An( ),serving a function similar to a physical wallet, holds credit card numbers,electroruc cash, owner identification, and owner contact information and provides that information at an electronic commerce site&39;s checkout counter.A. electronic wallet B

题目

An( ),serving a function similar to a physical wallet, holds credit card numbers,electroruc cash, owner identification, and owner contact information and provides that information at an electronic commerce site&39;s checkout counter.

A. electronic wallet B. electronic commerceC. third party payment D. Internet banking


相似考题

2.SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文: Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th

参考答案和解析
正确答案:A
更多“An( ),serving a function similar to a physical wallet, holds credit card numbers,electroru ”相关问题
  • 第1题:

    听力原文:If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.

    (3)

    A.We are the credit card holders.

    B.We are the bank who can encash the card.

    C.We are the credit card company.

    D.We stopped your card losing.


    正确答案:C
    解析:单句的意思为“如果您丢失了这张卡,您得尽快通知我们,我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。

  • 第2题:

    A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:第一段开始A credit card is…possibly under a line of credit established by the card issuer.但并没有说an overdraft is not allowed。

  • 第3题:

    单句理解

    听力原文:Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

    (1)

    A.Credit card holders will state if they don't buy anything.

    B.Credit card holders will receive their statements from the bank every month.

    C.Credit card holders can charge purchases to their bank accounts.

    D.Credit card holders have to make purchases every month.


    正确答案:B
    解析:单句意思为“信用卡持有者可以把消费额累加到信用卡账户上,银行每月会提供财务报告”。

  • 第4题:

    听力原文:W: How do you pay for your purchases with a credit card?

    M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

    Q: Where should the man sign when he pays for his goods with a credit card?

    (20)

    A.On his card.

    B.On the goods.

    C.On a sales slip.

    D.On the invoice.


    正确答案:C
    解析:对话中男士说道“usually I sign a sales slip”,即他通常在购物单上签字。

  • 第5题:

    听力原文:W: What is a smart card?

    M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.

    Q: What arc they talking about?

    (20)

    A.Cheque cards.

    B.Credit cards.

    C.Debit cards.

    D.Smart cards.


    正确答案:D
    解析:女士问智能卡是什么,男士回答智能卡的特点和功能。可知他们谈论的是智能卡。

  • 第6题:

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud(欺骗).
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"(发出叫声)a voice ID signal via a computer's microphone to an
    online server.
    By verifying(证实)that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate(合法的)user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded(嵌入的)in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic(真实的),it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    The voice credit card is an important invention because
    A:it can be made cost-effectively.
    B:it can leave voice messages.
    C:it makes online shopping easy.
    D:it makes fraud difficult.

    答案:D
    解析:

  • 第7题:

    资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
    Whether you have no credit or bad credit,one thing’s for sure:You don’t have good credit.And without good credit,you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or,worse,who have a track record of poor money management.
    If you fall into either of these categories,it’s smart to focus on raising your credit scores.
    If you have no credit score,you don’t have a credit history.If you have bad credit,it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category,you haven’t necessarily made any financial mistakes.In this case,a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards (which require a security deposit)or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation,while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools,but the method is much the same: Make your payments on time and keep your debt low.It takes diligence and dedication,but it can be done.

    The solution(s) for Bad-credit could be______.

    A.having accounts sent to collections.
    B.looking for a no-credit credit card.
    C.paying down the balance.
    D.closing your credit accounts.

