Bob is not a person ______you can borrow any money though he is rich.A. whoB. whomC. from whomD. from who

If American people borrow money from the bank for 25 years，this means that the person who borrows__________．

A.has twenty-five years to pay back the money
B.has more than twenty-five years to pay back the money
C.has less twenty-five years to pay back the money
D.has about twenty-five years to pay back the money

根据下列内容，回答211-215题。
A house is the most expensive thing most people will ever buy．Very few people have enough money of their own to buy a house，so they have to borrow money from a bank．Borrowing moneyfrom a bank to buy a house is called“take a mortgage”．The bank usually lends money or gives a me．gage for twenty—five years．Houses are so expensive that many people nowadays have to borrow as much as$50，000．In other words，they will have a$50，000 mortgage．
How can you get a mortgage? When you find a house you like．you go to a bank．The bank will research you financial history and decide if they think you are a good risk．They will want to know what kind of job you have，what kind of salary you make and how long you have had the job．
They will a]so want to know how much money you have．In addition．the banks will require a down payment．Depending Oil which state you live in，the bank may require as much as 30%of the price of the house as a down payment．The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the
down payment．
What does a house mean in the United States．? __________

A.It is a dream which many people can hardly realize
B.It is so expensive that many people can not really buy them
C.It is the most important property that many people try to buy
D.It doesn’t belong to people if they can not borrow morley from the bank

资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
If you take care of a sick person to earn money, you are producing for the market. If your father is a steel worker or a truck driver or a doctor or a grocer, he is producing goods or service for the market.
When you spend your income, you are buying things from the market. You may spend money in stores, supermarkets, gas stations and restaurants. Still you are buying from the market. When the local grocer hires you to drive the delivery truck, he is buying your labor in the labor market.
The market may be something abstract. But for each person or business that is making and selling something, it is very concrete. If nobody buys your tomatoes, it won’t be long before you get the message. The market is telling you something. It is telling you that you are using energies and resources in doing something the market doesn’t want you to do.

You are buying from the market when you____.

A.borrow a book from the library
B.look after your children
C.drive to the seaside for a holiday
D.dine at a restaurant

资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
If you fall into either of these categories，it’s smart to focus on raising your credit scores.
If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

It can be inferred that the potential lenders______

A.will probably loan money bad-credit people as they still have open accounts.
B.will probably loan money no-credit people as they haven’t made any financial mistakes.
C.won’t risk loaning money or extending credit to no-credit person or bad-credit person.
D.None of above

共用题干
What Is Insulin-dependent Diabetes?
When you eat,your body takes the sugar from food and turns it into fuel.______(46)Your body uses glucose for energy,so it can do everything from breathing air to playing a video game.But glucose can't be used by the body on its own-it needs a hormone called insulin to bring it into the cells of the body.
Most people get the insulin they need from the pancreas,a large organ near the stomach?The pancreas makes insulin;insulin brings glucose into the cells;and the body gets the energy it needs.When a person has insulin一dependent diabetes,it's because the pancreas is not making insulin.So someone could be eating lots of food and getting all the glucose he needs,but without insulin,there is no way for the body to use the glucose for energy.______(47)
You may have heard older people talk about having diabetes,maybe people of your grandparents'age.Usually,this is a different kind of diabetes called non一insulin一dependent diabetes.It can also be called Type 2 diabetes,or adult-onset diabetes.______(48)
When a kid is diagnosed with juvenile(insulin-dependent)diabetes,he will have that type of diabetes for his whole life.It won't ever change to non-insulin-dependent diabetes when he gets older.
Scientists now think that a person who has juvenile diabetes was born with a certain gene or genes that made the person more likely to get the illness.______(49)
Many scientists believe that along with having certain genes,something else outside the person's body, like a viral infection,is necessary to set the diabetes in motion by affecting the cells in the pancreas that make insulin.
But the person must have the gene(or genes)for diabetes to start' out with一this means you can't get diabetes just from catching a flu,virus,or cold.And this type of diabetes isn't caused by eating too many sugary foods,either.Diabetes can take a long time to develop in a person's body-sometimes months or years?Another important thing to remember is that diabetes is not contagious.______(50)

______(47)
A:Genes are something that you inherit from your parents,and they are in your body even before you're born.
B:This sugar-fuel is called glucose?
C:It may be possible to beat insulin resistance through lifestyle changes.
D:You can't catch diabetes from people who have it,no matter how close you sit to them or if you kiss them.
E:The glucose can't get into the cells of the body without insulin.
F:When a person has this kind of diabetes,the pancreas usually can still make insulin,but the person's body needs more than the pancreas can make?

