判断题The speaker thinks that it is probably a good investment to spend a small amount of money on multivitamins though there is uncertain proof of their benefits.A 对B 错

Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
According to the passage, insurance company will protect individuals from the losses EXCEPT

A.property
B.fires
C.accidents
D.getting old

Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The money the insurance used to pay for an individual′ s loss comes from ___________.

A.the premium paid by the person previously
B.the insurance company's investment
C.the premiums paid by other persons
D.all of the above

The writer thinks that for a student to have a part-time job is probably___________.

A.a waste of time that could have been spent on study
B.useful for his future work
C.a good way to earn extra money
D.a good way to find out his weak points

Lower taxes would spur investment and help economic growth.

A:attract
B:encourage
C:require
D:spend

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

What is a sign that patents should begin to give their children an allowance?
A:When a child knows the value of money.
B:When a child is ten years old.
C:When a child knows how to buy toys.
D:When a child requires candy everyday.

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

An allowance can give children the chance to use their_________.
A:arithmetic skills
B:map skills
C:reading skills
D:management skills

共用题干
第二篇

Saving Money

Where you save your money often depends on what you are saving for. If you are
saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
money somewhere in your room.
If you are saving for a big purchase like a mountain bike or a school trip,where would
you save your money?
One place to save money is the bank.Putting your money in a savings account will
help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
one year later you'll still have the same amount of money you put in.If you put your money
in a savings account,one year later,you'll have more money than you put in.Why?
When you keep your money in a bank,your money earns interest.Interest is an
amount of money a bank pays you to use your money.The bank uses your money(and
the money of other people,too)to loan money to people and businesses.
The bank will send you a statement several times a year. A bank statement tells you
how much money you have in your account.It also tells you how much interest you have
earned.If you leave your money in the bank,you can watch it grow!
Another way you can save money is to buy a certificate of deposit or CD.If you have
some money that you don't need to use for a long time,this is a good way to make your
money grow.
You can buy a CD at a bank.You agree not to use the money for a certain period of
time.That period might be from six months to five years.You can't touch your money
during that time.If you do,you must pay a penalty,or fee.

Among other things,a bank statement tells you
A:the amount of money you have in the bank.
B:the current rates of interest.
C:the current rates of exchange.
D:the best way to save your money.

Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is true?

A.Premium is a small amount of money you pay for your losses.
B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
C.An insurance agent holds premiums paid by the thousands.
D.The premium will be refund if an individual does not have a lose.

Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The word "policy" in the 2nd paragraph most probably means ___________.

A.a risk between individual and insurance company
B.a shared loss
C.an agreement between an individual and an underwriter.
D.a rule made by the individual

She only needs a minute amount of money.

A:.certain
B: fair
C: full
D: small

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

The amount of an allowance should depend upon_________.
A:what the family can afford
B:what the family can borrow
C:how the parents like
D:how much the family can save

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

We can see that children learn the value of money by________.
A:talking to their parents
B:making mistakes
C:visiting the bank
D:listening to friends

共用题干
第三篇

In one sense,an allowance is a child's share of the family income.It can be a good experience that parents can provide for their children.The amount should be what the family can afford.It should be given to the youngsters to do with as they please,but not be used as a tool to win the youngsters' good behaviors.
An allowance is not a bribe.It should be thought of as a learning tool,giving the youngsters firsthand experience in learning how to spend money. It can teach them how to get the best value for what they buy,helping them use their skills in arithmetic.
Many youngsters make mistakes and buy unwisely at first. Some rush out to spend all their money the moment they get it.They forget that once it is spent,there will be no more for several days.From such haste,youngsters can learn how to choose wisely and spend carefully.
Parents need to know when to begin to give an allowance and how much to give.When a youngster starts school,he/she may want it,because his/her friends receive one.A good time for considering it may be when a youngster makes daily requests for ice cream or candy.This will help him/her to see the value of money.
At first a youngster may receive only half an allowance but get it twice a week.This would help someone find a full week too long. She will soon figure out that she can have two candy bars this week,or save for two weeks to buy a toy,learning that she cannot have them both.
A wise parent won't control the child's buying. By making her own mistakes with her own money,the child is more apt to learn from her mistakes.An allowance should not be taken away as punishment for bad behavior,nor as pay for doing household chores（杂务）.
A youngster should be encouraged to be generous,helping her see that money isn't everything. No amount of money can buy friendship.Things such as love and respect do not have a price tag.

According to the writer,how often should parents give their children an allowance?
A:Once a week.
B:Once or twice a month.
C:Once a year.
D:Everyday.

Which of the following statements about computerized monetary systems is NOT supported by the passage

A.They promote international trade.
B.They allow very rapid money transfers.
C.They are still limited to small transactions（交易）.
D.They are dependent on good telecommunications systems.