英译中：How would you like to pay, by credit card or in cash?

题目

英译中：How would you like to pay, by credit card or in cash?

相似考题

1.当外国人拿着选购的图书,到收款台付款时,发行人员不适宜说( )。A.Here you are,is there any thing else?B.Please don’t put unpaid book sin your bag.C.Would you like to pay in cash or by credit card?D.Can you change into RMB,please?

2.Connie: Are you doing pottery? It looks like fun! Frank: ______ ? Connie: Boy, would I? Thanks.A．Would you please give me a handB．Would you please not to bother meC．Have you ever learned how to do itD．Would you like to try it

3.听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.(9)A．The credit card can be used at any shop without paying cash.B．The credit card can he used at any appointed shop together with cash.C．The credit card can be used at any appointed shop without paying cash.D．The credit card can be used to withdraw any amount of cash.

4.SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th

参考答案和解析
正确答案:请问您要怎么付款，刷卡还是付现金？
更多“英译中：How would you like to pay, by credit card or in cash?”相关问题

  • 第1题：

    阅读短文，判断句子正误，正确的写T，错误的写F。

    Save Money by Understanding Why You Spend It

    To save money, you simply need to spend less than you earn. It is easy to say, but why is' it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time.

    Easy access to credit

    For most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form. in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you aren't physically handing someone money or a check for a purchase, you will feel you are spending free money or you aren't spending money at all. Try using cash to get your spending under control.

    Misusing credit cards

    A credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you can't afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money.

    Giving in to temptation

    We all need to enjoy life, but don't waste your financial future for a few guilty pleasures today if they aren't in your budget. When you know that you can't afford an activity, don't give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.

    ( ) 26. For most people, easy access to credit is the biggest reason for overspending.

    ( ) 27. Using credit card is an effective way to get your spending under control.

    ( ) 28. You have to pay for the credit card loans by the end of each month.

    ( ) 29. Using a credit card to pay is spending free money.

    ( ) 30. Always pay attention to your budget while spending.


    T TF F T

  • 第2题：

    听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.

    (3)

    A．We are the credit card holders.

    B．We are the bank who can encash the card.

    C．We are the credit card company.

    D．We stopped your card losing.


    正确答案：C
    解析：单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。

  • 第3题：

    短文理解

    听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.

    Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.

    21. The credit card receipts will serve as accurate record for all but which of the following choices?

    22.Which of the following is not true about the use of credit card?

    23.Concerning the advantages of credit cards, which of the following is true?

    24.According to the passage, which card has set up machines in major airports?

    (21)

    A．hotel expenses

    B．stock exchange

    C．plane expenses

    D．restaurant expenses


    正确答案：B
    解析：录音原文提到The credit card receipts will…and restaurant expenses．信用卡收据准确地记录了花费在宾馆、飞机、火车、餐馆方面的支出，没有提及股票交易支出。

  • 第4题：

    听力原文：W: How do you pay for your purchases with a credit card?

    M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

    Q: Where should the man sign when he pays for his goods with a credit card?

    (20)

    A．On his card.

    B．On the goods.

    C．On a sales slip.

    D．On the invoice.


    正确答案：C
    解析：对话中男士说道“usually I sign a sales slip”，即他通常在购物单上签字。

  • 第5题：

    If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:

    Paying bills

    Many landlords prefer to collect rent directly from a bank account.

    You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.

    If you are given a chequebook, you can also write cheques as a safe way of paying for things.

    Cash

    You can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).

    Saving money

    It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.

    Employment

    If you work in the UK，some employers require you to have a bank account so that you can get your pay.

