Money market securities are ______.A．essentially issued by governments, financial institutions, and large corporationsB．very liquid and earns high returnC．denominated in small sums so that individual investors can deal in themD．purchased by individual inv
题目
Money market securities are ______.
A．essentially issued by governments, financial institutions, and large corporations
B．very liquid and earns high return
C．denominated in small sums so that individual investors can deal in them
D．purchased by individual investors directly
相似考题
参考答案和解析
解析：货币市场工具主要是由政府、金融机构和大公司所发行的债务型融资工具，其特点是具有较高的流动性，但营利性较差，此外这类丁具的金额都较大，适合机构投资者，一般个人投资者通过机构投资者投资货币市场工具。
更多“Money market securities are ______.A．essentially issued by governments, financial institutions, and large corporationsB．very liquid and earns high returnC．denominated in small sums so that individual investors can deal in themD．purchased by individual inv”相关问题
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第1题：
Why do the depository institutions have the fractional reserve banking?
A．Because they can keep a large amount of deposits from their depositors in the form. of reserves.
B．Because most of their depositors would withdraw their deposits.
C．Because only a small fraction of their depositors would deposit money during a day or week.
D．Because they can meet the need of withdrawing of their depositors and make investments in other financial assets.
正确答案：D
解析：文章第一段提到Depository institutions...week to withdraw their deposits。存款准备金是指金融机构为保证客户提取存款和资金清算需要而准备的在中央银行的存款。存款机构能这样做是因为存款者在不定的时间内会提取存款。只有D选项的意思是与题意相符。 -
第2题：
The reasons for the popularity of Treasury bills are the following except that ______.
A．they are the only money market instruments affordable to individual investors
B．they are highly liquid
C．they are risk-free
D．they give higher return than other money market instruments
正确答案：D
解析：国库券(Treasury bill)具有流动性强、风险极小的特点，是个人投资者能购买的惟一货币市场产品，尽管投资回报不高，国库券仍是受欢迎的投资工具。 -
第3题：
You can buy almost everything()you have access to the Internet and enough money.
A. as long as
B. as big as
C. so large as
参考答案：B
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第4题：
PartA 2. The National Association of Securities Dealers is investigating whether some brokerage
houses are inappropriately pushing individuals to borrow large sums on their houses
to invest in the stock market. Can we persuade the association to investigate would-be privatizers of Social Security? For it is now apparent that the Bush administration’s privatization proposal will amount to the same thing: borrow trillions, put the
money in the stock market and hope.
Privatization would begin by diverting payroll taxes, which pay for current Social
Security benefits, into personal investment accounts. The government would
have to borrow to make up the shortfall. This would sharply increase the government’s debt. “Never mind”, privatization advocates say, “in the long run, people would
make so much on personal accounts that the government could save money by cutting retirees’
benefits.Even so, if personal investment accounts were invested in Treasury bonds,
this whole process would accomplish precisely nothing. The interest workers would receive on,
their accounts would exactly match the interest the government would
have to pay on its additional debt. To compensate for the initial borrowing,
the government would have to cut future benefits so much that workers would gain nothing at all.
However, privatizersclaim that these investments would make a lot of
money and that, in effect, the government, not the workers, would reap most of those gains,
because as personal accounts grew, the government could cut benefits.
We can argue at length about whether the high stock returns such schemes assume are realistic
(they arent), but lets cut to the chase: in essence, such schemes
involve having the government borrow heavily and put the money in the stock market. That’s because the government would, in effect, confiscate workers’gains in their personal accounts by cutting those workers’ benefits.
Once you realize whatprivatization really means, it doesn’t sound too responsible, does it? But the details make it considerably worse. First,
financial markets would, correctly, treat the reality of huge deficits today as a much more
important indicator of the governments fiscal health than the mere promise that government could save money by
cutting benefits in the distant future. After all, a government bond is a legally binding
promise to pay, while a benefits formula that supposedly cuts costs 40 years from now is nothing
more than a suggestion to future Congresses.
If a privatization plan passed in 2005 called for steep benefit cuts in 2045,
what are the odds that those cuts would really happen? Second,
a system of personal accounts would pay huge brokerage fees. Of course, from Wall Street’s point of view that’s a benefit, not a cost.
第26题：According to the author, “privatizers”are those_____.
[A] borrowing from banks to invest in the stock market [B] who invest in Treasury bonds
[C] advocating the government to borrow money from citizens [D] who earn large sums of money in personal
accounts
正确答案：C
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第5题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
According to the passage, insurance company will protect individuals from the losses EXCEPTA.property
B.fires
C.accidents
D.getting old答案：D解析：细节题。根据第一段第一句“Insurance(保险)may be considered a game of risk in which individuals and businesses protect themselves，their families，and their property from possible losses resulting from unpredictable events such as storms，fires，accidents and illnesses．”可知A、B、C三项都包含在内，只有D项没有提到，故选D。 -
第6题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is true?A.Premium is a small amount of money you pay for your losses.
B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.
C.An insurance agent holds premiums paid by the thousands.
