. All of the above.


    正确答案:A

  • 第15题:

    93 The type of contract (payment mechanism) chosen for a project is often a reflection of the degree of risk associated with completing that project. For a firm fixed price contract, payment for risk _____ .

    A. Is accomplished by paying the actual costs to the contractor.

    B. Is accomplished by paying the contractor for his costs plus a fixed fee (profit).

    C. Is an undisclosed contingency in the contractor's bid.

    D. Is accomplished by paying for the budgeted costs of dealing with risks, as predicted in the project risk assessment.

    E. B and C


    正确答案:C

  • 第16题:

    182 Pure Risk differs from Business Risks because Pure Risk's _____ .

    A. include chances of both profit or loss associated with the business.

    B. include chances of loss and no chances for profit associated with the business.

    C. must incur personal loss with business liability.

    D. must incur business liability associated with loss of pure profit.

    E. B and C


    正确答案:B

  • 第17题:

    15 Which of the following is most closely associated with pure risk:

    A. profit and loss

    B. personnel turnover

    C. insurance

    D. market fluctuations

    E. A and D only


    正确答案:C

  • 第18题:

    113 Using the possible profit and loss outcomes shown in the Special window, find the expected profit (loss)

    A. ($1000)

    B. $1000

    C. $2000

    D. $1200

    E. None of the above


    正确答案:D

  • 第19题:

    Commonalties of nonrecognition transactions include that.I. deferring a loss is mandatory on like-kind exchanges.II. deferring a loss is mandatory on involuntary conversions?()

    A.Only statement I is correct

    B.Only statement II is correct

    C.Both statements are correct

    D.Neither statement is correct


    答案:B

  • 第20题:

    There can be no question about the value of a safety program.From a financial standpoint alone,safety pays off.The fewer the injury( ),the better the workman’s insurance rate.This may mean the difference between operating at a profit or at a loss.

    A.claims
    B.reports
    C.declarations
    D.proclamations

    答案:A
    解析:
    claim(“要求保险公司赔偿的)款项:赔偿”,如:put in/make a claim for damages提出损害赔偿要求。B.report“报告”:C.declaration“宣言,宣告”;D.proclamation“宣言,声明”。

  • 第21题:

    Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
    It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
    The money the insurance used to pay for an individual′ s loss comes from ___________.

    A.the premium paid by the person previously
    B.the insurance company's investment
    C.the premiums paid by other persons
    D.all of the above

    答案:D
    解析:
    细节题。根据第二段中“The funds will come from the individual’s premium,the premium paid by others who did not have losses,and money from the company’s investment of all the premiums.”可知,A、B、C三项内容都包含在内。故选D。

  • 第22题:

    When a business suffers a security breach, there are be serious ramifications. What is one of the immediate impacts that the business can suffer because of a security breach?()

    • A、 loss of retail sales
    • B、 loss of customer faith
    • C、 disruption of business operations
    • D、 inability to deliver products or services

    正确答案:C

  • 第23题:

    单选题
    She was very ______ because she made a ______ of £10,000 on the sale of her house.
    A

    happy; loss    

    B

    sorry; fortune    

    C

    pleased; profit    

    D

    sad; benefit


    正确答案: C
    解析:
    她非常高兴,因为她卖房得到了1万元的利润。pleased高兴的,满足的。profit利润,益处。sad忧愁的,悲哀的。benefit利益,好处。