问答题By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the (1)____(save) can be even more impressive. In some of the most exclusive holiday
题目
问答题
By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the (1)____(save) can be even more impressive. In some of the most exclusive holiday resorts among the Mediterranean, hotels charge a fortune. Yet for (2)____ to 50 per cent less you can often get tons more space and your own private pad with the opportunity to cook up a storm and save cash on (3) exp____ hotel meals.You have to be careful, though. There have been horror stories (4) ov____ the years of people booking villas direct with owners, only to lose everything to phony companies or con artists.If you do choose to go direct, I would recommend (5)____(book) with one of the big listing sites on the Internet (6)____ as Holiday-rentals. co.uk. They have details on more than 122,000 properties worldwide, link you directly with the owner, and have been in business for more than ten years. But, if the worst did happen and your villa or owner didn’t (7) ex____, their guarantee will cover you for up to ￡3,300. We got Holiday! Kentals to give us the prices for private rentals in a host of (8) fav____ Mediterranean destinations. We then (9)____(comparison)them with traditional hotel holiday rates for two adults and two children for next summer on the Expedia website. Both the hotel and villa rentals are based on a week’s holiday for two adults and two children aged 6 and 13 in the (10) p____ season, for the week of August 15 to 22, and the hotel prices are based on the family sharing one room or suite.Here’s how we got on…
相似考题
参考答案和解析
正确答案：
1.savings 本段提到如果不要中间人直接订机票可以为度假节省40%的开支。和住酒店的开销相比,能够节省的钱更为可观。savings节省的钱,储蓄。
2.up up to多达,直到,接近于。为固定用法。
3.expensive 前文提到酒店消费昂贵。此处是指可以在这种昂贵的酒店省钱。
4.over over the years多年来,历年。为固定说法。
5.booking recommend后面跟名词或者动名词。
6.such such as例如,诸如。
7.exist 别墅或者业主根本不存在。exist存在,出现。
8.favourite favourite destination最向往的目的地。
9.compared comparison对应的动词为compare。同时参考本段第一句话got所表示的时态,用一般过去时。
10.peak peak season旺季,为固定说法。
1.savings 本段提到如果不要中间人直接订机票可以为度假节省40%的开支。和住酒店的开销相比,能够节省的钱更为可观。savings节省的钱,储蓄。
2.up up to多达,直到,接近于。为固定用法。
3.expensive 前文提到酒店消费昂贵。此处是指可以在这种昂贵的酒店省钱。
4.over over the years多年来,历年。为固定说法。
5.booking recommend后面跟名词或者动名词。
6.such such as例如,诸如。
7.exist 别墅或者业主根本不存在。exist存在,出现。
8.favourite favourite destination最向往的目的地。
9.compared comparison对应的动词为compare。同时参考本段第一句话got所表示的时态,用一般过去时。
10.peak peak season旺季,为固定说法。
解析：
暂无解析
更多“问答题By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the (1)____(save) can be even more impressive. In some of the most exclusive holiday”相关问题
-
第1题：
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
Which of the following is NOT true about retirement?A.More than half of people don’t have enough finances for retirement.
B.quarter of people don’t take part in their company’s retirement plan.
C.No one can be financially secure in retirement.
D.The average person will spend 20 years in retirement.答案：C解析：本题考查的是细节理解。
【关键词】not true; retirement
【主题句】第二自然段1.More than of persons do not have enough finances for retirement.超过的人没有足够的资金用于退休。2. do not participate in their company’s retirement plan.没有参与公司退休计划。3.The average person spends 20 years in retirement.一般人花费20年时间退休。
【解析】题干意为“以下哪个关于退休的选项不正确？”选项A意为“半数以上的人没有足够的资金用于退休”；选项B意为“四分之一的人没有参加公司的退休计划”；选项C意为“没有人可以在经济上安全退休”；选项D意为“一般人花费20年时间退休”。根据主题句，结合题意选C。 -
第2题：
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
According to the passage, retirement plans may be offered by ___.A.the government
B.both the employer and the government
C.the employer
D.the employer, the government and the media答案：B解析：本题考查的是细节理解。
【关键词】retirement plans; be offered
【主题句】1.Get your employer to start one, and it can help you tremendously.让你的老板开始计划，这将对你有很大的帮助。2.Learn about your government’s retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.了解政府退休计划。每个国家都有不同的计划，有些国家有特别的税收优惠，所以要了解你的国家所提供的和相应的计划。
【解析】题干意为“根据这篇文章，退休计划应该由谁提出？”选项A意为“政府”；选项B意为“雇主和政府”；选项C意为“雇主”；选项D意为“雇主、国家和媒体”。根据主题句，结合题意故选B。 -
第3题：
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
What’s the main theme of the passage?A.How to find a good financial professional.