    Advantages of UK Current Account

    Paying bills： 1) to pay rent directly from ①

    2) to obtain ② services

    3) to pay for things with cheques safely

    Cash：1)to obtain money from ③ easily

    21 to pay directly from your account

    Saving money：cheaper to use a ④ account

    Employment：to get your ⑤ through a bank account


    答案：①bank account②cheaper③cash machines④UK⑤pay

  • 第6题：

    Questions 189~192 refer to the following article.
    Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.
    Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts. The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.
    To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in any billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than ＄300 in eligible spending in any billing period, you will accrue ten cents （＄0.10） per gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（＄0.20） per gallon in Fuel Credits for each gallon of our fuel
    purchased in details.
    Our Visa Card and Personal Credit Card are issued by a capital retail bank and are not an obligation of our U.S.A. Inc. and we are registered trademarks of the Intellectual Property LLC.
    A maximum of ＄300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.
    For our Credit Card Accounts that are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada for
    accounts with credit limits of at least $500.
    Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will be liable for all use by such person.

    According to the reading, how to get fuel credits?

    A. No more than ＄300 spending in every billing period
    B. Paying attention to the thresholds
    C. Eligible spending
    D. Meeting the Fuel Rewards Program Terms

    答案：C
    解析：
    根据To earn Fuel credits with the Visa card， you must meet eligible spending
    thresholds in any billing period 可知，要想得到Fuel Credits，需要在收款期内符合相应条件的消费门槛。故选C。

  • 第7题：

    资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
    Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
    If you fall into either of these categories，it’s smart to focus on raising your credit scores.
    If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

    The main purpose of the passage is to______.

    A.teach people how to have credit accounts
    B.suggest ways for people to keep good credit record
    C.present a concern about people’s bad credit nowadays
    D.explain the differences between no-credit and bad credit

    答案：D
    解析：
    本题考查的是主旨大意。
    【关键词】main purpose
    【主题句】第1自然段No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.经常听到无信用、不良信用这些术语，它们之间容易混淆，但这些信用状态并不是一回事。
    【解析】本题的问题是“该段落的主要目的是_______”。A选项“教人们如何拥有信用账户”；B选项“推荐人们保持良好信用记录的方式”；C选项“表达对现在人们不良信用的关注”；D选项“解释无信用和不良信用之间的差异”。通读全文，文章开头引出无信用和不良信用这两种信用状态，之后分别进行解释，并给予改善信用状态的措施和方法，故D选项更符合题意。

  • 第8题：

    资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
    Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
    If you fall into either of these categories，it’s smart to focus on raising your credit scores.
    If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

    How to establish credit if you fall into the no-credit category？

    A.To have a credit-builder loan
    B.To acquire secured credit cards（which require a security deposit） or college student credit cards
    C.To acquire a credit card
    D.All of above

    答案：D
    解析：
    本题考查的是细节理解。
    【关键词】establish credit；fall into the no-credit category
    【主题句】第6自然段If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.如果您属于无信用类别，则不一定是出现了什么财务问题。在这种情况下，对于无信用的人来言，创建信用记录的一种好方法是获取信用卡。如果您没有信用卡，通常最容易获得安全信用卡（需要保证金）或者大学生信用卡资格。信贷建设者贷款也可以帮助您建立信贷。
    【解析】本题的问题是“如果你属于无信用类别，如何建立信用？”A选项“获得信贷建设者贷款”；B选项“获得有担保的信用卡（需要保证金）或大学生信用卡”；C选项“获得信用卡”；D选项“以上皆是”。根据主题句，建立信贷可以通过拥有获得信用卡、安全信用卡（需要保证金）、大学生信用卡或者信贷建设者贷款方式，故选D。

  • 第9题：

    Would you like to see a film?（）

    • A、Yes, I'd love to.
    • B、Do it, please
    • C、No, you like it?
    • D、How do you do?

    正确答案:A

  • 第10题：

    单选题
    A: OK, how would you like to pay?　　B: ______
    A

    Do you take credit cards?

    B

    I’m looking for a sweater.

    C

    That’s nice. Can I try it on?

    D

    Thank you. I’ll have it.


    正确答案： A
    解析：
    此题中收银员询问顾客付款方式。A选项“可以用信用卡付款吗?”为正确答案。选项B“我想买件运动衫”、C项“太好了，可以试穿吗”和D项“谢谢啦，就要这件。”均为挑选服装过程中的用语。

  • 第11题：

    单选题
    Guest: ______ .　　Clerk: Certainly. Do you have a reservation?　　Guest: Yes. The name is Morales. Mr. and Mrs. J. Morales.　　Clerk: Here we are. For five nights. Could you fill in the registration card, please? And I'll need you credit card.
    A

    I'd like rest here, please

    B

    I'd like to rent a room, please

    C

    I'd like to check in, please

    D

    I'd like to stay in, please.


    正确答案： B
    解析：
    表示客人要求登记入住。

  • 第12题：

    单选题
    —I’d like to get two seats for the show tomorrow.—Where would you like to sit?—_____
    A

    May I sit here?

    B

    Do you have the money?

    C

    How much are the middle seats?

    D

    Can I pay by card?


    正确答案： B
    解析：
    题目是电影院买票时的经典对话，ABD三项都是答非所问，C项符合语境。

  • 第13题：

    How many ______ would you like?

    A、paper

    B、bread

    C、pieces of papers

    D、pieces of bread


    参考答案： D

  • 第14题：

    听力原文：M: I've lost my credit card issued by your bank. What should I do, please?

    W: I am sorry for that. But you have to go to that counter over there for the card business.

    Q: Why does the customer come to the bank?

    (15)

    A．He got a credit card of his friend and come to ask how to use it.

    B．He got a card and did not know whose card it is.

    C．He has lost his credit card and come to ask what to do.

    D．He has found a credit card and come to ask what to do.


    正确答案：C
    解析：录音原文中男士说：I've lost my credit card issued by your bank，即他丢失了信用卡，来银行想知道该怎么办。

  • 第15题：

    听力原文：M: I want to apply for a credit card. What are the common credit cards?

    W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

    Q: Which type of credit card is not mentioned in the conversation?

    (19)

    A．Smart Card.

    B．Master Card.

    C．Visa Card.

    D．American Express.


    正确答案：A
    解析：男士问的是普通信用卡有哪些，女士的回答是“Master Card”，“Visa”，“Discover”，and “American Express”．只有A不属于这一类。

  • 第16题：

    听力原文： We will live in a society when cash no longer exists. Instead, "cash" would be electronic, as in bank-card systems. Notes and coins would be abandoned. Its benefits would be profound and fundamental. Theft of cash would become impossible. Bank robberies and cash-register robberies would cease to occur. Urban streets would become safe. Retail shops in once dangerous areas could operate in safety. Neighborhoods would improve.

    National electronic-money system would operate as a debit-card system. Each individual's money would be held in his money-system account. A transaction would affect an instant transfer of money from his account to that of another account holder. Only cash would be supplanted by electronic money. Credit card and automatic-teller-machine system would not necessarily change, although you could no longer obtain cash at ATMs.

    27. In future, what kind of form. will the money be?

    28.According to the passage, why would the neighborhoods improve?

    29.What make(s) it possible to divorce money from evil?

    30.According to the passage, which of the following statements is false?

    (27)

    A．cash

    B．notes and coins

    C．recorded electronic funds-transfer system

    D．paper gold


    正确答案：C
    解析：录音原文提到We will live in a society…would be electronic，as in bank-card systems．

  • 第17题：

    Questions 189~192 refer to the following article.
    Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.
    Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts. The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.
    To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in any billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than ＄300 in eligible spending in any billing period, you will accrue ten cents （＄0.10） per gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（＄0.20） per gallon in Fuel Credits for each gallon of our fuel
    purchased in details.
    Our Visa Card and Personal Credit Card are issued by a capital retail bank and are not an obligation of our U.S.A. Inc. and we are registered trademarks of the Intellectual Property LLC.
    A maximum of ＄300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.
    For our Credit Card Accounts that are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada for
    accounts with credit limits of at least $500.
    Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will be liable for all use by such person.

    According to the passage, which of the following is NOT TRUE?