    答案:B
    解析:
    本题考查的是细节理解。
    【关键词】solution(s) for Bad-credit
    【主题句】倒数第3自然段Bad credit can be a result of financial missteps,including missing payments,defaulting on loans,or having accounts sent to collections.If you fall into this category and need credit,you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation,as well.You also may qualify for a bad-credit personal loan.If you still have open accounts,pay down the balances but don’t close credit accounts if you can avoid it.不良信用可能是由于财务失误造成的,包括错过付款,拖欠贷款或账户被银行托收。如果您属于此类别且需要信用,您将需要查找信用不良的信用卡。在这种情况下,担保卡或信用建设者贷款也是一个不错的选择。您也可能有资格获得不良信用的个人贷款。如果您仍有未结账户,请即时支付余额,但如果可以避免,不要关闭信用账户。
    【解析】本题的问题是“不良信用的解决方案可能是_______”A选项“账户被银行托收”;B选项“寻找无信用的信用卡”;C选项“支付余额”;D选项“关闭您的信用账户”。根据题目中关键词找到主题句,A选项是导致不良信用的缘由,而非解决方案,故错误;B选项与题干“寻找信用不良的信用卡”相符,故正确;必须在有未结账户的前提下,选择支付余额,C选项缺少限制条件,故错误;D选项与题干“不要关闭信用账户”相矛盾,故错误。故选B。

  • 第8题:

    When configuring a Commerce Payments cassette for a merchant, what should be created for EACH account?()

    • A、A batch for each supported credit card type
    • B、A batch for each currency and credit card type
    • C、A batch for each cassette and currency
    • D、A brand for each supported credit card type
    • E、A brand for each currency and credit card type

    正确答案:D

  • 第9题:

    填空题
    If your credit(信誉) is good, you will be allowed (use) ____ the credit card.

    正确答案: to use
    解析:
    本题考查固定搭配。句意:如果你信誉良好,你就可以使用信用卡。sb. be allowed to do sth.表示“某人被允许做某事”。故填入to use。

  • 第10题:

    填空题
    If you bring a credit card, make sure you take down the service number of the card company in case of loss or theft.____

    正确答案: F
    解析:
    由题干中“credit card”定位至F段。由本段可知,为防止小偷或信用卡丢失应该记下信用卡公司的客户服务热线,故匹配段落为F段。

  • 第11题:

    单选题
    You are developing a Web page. The user types a credit card number into an input control named cc and clicks a button named submit. The submit button sends the credit card number to the server. A JavaScript library includes a CheckCreditCard function that returns a value of true if the credit card appears to be valid, based on its checksum. You need to ensure that the form cannot be used to submit invalid credit card numbers to the server. What should you do?()
    A

    Configure the input control to run on the server. On the submit button, add a server-side OnClick handler that calls CheckCreditCard  and  rejects  the form submission if the input is invalid.

    B

    On the input control,add an onChange handler that calls CheckCreditCard and cancels the form submission when the  input  is invalid.

    C

    Configure the input control and the submit button to run on the server. Add a submit_OnClick handler that calls CheckCreditCard  and  rejects  the  form  submission  if  the input is invalid.

    D

    On the form, add an onSubmit handler that calls CheckCreditCard and cancels the form submission if the input  is invalid.


    正确答案: D
    解析: 暂无解析

  • 第12题:

    单选题
    When configuring a Commerce Payments cassette for a merchant, what should be created for EACH account?()
    A

    A batch for each supported credit card type

    B

    A batch for each currency and credit card type

    C

    A batch for each cassette and currency

    D

    A brand for each supported credit card type

    E

    A brand for each currency and credit card type


    正确答案: D
    解析: 暂无解析

  • 第13题:

    听力原文:M: I've lost my credit card issued by your bank. What should I do, please?

    W: I am sorry for that. But you have to go to that counter over there for the card business.

    Q: Why does the customer come to the bank?

    (15)

    A.He got a credit card of his friend and come to ask how to use it.

    B.He got a card and did not know whose card it is.

    C.He has lost his credit card and come to ask what to do.

    D.He has found a credit card and come to ask what to do.


    正确答案:C
    解析:录音原文中男士说:I've lost my credit card issued by your bank,即他丢失了信用卡,来银行想知道该怎么办。

  • 第14题:

    Normally, banks will set different credit limits on different customers' credit card ac counts.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders.可推出。

  • 第15题:

    听力原文:M: I want to apply for a credit card. What are the common credit cards?

    W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

    Q: Which type of credit card is not mentioned in the conversation?

    (19)

    A.Smart Card.

