参考答案和解析
正确答案: B
解析:
更多“The bank charges 6 per cent_____on all money borrowed from i”相关问题
  • 第1题:

    What did Henry learn from the newspaper that day ?

    A A valuable suitcase was missing .

    B A man stole money from a bank .

    C A woman ran away from home


    正确答案:B

  • 第2题:

    听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.

    (4)

    A.The bank makes profits only from its own money.

    B.The bank makes profits from not only the deposits but also its own money.

    C.The bank has special obligation to make profits.

    D.The bank makes profits by having special obligations to depositors.


    正确答案:B
    解析:单句意思为“银行对于存款人担有特殊的义务,因为它的收益部分来自存款,部分来自自身的资本金。”

  • 第3题:

    听力原文:M: Would you please tell me what I should do to have funds transferred to me here from London?

    W: The fastest way is by telegraphic transfer from your bank in London to us.

    Q: What does the man want to do?

    (20)

    A.He wants to withdraw some pounds.

    B.He wants to transfer some money to London.

    C.He wants to know how to transfer money from London to him.

    D.He wants to exchange some pounds for yen.


    正确答案:C
    解析:男士问的是如何“have funds transferred to me here from London”,所以C项正确。

  • 第4题:

    What will happen if there is one commercial bank and no thrifts in a small town?

    A.The residents will deposit their money with the bank.

    B.The local bank will provide business loans to the commercial bank.

    C.Some large banks will transport money by check to the bank.

    D.People in the area will not deposit money with the bank.


    正确答案:A
    解析:文章第二段提到If there is one commercial bank...deposit their funds in the local bank.在一些偏远地区的小镇,如果只有一家商业银行而没有其他银行的时候,居民会把钱存入当地的银行。

  • 第5题:

    听力原文:M: I want to cash this check for my mother, but the teller told me to bring it here.

    W: Yes, Sir. That's an out-of-town personal check. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.

    Q: How will the bank deal with the man's check?

    (18)

    A.The bank will cash the check immediately.

    B.The bank will issue a new bank account and deposit the money for him.

    C.The bank will cash it for him until the proceeds are collected from the paying bank.

    D.The bank will endorse the check before payment.


    正确答案:C
    解析:根据女士的说法,男士不能直接使用个人支票提取现金,因为这张个人支票跨出了地域范围,需要等到支付行付了手续费后,才能提取现金。

  • 第6题:

    The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.

    (41)

    A.receives

    B.gets

    C.charges

    D.pays


    正确答案:C
    解析:句意:银行向贷款人索取足够的利息以支付银行日常开销,并保证部分盈余。这里表示索取费用的词是charge。receive收到。pay支付,交纳。

  • 第7题:

    Why does the woman plan to go to town?

    A. To pay her bills in the bank. B. To buy books in a bookstore. C. To get some money from the bank


    正确答案:C

  • 第8题:

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD(光盘)or to go to a concert,then probably you would keep your money
    somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank(猪形储蓄
    罐),one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'II have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and the
    money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    Your money will earn more money if you put it
    A:in your room.
    B:in a piggy bank.
    C:in your pocket.
    D:in a savings account.

    答案:D
    解析:

  • 第9题:

    What does“down payment”refer to in the passage? __________

    A.Money borrowed from a bank as a mortgage
    B.Money paid to a bank before the mortgages is given
    C.Interest received by a person who borrows money as the mortgages
    D.Interest charged by a bank on a mortgage

    答案:B
    解析:
    从文章末段倒数第二句“111e bankwillthenlend youthe rest ofthemoneyto buythe house”可以推知“down payment”是在取得贷款之前自己先支付的那部分款项。即首付款。故选B项。

  • 第10题:

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank(猪形储蓄
    罐),one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    Interest is the amount of money which
    A:a bank lends to people.
    B:a bank loans to businesses.
    C:a bank pays you.
    D:a bank uses.

    答案:C
    解析:

  • 第11题:

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank(猪形储蓄
    罐),one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    Which way will help your money earn more money?
    A:Putting your money in your room.
    B:Putting your money in a piggy bank.
    C:Putting your money in your pocket.
    D:Putting your money in a savings account.

    答案:D
    解析:

  • 第12题:

    单选题
    The bank charges 6 per cent_____on all money borrowed from it.
    A

    salary

    B

    pay

    C

    income

    D

    interest


    正确答案: D
    解析:

  • 第13题:

    The money a bank uses for lending is borrowed from depositors.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:文中的最后一句指出They lend money which they have borrowed from depositors...。

  • 第14题:

    American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old.The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.