共用题干
第二篇

As we have seen,the focus of medical care in our society has been shifting from curing disease to preventing disease一especially in terms of changing our many unhealthy behaviors,such as poor eating habits,smoking,and failure to exercise.The line of thought involved in this shift can be pursued further. Imagine a person who is about the right weight , but does not eat very nutritious（有营养的）foods , who feels OK but exercises only occasionally , who goes to work every day , but is not an outstanding worker,who drinks a few beers at home most nights but does not drive while drunk, and who has no chest pains or abnormal blood counts,but sleeps a lot and often feels tired.This person is not ill.He may not even be at risk for any particular disease.But we can imagine that this person could be a lot healthier.
The field of medicine has not traditionally distinguished between someone who is merely "not ill" and someone who is in excellent health and pays attention to the body's special needs.Both types have simply been called "well".In recent years,however,some health specialists have begun to apply the terms "well" and "weilness" only to those who are actively striving to maintain and improve their body's condition.Most importantly,perhaps,people who are well take active responsibility for all matters related to their health.Even people who have a physical disease or handicap（缺陷）may be "well" ,in this new sense,if they make an effort to maintain the best possible health they can in the face of their physical limitations."Wellness" may perhaps best be viewed not as a state that people can achieve,but as an ideal that people can strive for. People who are well are likely to be better able to resist disease and to fight disease when it strikes.And by focusing attention on healthy ways of living,the concept of weilness can have a beneficial impact on the way in which people face the challenges of daily life.

According to the second paragraph about the traditional care,which statement is true?
A:if the person does not have' any unhealthy living habits,he is considered "well".
B:If the person does not have any psychological disease,he is considererd "well".
C:If the person could be able to handle his daily routines,he is considererd "well".
D:If the nerson could be free from any kind of disease.he is considererd "well".

What does“down payment”refer to in the passage? __________

A.Money borrowed from a bank as a mortgage
B.Money paid to a bank before the mortgages is given
C.Interest received by a person who borrows money as the mortgages
D.Interest charged by a bank on a mortgage

Tom had once worked in a city office in London,but now he is out of work.He had a large family?to support,so he often found himself in difficulty.He often visited Mr.White on Sundays,told him about?his troubles,and asked for two or three pounds.
Mr.White,a man with a kind heart,found it difficult to refuse the money,though he himself?was poor.Tom had already received more than thirty pounds from Mr.White,but he always seemed?to be in need of some more.
One day,after telling Mr.White a long story of his troubles,Tom asked for five pounds.
Mr.White had heard this sort of thing before,but he listened patiently to the end.Then he?said,"I understand your difficulties,Tom.I′d like to help you.But I′m not going to give you five?pounds this time.I′11 lend you the money,and you can pay me off next time you see me."
Tom took the money,but he never appeared again.

Every time Tom went to Mr.White,he would__________

A.directly ask for some money
B.give some reasons before asking for money
C.give reasons and then borrow five pounds
D.ask for money before explaining his troubles

The teaching building was named______the person who donated money for it.

A.with
B.after
C.by
D.from

资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
If you take care of a sick person to earn money, you are producing for the market. If your father is a steel worker or a truck driver or a doctor or a grocer, he is producing goods or service for the market.
When you spend your income, you are buying things from the market. You may spend money in stores, supermarkets, gas stations and restaurants. Still you are buying from the market. When the local grocer hires you to drive the delivery truck, he is buying your labor in the labor market.
The market may be something abstract. But for each person or business that is making and selling something, it is very concrete. If nobody buys your tomatoes, it won’t be long before you get the message. The market is telling you something. It is telling you that you are using energies and resources in doing something the market doesn’t want you to do.

In what way is the market very real for each person or businessman who is making and selling something?

A.It tells you what to produce
B.It tells you how to grow tomatoes
C.It provides you with everything you need
D.It helps you save money

--How do you know he will lend us money?
--___________ He ′ s a generous person.

A.It's my guess.
B.By all means.
C.Of course, you can.
D.That depends.