salary
pay
income
interest
第1题:
What did Henry learn from the newspaper that day ?
A A valuable suitcase was missing .
B A man stole money from a bank .
C A woman ran away from home
第2题:
听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.
(4)
A.The bank makes profits only from its own money.
B.The bank makes profits from not only the deposits but also its own money.
C.The bank has special obligation to make profits.
D.The bank makes profits by having special obligations to depositors.
第3题:
听力原文:M: Would you please tell me what I should do to have funds transferred to me here from London?
W: The fastest way is by telegraphic transfer from your bank in London to us.
Q: What does the man want to do?
(20)
A.He wants to withdraw some pounds.
B.He wants to transfer some money to London.
C.He wants to know how to transfer money from London to him.
D.He wants to exchange some pounds for yen.
第4题:
What will happen if there is one commercial bank and no thrifts in a small town?
A.The residents will deposit their money with the bank.
B.The local bank will provide business loans to the commercial bank.
C.Some large banks will transport money by check to the bank.
D.People in the area will not deposit money with the bank.
第5题:
听力原文:M: I want to cash this check for my mother, but the teller told me to bring it here.
W: Yes, Sir. That's an out-of-town personal check. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: How will the bank deal with the man's check?
(18)
A.The bank will cash the check immediately.
B.The bank will issue a new bank account and deposit the money for him.
C.The bank will cash it for him until the proceeds are collected from the paying bank.
D.The bank will endorse the check before payment.
第6题:
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
第7题:
Why does the woman plan to go to town?
A. To pay her bills in the bank. B. To buy books in a bookstore. C. To get some money from the bank
第8题:
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第12题:
salary
pay
income
interest
第13题:
The money a bank uses for lending is borrowed from depositors.
A.Right
B.Wrong
C.Doesn't say
第14题:
American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old.The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.
1. Who helped these children start a bank()
A. Parents
B. Teachers
C. Bank staff
2. How did children raise money for their bank()
A. Their schools provided financial support for them.
B. They sold shares to their parents, teachers, local bank workers and customers.
C. They found an organization to donate a set of fund.
3. Who is currently operating Twiglet Bank()
A. Teenagers
B. Community
C. Government
4. Which is not TRUE for the benefits of children from operating their own banks()
A. They learned how to use computers and banking equipment.
B. They learned how to find a job and do it well.
C. They learned how to produce the money.
5. What is the best title for this passage()
A. A Bank of Miami
B. A Students’ Bank
C. The Operation of American Banks
第15题:
What is the main function of deposit insurance fund?
A.To ensure that the banks have sufficient fund to finance other economic sectors.
B.To protect the banks from all kinds of risks arising from their operation.
C.To meet requirements of financial needs of the public.
D.To pledge to depositors that their money is safe whenever a bank is insolvency.
第16题:
If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:
Paying bills
Many landlords prefer to collect rent directly from a bank account.
You may be able to obtain cheaper services if you pay bills directly from a bank account,e. g. telephone, gas/water/electricity.
If you are given a chequebook, you can also write cheques as a safe way of paying for things.
Cash
You can easily obtain money from cash machines,or pay directly from your account using a debit card(借记卡).
Saving money
It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.
Employment
If you work in the UK,some employers require you to have a bank account so that you can get your pay.
Advantages of UK Current Account
Paying bills: 1) to pay rent directly from ①
2) to obtain ② services
3) to pay for things with cheques safely
Cash:1)to obtain money from ③ easily
21 to pay directly from your account
Saving money:cheaper to use a ④ account
Employment:to get your ⑤ through a bank account
第17题:
My colleague demanded that I ______the books I borrowed from him.
A. return
B.would return
C. returned
D. was to return
第18题:
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A.Right
B.Wrong
C.Doesn't say
第19题:
is ______.
A.the average distance steamed per day over the duration of the voyage
B.charges against all parties in a marine venture to pay for damages
C.loss sustained by only one party
D.claimed after all liens against the vessel are settled
第20题:
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第23题:
Demurrage charges()from $ 5 to $ 50 per day across countries.
第24题: