单选题Mrs. Wang belongs to the type of students who .A live on a scholarship provided by their working unit back in ChinaB are usually olderC haven’t finished their college education in China yet
题目
单选题
Mrs. Wang belongs to the type of students who .
A
live on a scholarship provided by their working unit back in China
B
are usually older
C
haven’t finished their college education in China yet
相似考题
更多“单选题Mrs. Wang belongs to the type of students who .A live on a scholarship provided by their working unit back in ChinaB are usually olderC haven’t finished their college education in China yet”相关问题
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第1题：
About 21，000 young people in 17 American states do not attend classes in school buildings.
Instead，they receive their elementary and high school education by working at home on computers.The Center for Education Reform. says the United States has 67 public “cyberschools.” and that is about twice as many as two years ago.
The money for students to attend a cyberschool comes from the governments of the states where they live.Some educators say cyberschools receive money that should support traditional public schools.They also say it is difficult to know if students are learning well.
Other educators praise this new form. of education for letting students work at their own speed.These people say cyberschools help students who were unhappy or unsuccessful in traditional schools.They say learning at home by computer ends long bus rides for children who live far from school.
Whatever the judgement of cyberschools，they are getting more and more popular.For example，a new cyberschool called Commonwealth Connections Academy will take in students this fall.It will serve children in the state of Pennsylvania from ages five through thirteen.
Children get free equipment for their online education.This includes a computer，a printer，books and technical services.Parents and students talk with teachers by telephone or by sending emails through their computers when necessary.
Students at cyberschools usually do not know one another.But 56 such students who finished studies at Western Pennsylvania Cyber Charter School recently met for the first time.They were guests of honor at their graduation.
1、What do we know from the text about students of a cyberschool?
A、They have to take long bus rides to school.
B、They study at home rather than in classrooms.
C、They receive money from traditional public schools.
D、They do well in traditional school programs.
2、What is a problem with cyberschools?
A、Their equipment costs a lot of money.
B、They get little support from the state government.
C、It is hard to know students' progress in learning.
D、The students find it hard to make friends.
3、Cyberschools are getting popular became().
A、they are less expensive for students
B、their students can work at their own speed
C、their graduates are more successful in society
D、they serve students in a wider age range
4、We can infer that the author of the text is().
A、unprejudiced in his description of cyberschools
B、excited about the future of cyberschools
C、doubtful about the quality of cyberschoois
D、disappointed at the development of cyberschools
参考答案：BCBA
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第2题：
根据下列内容，回答203-206题。
Chinese and US students will have greater access to educational exchange programmes as thetwo countries have agreed to expand and promote educational co-operation.
Further co-operation in higher education, language learning and teaching, and primary andsecondary education were highlighted in a memorandum of understanding signed by educationministers from both countries on Thursday.
Margaret Spellings, US secretary of education, described the memorandum as historic at abreakfast panel discussion hosted by the China Chamber of Commerce on Friday in Beijing, thelast stop of her East Asia tour following Tokyo and Seoul.
She said the United States is"deadly serious" about promoting educational co-operation andexchange with China. Her delegation, consisting of 12 US university presidents, is the first everhigh-profile delegation of us college and university presidents to China.
"It's even more compelling that on this first ever delegation, China is one of the firsts of thefirst, as our trip starts from East Asia," Spellings said.
Education co-operation and exchanges between the United States and China have beendeveloping rapidly in recent years. More than 63,000 Chinese students are currently studying inthe United States, while there has also been a rise in the number of US students studying in China.
A recent report from the New York--based Institute of International Education, one of theworld's largest international education organizations shows that 6,389 US students came to Chinain the 2005-2006 academic year, up 35 percent year-on-year. The report also lists China as theonly Asian country among the top 10 popular destinations for US students to study abroad.
Spellings said she was pleased with the numbers but not satisfied."US students do want tocome to study in China, and we need to help them do that as well as to help Chinese students tocome to our country."
On Friday, Premier Wen Jiabao met with Spellings and her delegation in Beijing.