    B.Master Card.

    C.Visa Card.

    D.American Express.


    正确答案:A
    解析:男士问的是普通信用卡有哪些,女士的回答是“Master Card”,“Visa”,“Discover”,and “American Express”.只有A不属于这一类。

  • 第16题:

    听力原文:Credit card customers are given a credit limit on the credit card account.

    (8)

    A.Credit card customers are given a right to buy goods and services.

    B.The cardholder can buy goods and services within the credit limit.

    C.Normally, banks will set different credit lines to different groups of cardholders.

    D.Each month the cardholder receives a statement from the bank.


    正确答案:B
    解析:单句意思为“信用卡用户在信用卡账户上有特定的信贷限额”。A项缺少前提,C、D项表述正确,但与录音句子内容无关。

  • 第17题:

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud(欺骗).
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"(发出叫声)a voice ID signal via a computer's microphone to an
    online server.
    By verifying(证实)that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate(合法的)user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded(嵌入的)in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic(真实的),it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What is the advantage of the new voice card?
    A:It recognizes only its owner's spoken password.
    B:It doesn't need to work with an on!mne server.
    C:It requires less ID information.
    D:It has a playback function.

    答案:A
    解析:

  • 第18题:

    An(),serving a function similar to a physical wallet, holds credit card numbers, electronic cash, owner identification, and owner contact information and provides that information at an electronic commerce site's checkout counter.
    A.electronic wallet
    B.electronic commerce
    C.third party payment
    D.Internet banking


    答案:A
    解析:

  • 第19题:

    英译中:How would you like to pay, by credit card or in cash?


    正确答案:请问您要怎么付款,刷卡还是付现金?

  • 第20题:

    You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result?()  

    • A、 Hash cluster
    • B、 Index cluster
    • C、 Sorted hash cluster
    • D、 Real Application cluster

    正确答案:C

  • 第21题:

    问答题
    Credit cards enable their holders to obtain goods and services on credit. They are issued by retail stores, banks, credit card companies to approved clients. The bank or credit card company settles the client’s bills, invoicing him monthly and charging interest on any outstanding debts. Their profit comes from the high rate of interest charged, the card holder’s subscriptions, and the fees paid by some organizations that accept cards.

    正确答案:
    信用卡能使持卡人通过赊账的方式购买商品、得到服务。信用卡由零售商店、银行和信用卡公司发放给经过批准的客户。银行或信用卡公司结清客户的账单,按月给客户开列其消费清单,收取欠款的利息。这些金融机构的利润来自所收取的高额利息、持卡人支付的认购费以及接受信用卡消费的单位所交纳的代理费。
    解析: 暂无解析

  • 第22题:

    问答题
    Practice 4  The regulations make it safer for you to use your credit card for shopping on the Internet or over the phone. If someone else makes dishonest use of your credit card, you can cancel the payment and the card issuer(发卡机构) must refund the money to your account. The card issuer will want you to tell them as soon as possible if your card has been lost or stolen or if you find out that someone has used your card details dishonestly.

    正确答案:
    【参考译文】
    这些规章制度可以保证你在使用信用卡进行网上购物或电话购物时更安全。如果别人冒用你的信用卡进行交易,你可以取消支付,发卡机构一定会把钱退还到你的账户。如果你的信用卡丢失或被盗,或是你发现有人盗用了你的信用卡的详细信息时,发卡机构希望你能及时告知他们。
    解析:
      ①shopping on the Internet or over the phone直接译为“网上购物或者电话购物”。
      ②makes dishonest use of中的dishonest,原意为“不诚实的”,此处译为“盗用,冒用”。
      ③refund退还,偿还。句意:把钱退还到你的账户。
      ④someone has used your card details dishonestly译为“有人盗用了你的信用卡的详细信息”。

  • 第23题:

    单选题
    You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result?()
    A

     Hash cluster

    B

     Index cluster

    C

     Sorted hash cluster

    D

     Real Application cluster


    正确答案: B
    解析: 暂无解析