B.The importance of retirement plans.
C.The scary facts about retirement.
D.How to make correct retirement plans.答案：D解析：本题考查的是主旨大意。
【关键词】main theme
【主题句】Here are some tips to help you plan correctly。下面是一些帮助你正确制定计划的小窍门。
【解析】题干意为“本文的主题是什么？”A项意为“如何找到一个好的财务专家”。B项意为“退休计划的重要性”。C项意为“关于退休可怕的事情”。D项意为“如何制定正确的退休计划”。根据主题句，结合题意故选D。 -
第4题：
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
Which of the following is TRUE about the Performance Plan?A.Not including Primary Chequing,you can own 17 accounts.
B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services.
C.It offers preferred exchange rate when buying U.S.cash（up to $5,000 U.S.per transaction）.
D.It is able to help save you up to $288.60 a year on fees.答案：C解析：本题考查的是细节理解。
【关键词】TRUE；Performance Plan
【主题句】第4自然段
1.It also includes Primary Chequing and up to 16 more eligible accounts.它还包括初始支票账户和另外多达16个符合条件的账户。
2.In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.在高效方案中，免手续费交易的数量和账户不受限制，意思是在每天通过分行柜台，网上银行，或者Bank of Monsell的ATM机的交易数量不受限制。但不包括手机银行服务。
3.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.高效方案提供以优先汇率购入或售出美元（每笔交易上限是5000美元）。
4.It helps you save up to $456.60 a year on fees.每年帮助节约费用456.6美元。
【解析】本题的问题是“根据高效方案，下列哪项正确？”A选项“不包括初始支票账户，你可以拥有17个账户。”，根据主题句1，包括初始支票账户，一共17个，错误。B选项“你每天可以通过分行柜台，网上银行，Bank of Monsell的ATM机和手机银行服务进行无限量交易。”，根据主题句2，手机银行服务不包括在内，错误。C选项“它提供以优先汇率购入美元（每笔交易上限是5000美元）。”根据主题句3，正确。D选项“它每年能帮助节约费用288.6美元。”。根据主题句4，节约456.6美元，错误。 -
第5题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.If you draw your money before it is due,
A:you have to pay interest to the bank.
B:you have to close your account.
C:you have to open a new account.
D:you have to pay a penalty or fee.答案：D解析： -
第6题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.A bank statement tells you
A:the amount of money you have in the bank.
B:the current rates of interest.
C:the current rates of exchange.
D:the best way to save your money.答案：A解析： -
第7题：
共用题干
Energy Cycle
Do you find getting up in the morning so difficult that it's painful?This might be called laziness,but Dr. Kleitman has a new explanation. He has proved that everyone has a daily energy cycle.
During the hours when you labor through your work you may say that you're“hot”.That's true .The time of day when you feel most energetic is when your cycle of body temperature is at its peak .For some people the peak comes during the morning. For others it comes in the afternoon or evening.No one has discovered why this is so,but it leads to such familiar monologues as:“Get up,John!You'll be late for work again!”The possible explanation to the trouble is that John is at his temperature-and-energy peak in the evening. Much family quarrelling ends when husbands and wives realize what these energy cycles mean,and which cycle each member of the family has.
You can't change your energy cycle,but you can learn to make your life fit to it better. Habit can help,Dr. Kleitman believes. Maybe you're sleepy in the evening but you must stay up late anyway .Counteract your cycle to some extent by habitually staying up later than you want to. If your energy is low in the morning but you have an important job to do early in the day,rise before your usual hour. This won't change your cycle,but you'll get up steam and work better at your low point.
Get off to a slow start which saves your energy .Get up with a leisurely yawn and stretch.Sit on the edge of the bed a minute before putting your feet on the floor. Avoid the trouble of searching for clean clothes by laying them out the night before .Whenever possible,do routine work in the afternoon and save tasks requiring more energy or concentration for your sharper hours.Which of the following statements is NOT TRUE?
A: Getting off to work with a minimum effort helps save one's energy.
B: Dr. Kleitman explains why people reach their peak at different hours of day.
C: Habit helps a person adapt to his own energy cycle.
D: Children have energy cycles,too.答案：B解析：根据第一段可以看出，早晨起不来与个人每天的能量周期有关。根据文章第二段中约翰自言自语以及紧接着的解释“Get up , John ! You'll be late for work again ! ” The explanation… temperature-and-energy peak in the evening．可推断出答案。
答案的线索在第二段最后一句话“Much family quarrelling ends when husbands and wives realize what these energy cycles mean,and which cycle each member of the family has.”也就是说，如果丈夫和妻子能明白不同的能量周期是怎么回事，家里每个人有什么样的能量周期，很多家庭争吵就不会发生。所以正确答案是A。
“如果一个人想在早上能量低潮时更有效地工作，那么他该怎么办？”根据这两句话“If your energy is low in the morning but you have…but you'll get up steam and work better at your low point.”可以断定正确答案应该是C。
“建议你早上起床时打个呵欠，伸伸懒腰，因为它们会＿______”首先应理解文章最后一段的第一句话“get off to a slow start which saves your energy”，还要理解该句后面的三句话，它们是保存能量的具体方法。“Get up with a leisurely yawn and stretch”当然是为了保存能量。所以正确答案是A。
选项B说Dr. Kleitman解释了为什么人们在一天里的不同时刻会有不同的能量高峰。而文章第二段指出没有人发现为什么会有不同的能量周期“For some people the peak comes during morning…No one has discovered why this is so.”两者不符，所以正确答案是B。 -
第8题：
Wise buying is a positive way in which you can make your money go further. The （）you go about purchasing an article or a service can actually （）you money or can add （）the cost. Take the （）example of a hairdryer. If you are buying a hairdryer, you might （）that you are making the （）buy if you choose one （）look you like and which is also the cheapest （）price. But when you get it home you may find that it （）twice as long as a more expensive （）to dry your hair. The cost of the electricity plus the cost of your time could well （）your hairdryer the most expensive one of all. So what principles should you （）when you go out shopping? If you （）your home, your car or any valuable （）in excellent condition, you’ll be saving money in the long （） Before you buy a new （）,talk to someone who owns one. If you can, use it or borrow it to check it suits your particular （） Before you buy an expensive （）,or a service, do check the price and （）is on offer. If possible, choose （）three items or three estimates. 请在第（）处填上正确答案。
- A、run
- B、interval
- C、period
- D、time
正确答案:A -
第9题：
问答题By cutting out the middle man and booking your own flights, you can save up to 40 per cent of the cost of a holiday. If you compare this to the price of a hotel stay, the (1)____(save) can be even more impressive. In some of the most exclusive holiday resorts among the Mediterranean, hotels charge a fortune. Yet for (2)____ to 50 per cent less you can often get tons more space and your own private pad with the opportunity to cook up a storm and save cash on (3) exp____ hotel meals.You have to be careful, though. There have been horror stories (4) ov____ the years of people booking villas direct with owners, only to lose everything to phony companies or con artists.If you do choose to go direct, I would recommend (5)____(book) with one of the big listing sites on the Internet (6)____ as Holiday-rentals. co.uk. They have details on more than 122,000 properties worldwide, link you directly with the owner, and have been in business for more than ten years. But, if the worst did happen and your villa or owner didn’t (7) ex____, their guarantee will cover you for up to ￡3,300. We got Holiday! Kentals to give us the prices for private rentals in a host of (8) fav____ Mediterranean destinations. We then (9)____(comparison)them with traditional hotel holiday rates for two adults and two children for next summer on the Expedia website. Both the hotel and villa rentals are based on a week’s holiday for two adults and two children aged 6 and 13 in the (10) p____ season, for the week of August 15 to 22, and the hotel prices are based on the family sharing one room or suite.Here’s how we got on…正确答案：
1.savings 本段提到如果不要中间人直接订机票可以为度假节省40%的开支。和住酒店的开销相比,能够节省的钱更为可观。savings节省的钱,储蓄。
2.up up to多达,直到,接近于。为固定用法。
3.expensive 前文提到酒店消费昂贵。此处是指可以在这种昂贵的酒店省钱。
4.over over the years多年来,历年。为固定说法。
5.booking recommend后面跟名词或者动名词。
6.such such as例如,诸如。
7.exist 别墅或者业主根本不存在。exist存在,出现。
8.favourite favourite destination最向往的目的地。
9.compared comparison对应的动词为compare。同时参考本段第一句话got所表示的时态,用一般过去时。
10.peak peak season旺季,为固定说法。解析： 暂无解析 -
第10题：
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
What will happen if you withdraw your retirement savings before you retire?A.You may have to pay penalties.