D.The premium will be refund if an individual does not have a lose.答案：B解析：细节题。根据第二段倒数第二句“An individual who does not have a loss loses the premium money but purchases what insurance underwriters call‘peace of mind’．”可知．人们购买保险就是为了获得心灵平静，不用对未来不可预测的事情担心。B项说法正确。A项错在“for your losses”；C项应是insurance company或underwriter持有投保者的保险费，而不是insurance agent；D项如果投保者没有损失，保险费也是不退还的。 -
第7题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The word "policy" in the 2nd paragraph most probably means ___________.A.a risk between individual and insurance company
B.a shared loss
C.an agreement between an individual and an underwriter.
D.a rule made by the individual答案：C解析：词义题。根据题干定位至第二段，“The individual receives an insurance policy，a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it．”表明policy指的是个人和担保人之间签的协议。故选C。 -
第8题：
Financial institutions deal with financial assets，assets that promise future payments from financial contracts, such as securities and loans.These institutions also deliver services, relying on their reputations to attract customers for relationships ofte答案：解析：金融机构处理金融资产，这些资产是承诺未来收益的金融合同，如股票和贷款。这些机 构同样提供服务，这依赖于声誉吸引基于信任关系的客户。类似地，非金融企业期望未来的现 金形式的收益，或者来自其有形的服务产品或者来自可识别的商标品牌、某个生产过程的专利。 因为资产种类众多，将其分为两类比较方便：实物资产和金融资产。实物资产是那些基于基本质量提供收益的资产，一个人的家的价值与其建筑质量、所在位置和大小相关，一个公司的主 要的电脑提供的收益是基于其速度、内存大小、用途的便利以及维修的频率，而金融资产是能 从签署合约的团体手中收到未来承诺收益的合约。 与其他机构一样，金融机构需要并使用资产，以使得收益超过成本，金融机构和其他公司 最关键的不同是金融机构持有的大部分资产事金融资产。金融机构使用来自存款者的资金来获 取对他人的金融索取权。他们也许会将资金借给个人、企业或者政府，它们也会购买其他企业 的股权，金融机构期望的未来收益依赖于他们购买的金融负债所有者的绩效。金融机构和其他 公司的主要区别并不在于它们筹集资金的方式，因为所有企业都这样筹集金融负债.而在于他 们如何运用这比资金。 -
第9题：
Apple remains so high in market value for so long but so small in profit that______company in history can match with it.A.no another
B.no other
C.any others
D.no others答案：B解析：本题考察代词辨析，题目意为“苹果公司长时间占据了极高的市场份额，但创造的利润相比之下却微乎其微，这在历史上没有哪家公司能与之相比。”句意否定，排除C选项；空格后名词为单数，排除D选项；A选项another表示 三者以上的另一个，没有no another的用法。因此选项B正确，没有其他公司。
考点
代词 -
第10题：
单选题The crankshafts on the large modern 2-stroke crosshead engines are （）big （）makes as a single unit and so are constructed by joining together individual forgings.Aenough；to
Btoo；to
Csuch；so
Dso；that
正确答案： D解析： 暂无解析 -
第11题：
单选题It is always much better to tell a story than read it out of a book, and, if a parent can produce what, in the actual _____ of the time and the individual child, is an improvement on the printed text, so much the better.Acondition
Bsituations
Ccircumstances
Dstate of affairs
正确答案： B解析：
句意：讲故事永远比照本宣科好得多，如果父母能够根据实际的时间和个别孩子的情况在原有故事的基础上有所提高，那就更妙了。circumstance相关情况，环境。condition条件。situation形势，局面。state of affair事态。 -
第12题：
问答题Practice 6 Most people would be impressed by the high quality of medicine available to most Americans. There is a lot of specialization, a great deal of attention to the individual, a vast amount of advanced technical equipment, and intense effort not to make mistakes because of the financial risk which doctors and hospitals must face in the courts if they handle things badly. But the Americans are in a mess. The problem is the way in which health care is organized and financed. Contrary to public belief, it is not just a free competition system. The private system has been joined a large public system, because private care was simply not looking after the less fortunate and the elderly.正确答案：
【参考译文】
对于大多数人来说,大多数美国人能用到的高品质的药给他们都留下了印象。这里有大量的专业化,大量对个体的关注,大量先进的技术设备,以及为避免犯错而付出的巨大努力,因为如果医生和医院处理不当,他们就必须在法庭上面对财务风险。
但是美国人处境很困难。问题在于卫生保健的组织和筹资方式。与公众信念相反,它不只是一个自由的竞争体制。这个私有的体制已经加入了大的公有体制,因为私人医护根本不照顾不幸的人和年长的人。解析： 暂无解析 -
第13题：
听力原文：Seeking to maximize profits by assuming inappropriately large financial risk can cause investors to lose sleep.
(2)
A．Assuming inappropriately large financial risk can cause investors to lose sleep.
B．Financial risk will not cause investors to lose sleep.
C．Seeking to maximize profits appropriately can cause investors to lose sleep.