    A. $300 fuel credits can be redeemed only in certain year
    B. Our credit card accounts are available for each under some circumstances
    C. Credit limits should be at least ＄500 for cash access
    D. You can 't use our accounts all around the world

    答案：A
    解析：
    根据A maximum of $300 in total Fuel Credits may be accrued and redeemed in any calendar year 可知，在任一年内最大限额300 美元的Fuel Credits 可以积累和兑现，而不是在限定的桌一年内得到积累和兑现。

  • 第18题：

    Questions 189~192 refer to the following article.
    Our Visa and Personal Credit Cards are issued by reliable capital retail bank. Offer is valid at all branded U.S. retail stations.
    Offer subject to credit approval: This offer is only available on new Visa or Personal Credit Card accounts. The offer may not be combined with any other offer. Introductory Offer of $0.20 per gallon in Fuel Credits, up to a maximum of $300 in total Fuel Credits, is good for 60 days from the date the account is opened.
    To earn Fuel Credits with the Visa Card, you must meet eligible spending thresholds in any billing period. Eligible spending includes net purchases made on your Card Account, other than （1） any purchases made at our branded merchants or （1） any purchases at other fuel merchants. If you spend more than ＄300 in eligible spending in any billing period, you will accrue ten cents （＄0.10） per gallon in Fuel Credits for each gallon of our fuel purchased in that billing period.If you spend more than $1,000 in eligible spending in any billing period, you will accrue twenty cents（＄0.20） per gallon in Fuel Credits for each gallon of our fuel
    purchased in details.
    Our Visa Card and Personal Credit Card are issued by a capital retail bank and are not an obligation of our U.S.A. Inc. and we are registered trademarks of the Intellectual Property LLC.
    A maximum of ＄300 in total Fuel Credits may be accrued and redeemed in any calendar year. Click here for information.
    For our Credit Card Accounts that are approved for cash access Cash Access for our Credit Card accounts is currently available only in the U.S. and Canada for
    accounts with credit limits of at least $500.
    Unauthorized charges do not include charges by a person whom you have given authority to use your accounts or card, and you will be liable for all use by such person.

    From the last paragraph, we can know that（ ）.

    A. Authority to use the account should be given by our company
    B. You should be responsible for the cash access related to your account by any person using it
    C. If the charges of your account or card are authorized, there will be no credit limits
    D. If you give a person the right to use your account or card, he can use it

    答案：D
    解析：
    根据Unauthorized charges do not include charges by a person whom to useyour accounts or card， and you will be liable for all use by such person 可知，如果你给一个人权利去用你的卡或者账户，那么他就可以去用。而B 项中说的是any person，而你只需要对你所授权的人在使用时负责。

  • 第19题：

    资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
    Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
    If you fall into either of these categories，it’s smart to focus on raising your credit scores.
    If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

    The solution（s） for Bad-credit could be______.

    A.having accounts sent to collections.
    B.looking for a no-credit credit card.
    C.paying down the balance.
    D.closing your credit accounts.

    答案：B
    解析：
    本题考查的是细节理解。
    【关键词】solution（s） for Bad-credit
    【主题句】倒数第3自然段Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.不良信用可能是由于财务失误造成的，包括错过付款，拖欠贷款或账户被银行托收。如果您属于此类别且需要信用，您将需要查找信用不良的信用卡。在这种情况下，担保卡或信用建设者贷款也是一个不错的选择。您也可能有资格获得不良信用的个人贷款。如果您仍有未结账户，请即时支付余额，但如果可以避免，不要关闭信用账户。
    【解析】本题的问题是“不良信用的解决方案可能是_______”A选项“账户被银行托收”；B选项“寻找无信用的信用卡”；C选项“支付余额”；D选项“关闭您的信用账户”。根据题目中关键词找到主题句，A选项是导致不良信用的缘由，而非解决方案，故错误；B选项与题干“寻找信用不良的信用卡”相符，故正确；必须在有未结账户的前提下，选择支付余额，C选项缺少限制条件，故错误；D选项与题干“不要关闭信用账户”相矛盾，故错误。故选B。

  • 第20题：

    资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
    Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.
    Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.
    If you fall into either of these categories，it’s smart to focus on raising your credit scores.
    If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.
    If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.
    Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.
    People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.
    Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.