B.You will fail to realize your goals.
C.Your retirement savings will become off-limits.
D.You should save money for your retirement all over again.答案：B解析：本题考查的是细节理解。
【关键词】What will happen; withdraw your retirement savings; before you retire
【主题句】Keep your retirement savings off-limits. Don’t make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.坚持存储退休金。 不要在退休前提款，否则你可能会受到惩罚，并且会阻碍你实现目标。
【解析】题干意为“当你在退休前中途取出退休金会怎样？”选项A意为“你将支付罚款”；选项B意为“你将无法实现自己的目标”；选项C意为“你的退休金将会超出范围”；选项D意为“你应该为你的退休金再一次存钱”。根据主题句，结合题意故选B。 -
第11题：
资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
Some scary facts about retirement:
More than 50% of persons do not have enough finances for retirement.
25% do not participate in their company's retirement plan.
The average person spends 20 years in retirement.
Here are some tips to help you plan correctly:
1. Talk to a financial professional. Every few years, it's a good idea to schedule a meeting with a financial planner to get a “check-up”. It's just like a doctor's visit, and you should really talk about your present situation and future goals.
2. Save, save, and keep on saving. Make it a habit to save as much as you can.
3. Learn your retirement needs. Retirement can be expensive. Learn from today how much you need to save for your retirement. Talk to a financial planner, or find an online retirement calculator.
4. Take part in your employer's retirement plans. If your company offers one, it is usually the best tool you can use. Talk to a financial professional for all your options.
5. Learn about pension plans. If you have an employer or government pension plan, learn all the details.
6. Keep your retirement savings off-limits. Don't make a withdrawal until you retire. You might incur penalties and it will be a setback for realizing your goals.
7. Get your employer to start one, and it can help you tremendously.
8. Learn about your government's retirement plans. Every country has different plans, some with special tax incentives, so learn what your country offers and plan accordingly.
9. Do your own research. Use the Internet, read the newspapers and magazines, talk to your friends, to find out as much as you can about retirement.
Who can be a financial professional?A.The professional who will do a physical “check-up” for you.
B.The professional who will visit you like a doctor.
C.The professional who will schedule a meeting with you.
D.The professional who will help you make your financial plans.答案：D解析：本题考查的是细节理解。
【关键词】Who ; financial professional
【主题句】 第1条Talk to a financial professional. Every few years, it’s a good idea to schedule a meeting with a financial planner to get a “check-up”. It’s just like a doctor’s visit, and you should really talk about your present situation and future goals.和财务专家谈谈。每隔几年，最好安排一次与理财规划师的会面，进行一次“体检”。这就类似于医生拜访，你应该真正谈论下你目前的情况和未来的目标。
【解析】题干意为“谁能成为财务专家？”选项A意为“会为你做一次身体检查的专家”；选项B意为“会像医生一样拜访你的专家”；选项C意为“会安排与你会面的专家”；选项D意为“会帮助你制定理财计划的专家”。根据主题句，D符合题意。 -
第12题：
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
The purpose of the writer in writing this passage is to_______.A.introduce the Bank of Monsell
B.analyze the products of Bank of Monsell
C.introduce certain products and services for teens
D.show the success of the Bank of Monsell答案：C解析：本题考查的是主旨大意。
【关键词】purpose of the writer in writing this passage
【主题句】第1自然段As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.作为年龄在13-18岁之间的青年，也许你打算管理自己的金钱，开立自己的银行账户。好消息是，Bank of Monsell刚好为你准备了一些合适的方案。
【解析】本题的问题是“作者写这篇文章的目的是？”A选项“介绍the Bank of Monsell”，B选项“分析the Bank of Monsell的产品”，C选项“介绍针对青少年的特定服务和产品”，D选项“展示the Bank of Monsell的成就”。文章开头就直接表达写作目的，根据主题句，就是介绍the Bank of Monsell为青少年准备的账户管理方案，涉及到产品和服务，吸引轻松前去开立账户。选项C正确。 -
第13题：
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
Passage:
As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you.
