名词解释题利率底(interest rate floors)
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更多“利率底(interest rate floors)”相关问题
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第1题：
听力原文：The rate of interest on savings accounts is usually a little lower than that on deposit accounts.
(5)
A．There is a higher rate of interest on deposit account.
B．There is a higher rate of interest on savings account.
C．The rate of interest on deposit accounts is always much higher than that on savings accounts.
D．The rate of interest on deposit accounts is usually much lower than that on savings accounts.
正确答案：A
解析：单句意思为“储蓄账户利率通常比定期存款利率低”。 -
第2题：
听力原文：Although it is a normal part of banking, excessive interest rate risk can pose a significant threat to a bank's earnings and capital base.
(4)
A．Interest rate risk is a normal part of banking operations.
B．Interest rate risk is a terrible threat to banking operations.
C．A bank's earnings and capital base is a normal part of banking.
D．A bank's earnings and capital base can pose a significant threat to banking.
正确答案：A
解析：单句意思为“尽管利率风险是银行业常见的风险，但它可以对银行收入和资本基础造成严重威胁”。只有A项意思正确。 -
第3题：
单句理解
听力原文：Interest rate risk refers to the exposure of a bank's financial condition to adverse movements in interest rates.
(1)
A．Bank's financial condition is the cause of interest rate risk.
B．Bank's financial condition has impact on interest rate risk.
C．Interest rate risk occurs when interest rate moves against the bank's financial condition.
D．Interest rate risk occurs when interest rate favours the bank's financial condition.
正确答案：C
解析：单句意思为“利率风险是指银行在不利的利率变动中暴露出的财务风险”。A项因果关 系颠倒，B项没有提及，D项“favour”一词与原句“adverse”相矛盾。 -
第4题：
The statements concerning nominal and real interest rate are true except that ______.
A．the nominal interest rate is the growth rate of your money
B．the real interest rate is the growth rate of your purchasing power
C．the nominal rate is the real interest rate deducted by the rate of inflation
D．all of the above statements
正确答案：C
解析：名义利率减去通货膨胀率等于实际利率。nominal interest rate名义利率。 -
第5题：
The rate of interest paid on a bank loan will depend () your firm’s standing with the bank and may be 2 per cent or 3 percent.
A、of
B、upon
C、for
D、in
参考答案：B
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第6题：
The interest rate specified in the bond indenture is called the ().A.market rate
B.effective rate
C.discount rate
D.contract rate
正确答案：D
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第7题：
Bonds are sold at face value when the contract rate is equal to the market rate of interest.()
正确答案：对
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第8题：
阅读下面代码 class InterestTest ______ ActionListener { … public void actionPerformed(ActionEvent event) { double interest=balance * rate/100： balance+=interest： NumberFormat format=NumberFormat.getCurrencyInstance()； System.out.printlb("balance="+Formatter.format(balance))； } Private double rate； } 在下画线处，应填入的正确选项是
A．implementation
B．inheritance
C．implements
D．extends
正确答案：C
解析：关键字extends指明该类是子类，它的父类名紧跟在后，子类与父类之间有继承关系。关键字implements指明该类实现的接口，后跟接口名列表。因为ActionListener是时间监听器，是接口，所以这里要填入implements，故答案为C。 -
第9题：
An increase in a nation's rate of savings ultimately( ) to lower interest rates for business and consumer loans.A. lead
B. leads
C. leader
D. leading答案：B解析： -
第10题：
Nomlnal（or money） interest rate 名义（或货币）利率
正确答案: 利率是对各种资产所作的支付。名义利率代表每一美元投资每年所带来的美元收益。而实际利率代表的每一单位实物投资所带来的实物报酬。 -
第11题：
利率封顶期权（Interest Rate Cap）的买方相当于（）。
- A、卖出对应债券价格的看涨期权
- B、买入对应债券价格的看涨期权
- C、卖出对应债券价格的看跌期权
- D、买入对应债券价格的看跌期权
正确答案:D -
第12题：
单选题利率封顶期权（Interest Rate Cap）的买方相当于（）。A卖出对应债券价格的看涨期权
B买入对应债券价格的看涨期权
C卖出对应债券价格的看跌期权
D买入对应债券价格的看跌期权
正确答案： B解析： 暂无解析 -
第13题：
Why did the dollar rally at the beginning of the year?