The passage suggests that__________.A.following Beijing, Margaret Spellings and her delegation will visit Tokyo and Seoul in EastAsia.
B.the US will further streamline the visa application process, making it easier for Chinesestudents.
C.the US often send delegations of college and university presidents to China in recent years.
D.China as well as Japan are among the most popular countries that the US students want tostudy in.答案：B解析：Spellings是先拜访的日本和首尔，接下来才是北京，A不正确；文章中指出，最引人注目的是，这是第一次代表团，中国是第一次，而C选项则说的是近几年来，美国经常派一些大学代表团来中国，因此错误；文章只说了中国是亚洲唯一美国学生希望来求学的国家，D也不正确。故选B。 -
第3题：
Text 2 For years,studies have found that first-generation college students—those who do not havea parent with a college degree—lag other students on a range of education achievement factors.Their grades are lower and their dropout rates are higher.But since such students are most likely to advance economically if they succeed in higher education,colleges and universities have pushed for decades to recruit more of them.This has created“a paradox”in that recruiting first-generation students,but then watching many of them fail,means that higher education has“continued to reproduce and widen,rather than close”an achievement gap based on social class,according to the depressing beginning of a paper forthcoming in the journalPsychological Science.But the article is actually quite optimistic,as it outlines a potential solution to this problem,suggesting that an approach（which involves a one-hour,next-to-no-cost program）can close 63 percent of the achievement gap（measured by such factors as grades）between first-generation and other students.The authors of the paper are from different universities,and their findings are based on a study involving 147 students（who completed the project）at an unnamed private university.First generation was defined as not having a parent with a four-year college degree.Most of the first-generation students（59.1 percent）were recipients of Pell Grants,a federal grant for undergraduates with financial need,while this was true only for 8.6 percent of the students with at least one parent with a four-year degree.Their thesis—that a relatively modest intervention could have a big impact—was based on the view that first-generation students may be most lacking not in potential but in practical knowledge about how to deal with the issues that face most college students.They cite past research by several authors to show that this is the gap that must be narrowed to close the achievement gap.Many first-generation students“struggle to navigate the middle-class culture of higher education,learn the‘rules of the game,’and take advantage of college resources,”they write.And this becomes more of a problem when colleges don’t talk about the class advantages and disadvantages of different groups of students.“Because US colleges and universities seldom acknowledge how social class can affect students’educational experiences,many first-generation students lack sight about why they are struggling and do not understand how students‘like them’can improve.”We may infer from the last paragraph that_____A.universities often reject the culture of the middleclass
B.students are usually to blame for their lack of resources
C.social class greatly helps enrich educational experiences
D.colleges are partly res答案：D解析：推理题【命题思路】这是一道封闭推理题。本题主要考查考生有效辨别段落核心信息，进行适度推理的能力。【直击答案】根据题干关键词“infer from the last paragraph”定位到最后一段。本题是段落推理题，可以通过寻找段落中心句的方式来解。本段共三句：第一句和第二句是并列关系，均提出“初代”学生中存在的与社会阶层有关的问题。第三句以一个“because”所引导的原因状语从句点明中心，明确该问题的来源是美国高校未承认社会阶层对学生教育经历的影响，说明高校应该为出现的问题担负部分责任。因此D项正确。【干扰排除】A项、B项、C项在此段并未提及，属于无中生有，故排除。 -
第4题：
Text 2 For years,studies have found that first-generation college students—those who do not havea parent with a college degree—lag other students on a range of education achievement factors.Their grades are lower and their dropout rates are higher.But since such students are most likely to advance economically if they succeed in higher education,colleges and universities have pushed for decades to recruit more of them.This has created“a paradox”in that recruiting first-generation students,but then watching many of them fail,means that higher education has“continued to reproduce and widen,rather than close”an achievement gap based on social class,according to the depressing beginning of a paper forthcoming in the journalPsychological Science.But the article is actually quite optimistic,as it outlines a potential solution to this problem,suggesting that an approach（which involves a one-hour,next-to-no-cost program）can close 63 percent of the achievement gap（measured by such factors as grades）between first-generation and other students.The authors of the paper are from different universities,and their findings are based on a study involving 147 students（who completed the project）at an unnamed private university.First generation was defined as not having a parent with a four-year college degree.Most of the first-generation students（59.1 percent）were recipients of Pell Grants,a federal grant for undergraduates with financial need,while this was true only for 8.6 percent of the students with at least one parent with a four-year degree.Their thesis—that a relatively modest intervention could have a big impact—was based on the view that first-generation students may be most lacking not in potential but in practical knowledge about how to deal with the issues that face most college students.They cite past research by several authors to show that this is the gap that must be narrowed to close the achievement gap.Many first-generation students“struggle to navigate the middle-class culture of higher education,learn the‘rules of the game,’and take advantage of college resources,”they write.And this becomes more of a problem when colleges don’t talk about the class advantages and disadvantages of different groups of students.“Because US colleges and universities seldom acknowledge how social class can affect students’educational experiences,many first-generation students lack sight about why they are struggling and do not understand how students‘like them’can improve.”