    Which topic has not been covered in the passage？

    A.Next steps to take for people in different categories
    B.How no credit and bad credit are different
    C.How no credit and bad credit are similar
    D.All the above have been discussed in the passage

    答案：D
    解析：
    本题考查的是细节理解。
    【关键词】topic；not been covered
    【主题句】第1自然段No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.经常听到无信用、不良信用这些术语，它们之间很容易混淆，但这些信用状态并不是一回事。
    第2自然段Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.无论您没有信用还是信用不良，有一件事是肯定的——您没有良好的信誉。没有良好的信誉，您在申请贷款或信用卡时都势必要打一场硬战。
    第6自然段If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.如果您属于无信用类别，则不一定是出现了什么财务问题。在这种情况下，对于无信用的人而言，创建信用记录的一种好方法是获取信用卡。
    第7自然段If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.如果您属于此类别且需要信用，则需要查找不良信用的信用卡。
    【解析】本题的问题是“文章中没有涉及哪个主题？”A选项“为不同信用类别的人们提供后续步骤”；B选项“没有信用和不良信用是不同的”；C选项“没有信用和不良信用是相似的”；D选项“以上所有内容已在文章中讨论过”。通读全文，作者在开头提出无信用和不良信用虽然易混，但是截然不同，并具体阐释两者共通之处和相互差异。之后，给予两种不同信用状态用户相应的解决措施和方法，因而选项A、B、C文章都谈论到，故选D。

  • 第21题：

    询问顾客如何邮寄的服务礼貌用语是：（）

    • A、How would you like to mail it？
    • B、Do you want to mail it？
    • C、How do you want to mail it？
    • D、Would you like to mail it？

    正确答案:A,C

  • 第22题：

    单选题
    How does the woman want to pay?
    A

    By cheque

    B

    In cash

    C

    By credit card


    正确答案： B
    解析： 录音最后女士提到”我能用信用卡支付吗，我没带支票簿”，男士给予了肯定回答，因此选C。
    【录音原文】
    Conversation 2
    　　M:Hello. Can I help you?
    　　W: Yes, I’d like to go on a sailing holiday this summer in Italy.
    　　M:Have you been sailing before?
    　　W: No. I wanted to go sailing in Sweden last year, but I didn’t have enough money.
    　　M:Well, it’s quite expensive. Sailing holidays start at about ￡300.
    　　W: Yes, my friends went in August last year. They paid ￡450 each. The most I can pay is ￡380.
    　　M:Well, that should be enough.
    　　W: When’s the cheapest time to go?
    　　M:Well, August is the most expensive month. September and October are cheaper.
    　　W: October’s too late for me, so I’ll go in September.
    　　M:Would you like to sail on the sea or a lake?
    　　W: Well, I’d prefer a lake in the mountains.
    　　M:OK. The Aqua Center in north Italy will be best for you. That costs ￡370.
    　　W: OK. Can I pay by credit card? I haven’t got my cheque book.
    　　M:Yes, that’s fine.

  • 第23题：

    单选题
    It is not necessary to carry cash instead of dollar travellers’ cheques because the latter can be ______.
    A

    used for phones, bus fares and hotel reservations

    B

    used to pay in restaurants and big stores

    C

    used like credit cards, even in remote areas

    D

    exchanged easily, even at car rental companies


    正确答案： D
    解析：
    A“用于打电话、付车费和预订旅馆”，C“在酒店和大商场中使用”，D“兑换很方便，即使是在汽车租赁处”。题干问的是“没必要携带现金，而是使用旅行支票的原因”。文章第三段倒数第三句说“…use them(checks)instead to pay for meals，supermarket purchases or whatever. ”，可知支票可以用于支付旅馆和商店的费用。故选B。

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