A．It was the beginning of the year.
B．Traders' sentiment was changing greatly.
C．People thought that the US economy would recover and German interest rate would ease soon.
D．The present US-German interest rate differential would be unlikely to narrow.
正确答案：C
解析：文章第二段提到dollar rallied due to...German interest rate would ease soon。美元的回升是由于人们的乐观情绪。 -
第14题：
对话理解
听力原文：W: When I want to borrow money from a hank, what should I do?
M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.
Q: Which is not mentioned when creating a contract with the bank?
(11)
A．Stipulating the rate of interest.
B．Stipulating the repayment date.
C．Stipulating the amount and timing of any periodic cash interest payments.
D．Stipulating the financial sponsor.
正确答案：D
解析：当向银行借款签订合同时，应该规定利率、还款日期、定期付款的数额及利息等等，对话中没有提及D项“规定经济担保人”。 -
第15题：
对话理解
听力原文：W: What kind of monetary policy instruments may your bank use?
M: They include adjusting the base interest rate, regulating rediscounting and open market operations.
Q: Which of the following wasn't mentioned by the man as a monetary policy?
(11)
A．The minimum deposit reserve.
B．Adjusting the base interest rate.
C．Regulating rediscounting.
D．Open market operations.
正确答案：A
解析：对话谈论的是货币政策工具种类的问题，男士提到了调整基准利率、规定再贴现政策和公开市场操作，他没有提及最低存款准备金。 -
第16题：
The author doesn't mention those participants ______ in the London International Financial Futures Exchange( LIFFE ).
A．who want to hedge against interest rate fluctuations
B．who wish to hedge against exchange rate fluctuations
C．who bet on which way interest rate will move
D．both A and B
正确答案：C
解析：第二段第一句…brings together those buyers and sellers who wish to hedge against interest rate and exchange rate fluctuations，作者提到了A、B选项中的参与者。 -
第17题：
You are creating a class that performs complex financial calculations.The class contains a method named GetCurrentRate that retrieves the current interest rate and a variable named currRate that stores the current interest rate.You write serialized representations of the class.You need to write a code segment that updates the currRate variable with the current interest ratewhen an instance of the class is deserialized.Which code segment should you use?（）
A.
B.
C.
D.
参考答案：D
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第18题：
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A．receives
B．gets
C．charges
D．pays
正确答案：C
解析：句意：银行向贷款人索取足够的利息以支付银行日常开销，并保证部分盈余。这里表示索取费用的词是charge。receive收到。pay支付，交纳。 -
第19题：
The new cut in interest rate ____? promote domestic investment.A. means to
B. directs toward
C. is meant to
D. leads to
参考答案：C
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第20题：
Stock market price 【tumbled】 after rumor of a rise in interest rate.A.regulated
B.increased
C.maintained
D.fell答案：D解析： -
第21题：
Stock market price tumbled after rumor of a rise in interest rate.A.regulated
B. increased
C. fell
D.maintained答案：C解析： -
第22题：
利率底(interest rate floors)
正确答案: 如果贷款利率下降至下限(floor rate)，利率底合约的提供者将向合约持有人补偿实际利率与利率下限的差额，从而保证合约持有人实际支付的净利率不会超过合约规定的下限。 -
第23题：
名词解释题利率顶(interest rate caps)正确答案： 如果贷款利率超过了规定的上限(cap rate)，利率顶合约的提供者将向合约持有人补偿实际利率与利率上限的差额，从而保证合约持有人实际支付的净利率不会超过合约规定的上限。解析： 暂无解析 -
第24题：
名词解释题利率底(interest rate floors)正确答案： 如果贷款利率下降至下限(floor rate)，利率底合约的提供者将向合约持有人补偿实际利率与利率下限的差额，从而保证合约持有人实际支付的净利率不会超过合约规定的下限。解析： 暂无解析