Recruiting more first generation students has____A.reduced their dropout rates
B.narrowed the achievement gap
C.missed its original purpose
D.depressed college students答案：C解析：细节题【命题思路】这是一道细节题。主要考查考生准确理解题干，精准定位，并能正确划分和掌握定位信息的能力。【直击答案】根据题干关键词“recruiting more firstgeneration students”定位到第一段的第四句。But后内容为解题关键。本句指出在招录“初代”大学生时出现的困境及产生的不良结果，即“不断产生和扩大成就差距，而不是缩小差距”。由此证明背离了初衷。比对四个选项，确定最佳选项为C项。【干扰排除】A项与原文的“their dropout rates are higher”矛盾，属于反向干扰，故排除。B项也是反向干扰，与原文的“rather than close”矛盾。C项属于张冠李戴，原文中的depressing是用来修饰the paper，而非大学生，故排除。 -
第5题：
Fresh students are usually very happy on the first day to go to college.A:Small
B:New
C:Active
D:Pretty答案：B解析：新生在上大学的第一天通常都很高兴。small“小的”，如：The elder brother left the small apple to himself．哥哥把小苹果留给了自己。new“新的”，如：Don't be desperate ; a new day will come．不要绝望，新的一天就会到来。 active“积极地，活跃的”，如：John is always active in participating in school activities．约翰总是很积极地参加学校活动。pretty“好看的”, 如：She is a popular girl in school because she is very pretty．她之所以在学校很受欢迎是因为她长得好看。只有new意思上和fresh最接近。 -
第6题：
判断题Wright finished his college education at the University of Wisconsin.A对
B错
正确答案： 错解析：
录音中指出Wright在高三的时候离开了学校，之后虽然作为土木工程系的一名特殊的学生被University of Wisconsin接受，但是“This too, proved a short tour”，只持续了两年时间，可见Wright并未完成大学学业。
【录音原文】
Like Sullivan, Wright had little patience with institutions. He left high school during his senior year, but was accepted at the University of Wisconsin as a special student in civil engineering. This too, proved a short tour, lasting less than two years. -
第7题：
问答题Some people believe that a college or university education should be available to all students. Others believe that higher education should be available only to good students. Which view do you agree with and why?正确答案：
Most universities require the completion of a secondary, or high school education for admission. They also require proof of academic performance to guarantee that the student has the knowledge and skills needed to successfully complete their higher education. I believe that if a student has a poor academic record through their primary and secondary education,they should not be allowed to attend university.
In the first place, a university education should be considered a privilege, not a right. A consistent effort must be made through the first two lower stages of a person’s education in order for them to earn the right to study in university. When I was in high school, I saw many students skip class regularly to shop, smoke drugs, or just because they “didn’t feel like” going to class. The obvious result was low grades. These students were all at least 17 or 18 years old, old enough to understand the value of their education. However, they did not value their secondary education and therefore,in my opinion, should not have the opportunity to study in university.