    1. Who helped these children start a bank()

    A. Parents

    B. Teachers

    C. Bank staff

    2. How did children raise money for their bank()

    A. Their schools provided financial support for them.

    B. They sold shares to their parents, teachers, local bank workers and customers.

    C. They found an organization to donate a set of fund.

    3. Who is currently operating Twiglet Bank()

    A. Teenagers

    B. Community

    C. Government

    4. Which is not TRUE for the benefits of children from operating their own banks()

    A. They learned how to use computers and banking equipment.

    B. They learned how to find a job and do it well.

    C. They learned how to produce the money.

    5. What is the best title for this passage()

    A. A Bank of Miami

    B. A Students’ Bank

    C. The Operation of American Banks


    参考答案:子问题 1:C; 子问题 2:B; 子问题 3:A; 子问题 4:C; 子问题 5:B

  • 第15题:

    What is the main function of deposit insurance fund?

    A.To ensure that the banks have sufficient fund to finance other economic sectors.

    B.To protect the banks from all kinds of risks arising from their operation.

    C.To meet requirements of financial needs of the public.

    D.To pledge to depositors that their money is safe whenever a bank is insolvency.


    正确答案:D
    解析:文章最后一段提到deposit insurance fund to guarantee bank depositors that they will get their money back in the event of a bank failure. deposit insurance fund(存款保险金)的作用是当银行面临风险的时候能保证储户的利益。

  • 第16题:

    If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:

    Paying bills

    Many landlords prefer to collect rent directly from a bank account.

    You may be able to obtain cheaper services if you pay bills directly from a bank account,e. g. telephone, gas/water/electricity.

    If you are given a chequebook, you can also write cheques as a safe way of paying for things.

    Cash

    You can easily obtain money from cash machines,or pay directly from your account using a debit card(借记卡).

    Saving money

    It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.

    Employment

    If you work in the UK,some employers require you to have a bank account so that you can get your pay.

    Advantages of UK Current Account

    Paying bills: 1) to pay rent directly from ①

    2) to obtain ② services

    3) to pay for things with cheques safely

    Cash:1)to obtain money from ③ easily

    21 to pay directly from your account

    Saving money:cheaper to use a ④ account

    Employment:to get your ⑤ through a bank account


    答案:①bank account②cheaper③cash machines④UK⑤pay

  • 第17题:

    My colleague demanded that I ______the books I borrowed from him.

    A. return

    B.would return

    C. returned

    D. was to return


    正确答案:A

  • 第18题:

    The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。

  • 第19题:

    is ______.

    A.the average distance steamed per day over the duration of the voyage

    B.charges against all parties in a marine venture to pay for damages

    C.loss sustained by only one party

    D.claimed after all liens against the vessel are settled


    正确答案:C

  • 第20题:

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD(光盘)or to go to a concert,then probably you would keep your money
    somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank(猪形储蓄
    罐),one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'II have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and the
    money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    A bank pays you interest for
    A:wastinlg your money.
    B:losing your money.
    C:using your money.
    D:decreasing your money.

    答案:C
    解析:

  • 第21题:

    By "Angel money", the author refers to__________.

    A.the money borrowed from banks
    B.the money spent to promote sales
    C.the money raised from close friends
    D.the money needed to start a business

    答案:D
    解析:
    从文章第一段“So,I began looking around for individuals who would be my first investors.“Angel moilev”it was called.”可知“Angel money”是第一批投资商投入的资金,此时公司刚刚成立,从而可以推断“Angel money”是用来创业的,故选D项。

  • 第22题:

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank(猪形储蓄
    罐),one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    A bank statement tells you
    A:the amount of money you have in the bank.
    B:the current rates of interest.
    C:the current rates of exchange.
    D:the best way to save your money.

    答案:A
    解析:

  • 第23题:

    Demurrage charges()from $ 5 to $ 50 per day across countries.

    • A、range
    • B、altered
    • C、separated
    • D、differed

    正确答案:A

  • 第24题:

    填空题
    I borrowed a book from Linda.→ Linda ____ a book.

    正确答案: lent me
    解析:
    borrow sth. from sb. =lend sb. sth. borrow用来表示主语借入,lend用来表示主语借出。