The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands.
In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.
In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）.
In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）.
You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.
If you choose the Plus Plan,which of the following will NOT be true?A.Together with Primary Chequing,you can own 20 accounts.
B.If you make 32 transaction,a fee of $1.4 will be charged.
C.You will be able to save up to $240.5 a month on fees.
D.You can sell U.S.cash（up to $5,000 U.S.per transaction）at preferred exchange rate.答案：C解析：本题考查的是细节理解。
【关键词】Plus Plan；NOT be true
【主题句】第3自然段1.It includes Primary Chequing and up to 19 more eligible accounts.它包括初始支票账户和另外多达19个符合条件的账户。
2.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.你可以进行30笔免手续费交易，方式可以是在分行柜台，手机银行，网上银行，移动支付或者Bank of Monsell的ATM机。从第31笔交易起，每笔将收取0.7美元的手续费。
3.A Plus Plan is able to help save you up to $288.60 a year on fees.附加方案每年可以节省288.6美元费用。
4.4.A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）.附加方案仅提供以优先汇率购入美元（每笔交易上限是5000美元）。
【解析】本题的问题是“如果你选择了附加方案，下列哪一项不正确？”A选项“加上初始支票账户，你可以拥有20个账户。”，根据主题句1，正确。B选项“如果你进行了32笔交易，将收取1.4美元的手续费。”，根据主题句2，从第31笔开始收费，两笔收取1.4美元，正确。C选项“每个月你可以节约240.5美元的费用。”根据主题句3，文中说的是省288.6一年，而不是240.5一个月，错误。D选项“你可以以优先汇率售出美元（每笔交易上限是5000美元）。”。根据主题句4，以优先汇率是购入美元，而不是售出，错误。 -
第14题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.Interest is the amount of money which
A:a bank lends to people.
B:a bank loans to businesses.
C:a bank pays you.
D:a bank uses.答案：C解析： -
第15题：
共用题干
第二篇
Saving Money
Where you save your money often depends on what you are saving for.If you are
saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money.If you put your money in a piggy bank（猪形储蓄
罐）,one year later you'll still have the same amount of money you put in.If you put
your money in a savings account,one year later,you'll have more money than you put
in.Why?
When you keep your money in a bank,your money earns interest.Interest is the
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year.A bank statement tells you
how much money there is in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You
will earn more interest with a CD than in a savings account.Can you guess why?It's
because you promise to leave your money in the bank for a certain period of time.Banks
pay different rates of interest.So,you may want to compare rates in newspaper ads before
buying a CD.Which way will help your money earn more money?
A:Putting your money in your room.
B:Putting your money in a piggy bank.
C:Putting your money in your pocket.
D:Putting your money in a savings account.答案：D解析： -
第16题：
共用题干
第三篇
Saving Money
Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
You can't touch your money during that time.If you do,you must pay a penalty,or fee.
Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.A bank statement tells you_______.
A:the amount of money you have in the bank
B:the current rates of interest
C:the current rates of exchange
D:the best way to save your money答案：A解析：文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
第七段说到如果你提前支取，会被收取一定的费用，所以选D。
touch在此的意思是储户在储蓄期内不可以取钱，因此选C。 -
第17题：
Wise buying is a positive way in which you can make your money go further. The （）you go about purchasing an article or a service can actually （）you money or can add （）the cost. Take the （）example of a hairdryer. If you are buying a hairdryer, you might （）that you are making the （）buy if you choose one （）look you like and which is also the cheapest （）price. But when you get it home you may find that it （）twice as long as a more expensive （）to dry your hair. The cost of the electricity plus the cost of your time could well （）your hairdryer the most expensive one of all. So what principles should you （）when you go out shopping? If you （）your home, your car or any valuable （）in excellent condition, you’ll be saving money in the long （） Before you buy a new （）,talk to someone who owns one. If you can, use it or borrow it to check it suits your particular （） Before you buy an expensive （）,or a service, do check the price and （）is on offer. If possible, choose （）three items or three estimates. 请在第（）处填上正确答案。
- A、proper
- B、best
- C、reasonable
- D、most
正确答案:B -
第18题：
填空题You can make out where you can save money by preparing a personal budget of incoming money and outgoing money.____正确答案： B解析：
由本题中的“a personal budget”可定位到B段的第三句话。此处语序与原文颠倒但意思相同，故匹配段落为B段。