In the second place, because education is cumulative, a student must work consistently through primary and secondary school to master facts and establish a foundation of knowledge in order to meet the demanding academic requirements of university courses. In primary and secondary school, students have the opportunity to develop their writing skills and analytical abilities, both essential to learn to cope with the challenges of higher learning. For students without the appropriate skills,success is unlikely. One university I attended published statistics showing a 50% dropout rate for first year students; the main reason listed was that the students were unprepared for the rigor of university life.
In the third place, the limited educational resources at present in China make it almost impossible to provide every student with a college or university education. This means that students have to fight for their admission to the colleges and universities. As long as the present competition for higher education goes, it is not realistic to talk about letting every student have higher education. Competition for a successful walk through the single—plank bridge of college entrance examination is the most fair way to determine that privilege to higher education in China.
Many people take their education for granted. In my high school, most people only needed to make a little effort to maintain an A or B average, but there were still many people who weren’t willing to make any effort at all. I am sure that these people without proven track records should not, have the privilege of attending university’ especially when higher education resources are not abundant.解析：
文章引文段作者用I believe that…明确表明了论点，即初等和中等教育阶段成绩差的学生不应被大学录取。正文部分作者从三方面论证自己的观点：高等教育应该是特权，而不是权利；上大学应该具有足够的知识积累；中国的现状不允许给每个人都提供高等教育。在论据方面用到了逻辑推理、举例、列数字等方法。文章结尾部分简洁明了，与首段形成了照应。 -
第8题：
单选题Which of the following statements is supported by the passage?AThe college students have trouble separating good plants from wild grass.
BCraftsman’s experience is usually unscientific.
CThe contemptuous (傲慢的) college students will receive nothing from craftsmen.
DTraditional practices are as important as experience for the college student.
正确答案： A解析：
事实细节题。题干的意思是“下面哪个说法是正确的”。由第一段第二句another large reservoir which may be called experience和第二段首句Another source of knowledge is the vast store of traditional practices可知D项 “传统实践与经验对于大学生来说是一样重要的”。A项“大学生难以区分好坏”，B项“工匠们的经验都是不科学的”，C项 “傲慢的大学生无法从工匠那学到任何东西”，均与原文不符。 -
第9题：
单选题Take these pills three times a day. Come back and see me in a week.（）AThank you very much indeed.
BI can't make it.
CI haven't decided yet.
DGood idea!
正确答案： C解析： 暂无解析 -
第10题：
单选题It can be concluded that _____.Aevery young man and woman should go to college if possible
Bcollege education has become increasingly worse in recent years
Cpeople with a college education should get a higher salary
Dfewer students should go to college but more be trained for skilled workers
正确答案： C解析：
文章第一段谈到大学毕业生因供大于求而找不到工作，第二段谈到市场上紧缺技术工人，第三、四段谈到很多人因为迷信大学文凭去上大学却完不成学业。由此可知，文章暗示更多的人应该接受职业技术教育而不是大学教育，因此选D。 -
第11题：
单选题According to the passage the problems of college education partly arise from the fact that______.Asociety cannot provide enough jobs for properly trained college graduates
Bhigh school graduates do not fit the pattern of college education
Ctoe many students have to earn their own living
Dcollege administrators encourage students to drop out
正确答案： B解析：
大学教育出现种种问题的原因：一是年轻人自己的原因(他们被宠坏了、期望值太高)（见第三段），二是社会原因，即末句“... disappointed graduates are learning that it can no longer absorb an army of trained twenty-two-year-olds”，故选项A正确。 -
第12题：
单选题It is stated in the last paragraph that _____.Amany people do not have financial support to go to college
Bmany people are not fit for college education
Cmany college students don’t like their majors
Dmany college students are bored of their education
正确答案： D解析：
根据文章最后一段首句“One result of this emphasis on a college education is that many people go to college who do not belong there”可知，强调大学教育的结果之一就是很多本来跟不上大学教育的人进了大学。因此选B项“很多大学生不适合大学教育”。 -
第13题：
Passage Four
Students all over the world have to work for their education. A college education in the United States is
expensive. The costs are so high that most families begin to save for their children's education when their children are babies. Even so, many young people cannot afford to pay the expenses of full-time college work. They do not have enough money to pay for school costs. Tuition for attending the university, books for classes, and living expenses are high. There are other expenses such as chemistry and biology lab fees and special student activity fees for such things as parking permits and football tic, kets. The cost of college education increases every year. However, classrooms are still crowded with students. Some American students have scholarships or other support, but many do not.
Students from other countries have money problems to overcome, too. Because students in most international programs need to have a sponsor, they work hard to earn scholarships or special loans. International students understand the value of going to school in another country. They also know that it is difficult. Yet just as Americans choose to attend American universities in spite of the difficulty, however, it is usually possible for students from abroad to work on university campuses to pay for some of the costs of their education. Some people believe that students value their education more if they work for it.
48. Tuition for attending the university in the United States is ______.
A. inexpensive
B. high
C. free from charge
D. costless
正确答案：B
本题属细节题。文章第五句已明确点明。 -
第14题：
Some college students drink too much alcohol at school．Many of them live on the campus．Heavy drinking has caused many problems．It can cause students to make bad choices and do dangerous things.
One college has decided to ban alcohol．It has gotten a reputation as a party school．Five students at the college have died from drinking too much alcohol．Recently,one student drank too much vodka．He slipped into a coma．The college hopes the new rule will prevent any more tragedies.
The new rule prohibits students from drinking alcohol in the dorms．The first time a student breaks the rule they will receive a warning．If they break the rule again,they will be evicted from the dorm．However,they will still have to pay for the dorm．Some students do not live on the campus．They live in houses near the campus．Those students are also banned from drinking alcohol,even if they are of legal age.
Freshmen at the college are now required to take a special course．The course is called AlcoholEdu,and lasts for two and a half hours．The students learn about the dangers of alcohol．They also take a survey to find out how much they know about alcohol．All first-year students must pass the course.
The college hopes that more information will help students make better choices．
What type of tourist is described at the beginning of the reading?A.A first time touris
B.An old touris
C.A tourist who has travelled a lo
D.Young tourist答案：C解析：本文是一个野营地为招揽生意而做的广告。由第一段可知，seasoned tourists指那些经常旅游的人们。 -
第15题：
Text 3 Today,widespread social pressure to immediately go to college in conjunction with increasingly high expectations in a fast-moving world often causes students to completely overlook the possibility of taking a gap year.After all,if everyone you know is going to college in the fall,it seems silly to stay back a year,doesn't it?And after going to school for 12 years,it doesn't feel natural to spend a year doing something that isn’t academic.But while this may be true,it’s not a good enough reason to condemn gap years.There's always a constant fear of falling behind everyone else on the socially perpetuated“race to the finish line,”whether that be toward graduate school,medical school or lucrative career.But despite common misconceptions,a gap year does not hinder the success of academic pursuits－in fact,it probably enhances it.Studies from the United States and Australia show that students who take a gap year are generally better prepared for and perform better in college than those who do not.Rather than pulling students back,a gap year pushes them ahead by preparing them for independence,new responsibilities and environmental changes－all things that first-year students often struggle with the most.Gap year experiences can lessen the blow when it comes to adjusting to college and being thrown into a brand new environment,making it easier to focus on academics and activities rather than acclimation blunders.If you're not convinced of the inherent value in taking a year off to explore interests,then consider its financial impact on future academic choices.According to the National Center for Education Statistics,nearly 80 percent of college students end up changing their majors at least once.This isn’t surprising,considering the basic mandatory high school curriculum leaves students with a poor understanding of themselves listing one major on their college applications,but switching to another after taking college classes.It’s not necessarily a bad thing,but depending on the school,it can be costly to make up credits after switching too late in the game.At Boston College,for example,you would have to complete an extra year were you to switch to the nursing school from another department.Taking a gap year to figure things out initially can help prevent stress and save money later on.
The word“acclimation”（Line 8,Para.3）is closest in meaning to_____A.Adaptation
B.application
C.Motivation
D.competition答案：A解析：根据题干关键词“acclimation”（Line 6,Para.3）定位到第三段最后一句。定位句指出，空档年的经历可以减轻适应大学生活和突然进入全新环境时的各种冲击，使他们更容易将精力集中在学术和活动上，并且在acclimation之后是名词blunders“失误”。定位句主要在强调适应全新环境的问题，由此可知，可能出现的失误或者障碍都应该是与适应环境有关的，故正确答案为A。 -
第16题：
Text 2 For years,studies have found that first-generation college students—those who do not havea parent with a college degree—lag other students on a range of education achievement factors.Their grades are lower and their dropout rates are higher.But since such students are most likely to advance economically if they succeed in higher education,colleges and universities have pushed for decades to recruit more of them.This has created“a paradox”in that recruiting first-generation students,but then watching many of them fail,means that higher education has“continued to reproduce and widen,rather than close”an achievement gap based on social class,according to the depressing beginning of a paper forthcoming in the journalPsychological Science.But the article is actually quite optimistic,as it outlines a potential solution to this problem,suggesting that an approach（which involves a one-hour,next-to-no-cost program）can close 63 percent of the achievement gap（measured by such factors as grades）between first-generation and other students.The authors of the paper are from different universities,and their findings are based on a study involving 147 students（who completed the project）at an unnamed private university.First generation was defined as not having a parent with a four-year college degree.Most of the first-generation students（59.1 percent）were recipients of Pell Grants,a federal grant for undergraduates with financial need,while this was true only for 8.6 percent of the students with at least one parent with a four-year degree.Their thesis—that a relatively modest intervention could have a big impact—was based on the view that first-generation students may be most lacking not in potential but in practical knowledge about how to deal with the issues that face most college students.They cite past research by several authors to show that this is the gap that must be narrowed to close the achievement gap.Many first-generation students“struggle to navigate the middle-class culture of higher education,learn the‘rules of the game,’and take advantage of college resources,”they write.And this becomes more of a problem when colleges don’t talk about the class advantages and disadvantages of different groups of students.“Because US colleges and universities seldom acknowledge how social class can affect students’educational experiences,many first-generation students lack sight about why they are struggling and do not understand how students‘like them’can improve.”
The authors of the paper believe that firstgeneration students_____A.are actually indifferent to the achievement gap
B.can have a potential influence on other students
C.may lack opportunities to apply for research projects
D.are inexperienced in handling their issues at college答案：D解析：细节题【命题思路】这是一细节题。主要考查考生准确借助题干关键信息定位，并准确划分和把握定位信息的能力。【直击答案】根据题干关键词“the authors of the paper”定位到第四段第一句“Their thesis…that face most college students”处。这句话中明确说到“初代”学生缺乏的不是潜能，而是处理学校问题的实际经验。D项与此信息属于同义替换，其中“are inexperienced”与原文的“lacking in practical knowledge”对应，“handling their issues”对应“how to deal with the issues”，“at college”与“that face most college students”对应。【干扰排除】A项、B项、C项都属于无中生有，故排除。 -
第17题：
Take these pills three times a day. Come back and see me in a week.（）
- A、Thank you very much indeed.
- B、I can't make it.
- C、I haven't decided yet.
- D、Good idea!
正确答案:A -
第18题：
单选题In the 2nd paragraph, “those who don’t fit the pattern” refers to______.Ahigh school graduates who aren’t suitable for college education
Bcollege graduates who are selling shoes and driving taxis
Ccollege students who aren’t any better for their higher education
Dhigh school graduates who failed to be admitted to college
正确答案： C解析：
fit the pattern意为“符合这个模式”，结合上下文可知人们心目中高等教育的模式指的是“college will help them earn more money，become ‘better’ people，and learn to be more responsible citizens than those who don’t go.”，所以那些“不符合这个模式的人”没有很高的收入、没有更有教养或更有责任感，是那些接受了高等教育却没有任何进步的人，故C项正确。 -
第19题：
单选题It can be concluded that_____.Aevery young man and woman Should go to college if possible
Bcollege education has become increasingly worse in recent years
Cpeople with a college education should get a higher salary
Dfewer students should go to college but more be trained for skilled workers
正确答案： A解析：
文章第一段谈到大学毕业生因供大于求而找不到工作，第二段谈到市场上紧缺技术工人，第三、四段谈到很多人因为迷信大学文凭去上大学却完不成学业。由此可以看出，文章暗示更多的人应该接受职业技术教育而不是大学教育，因此选D。 -
第20题：
单选题Some college students in China maintain a casual correspondence with their former high school teachers.Aoccasional
Bindifferent
Ccareless
Dfrequent
正确答案： A解析：
句意：中国的一些大学生偶尔与以前的中学老师联系。casual的意思是“漫不经心的，随意的；偶尔的”，与occasional同义。indifferent不在乎的，漠不关心的；冷淡的。frequent屡次的，经常的。 -
第21题：
单选题（）students often find it difficult to live in China at first.AOutside
BOverseas
CNational
DAbroad
正确答案： C解析： 暂无解析 -
第22题：
单选题According to the passage the problems of college education partly arise from the fact that _____.Asociety cannot provide enough jobs for properly trained college graduates
Bhigh school graduates do not fit the pattern of college education
Ctoe many students have to earn their own living
Dcollege administrators encourage students to drop out
正确答案： C解析：
大学教育出现种种问题的原因：一是年轻人自己的原因：他们被宠坏了、期望值太高（见第三段）；二是社会原因，即末句“... disappointed graduates are learning that it can no longer absorb an army of trained twenty-two-year-olds”；故选项A正确。 -
第23题：
问答题◆Topic 2: Does blacklisting student loan defaulters help repayments to banks? News report: Between 2005 and 2007, the China Development Bank offered 1.66 billion yuan worth of loans to 243,000 students from poor families in central China’s Henan Province. Last May, the Bank and the Henan Provincial Education Department jointly issued an ultimatum requiring 223 college graduates to pay off the interest on their student loan within 30 days. Nevertheless, the students failed to repay the debts as required. Now the colleges and banks cannot contact these students after their graduation as they have not notified banks of their changes of address. It is in this situation that the China Development Bank and the Education Department decided to publish the personal information of these students in accordance with relevant regulations concerning student loans. Questions for reference: 1. Should the personal information of these students be published or not? Give your reasons. 2. How should the student loan system be improved and perfected? 3. What are the possible consequences that might follow if the personal information of such students are published?正确答案： 【参考答案】
My name is...My registration number is...Today I will talk about the question…Does blacklisting student loan defaulters help repayments to banks?
Here is the thing: The students have failed to repay the debts as required by banks and they are now out of contact after their graduation as they have not notified banks of their changes of addresses. Therefore some banks have decided to publish the personal information of these students in accordance with relevant regulations concerning student loans. As a consequence, those who fail to contact their schools and banks in time will have their bad credit record included in the central bank’s personal credit information database, which will clearly place a black mark on these students’ future lives and careers.
This question claims for more comprehensive consideration. Here I want to point out that many people have shown their sympathy for these students. As for students who depend on loans for completing college education, they sometimes have a sense of inferiority and often face some kind of psychological pressure. Faced with the tight employment situation, they are already becoming worried whether they can repay education loans. Now, banks’ exposure of students defaulting on education loans will undoubtedly cast a bigger shadow on them. The exposure of their “bad credit record” would make it difficult for them to find a job after graduation. Worse still, the exposure may even deprive an already employed student of a job, further harming his ability to pay off the loan. In other words, to expose their personal information will often damage students’ reputations and may well deprive many students of valuable future jobs and promotion opportunities, putting them in an even more difficult financial position. One of the ways to deal with loan defaulters is to go to court, file litigation against them, and settle the issue through legal means. On the other hand, banks and education authorities could take further measures and improve the loan system so as to avoid the occurrence of defaulting on payment of education loans.解析： 暂无解析