D．No matter how much they earn, the investors will lose sleep.
正确答案：A
解析：录音单句的意思为“通过承担相当大的不合适的金融风险来寻求最大的利润会使投资者失眠。” -
第14题：
The money market is a dealer market where, over the telephone or through electronic systems, ______.
A．a broker receives commission to act as an agent
B．the investors are trading on a central trading floor
C．firms buy and sell securities in their own accounts, at their own risk
D．individual investors can trade on the exchange
正确答案：C
解析：货币市场主要参与者为大型机构投资者，它们进行自营交易，而不是代客交易的经纪人，同时它是无形市场，一般没有进行集中交易的具体场所。自营交易商通过自己账户进行交易，并自我承担风险。 -
第15题：
A financial future is a contract to buy or sell certain forms of money at a specified date ______.
A．with spot rate
B．with forward rate
C．at the market price
D．at the price fixed at the time of the deal
正确答案：D
解析：第一段第一句A financial future is…, with the price agreed at the time of the deal. -
第16题：
In the first paragraph, individual borrowing is cited because_____.
[A] it shares similarities with the government’s Social Security policies
[B] there is no guarantee that it will be profitable in the stock market
[C] it is not proper for the brokerage houses to persuade people to borrow money
[D] it is an indication of the Bush administration’s serious concern over the stock market
正确答案：A
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第17题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
Which of the following statements is NOT TRUE?A.The first rule of the game in insurance business was devised hundreds of years ago.
B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.
C.An individual who pays premium for a policy is insured by an insurance company.
D.An individual pays premium directly to an insurance company.答案：D解析：细节题。根据第二段中“an individual pays a small amount of money called a premium(保险费)to an agent who acts on behalf of an insurance company，or underwriter”可知，个人把保险费付给保险代理人而非直接付给保险公司。D项说法不正确。 -
第18题：
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one.
It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many.
The money the insurance used to pay for an individual′ s loss comes from ___________.A.the premium paid by the person previously
B.the insurance company's investment
C.the premiums paid by other persons
D.all of the above答案：D解析：细节题。根据第二段中“The funds will come from the individual’s premium，the premium paid by others who did not have losses，and money from the company’s investment of all the premiums．”可知，A、B、C三项内容都包含在内。故选D。 -
第19题：
根据以下内容，回答233-236题。
The Hidden Price Tag
For many small or recently established businesses, finding sources of capital can be difficult.
Companies are often in need of funds before they can build a stable customer base, so they are forced to turn to investors. Many such businesses soon discover, however, that this borrowed money can come at a high price. If entrepreneurs are not careful about which investors they do business with, their companies can suffer the consequences.
The most common problem, according to financial experts, are investment deals that allow the investor to take control of key operations away from the company's management. Struggling firms and new businesses facing mounting start-up costs can be easily tempted to take the offer that provides them with the most money, regardless of the deal's conditions.
Unfortunately, the biggest investment usually comes with the most strings attached. For example, some deals give the venture capital finn seats on the board of the company it invests in.
From this position, the investor has the ability to control all aspects of a company's operations,including decisions concerning mergers or sales. This situation may remain tolerable as long as the investor and the management share the same goals. Yet, the investor will inevitably choose to protect its own interests over those of the company, creating a conflict that the company is then helpless to prevent.
The best advice analysts have for businesses seeking investment capital is to thoroughly analyze any deal before agreeing to it. Sometimes, the control that must be given up is worth much more than the money being offered.
Who would be most interested in this article?A.An analyst working for an investment finn
B.A member on the board of a successful company
C.A representative of a large venture capital group
D.An entrepreneur in need of funds for a new business答案：D解析：短文整体上谈论需要投资的小规模或新生企业和向它们提供资本的投资者之间的问题。
因此可以知道，对此文章有兴趣的人为需要借资本的企业家们。 -
第20题：
A management domain typically contains a large amount of management information. Each individual item of（71） information is an instance of a managed object type. The definition of a related set of managed （72）types is contained in a Management Information Base (MIB)module. Many such MIB modules are defined. For each managed object type it describes, a MIB （73） defines not only the semantics and syntax of that managed object type, but also the method of identifying an individual instance so that multiple （） of the same managed object type can be distinguished. Typically, there are many instances of each managed object （75） within a management domainA.packets
B.searches
C.states
D.instances答案：D解析： -
第21题：
It may be （）（补充）by individual cards issued to each member of the crew.
- A、supply
- B、supplemented
- C、supplied
- D、supplies
正确答案:B -
第22题：
单选题According to Maslow, what are “arranged in a hierarchy”?APhysiological drives.
BAn individual’s motives.
CAn individual’s needs.
DAbstract desires.
正确答案： B解析：
本题线索在第二段第二句“but also that they are arranged in a hierarchy whereby the lower order needs must ... play.”，句中“whereby”一词的意思是“凭借该等级”，故“按等级排列的”不应是需要，而应是动机。 -
第23题：
单选题It is really a modern firm. Its turnout is so large that it can notably influence the market.Avaguely
Bconspicuously
Cobscurely
Dfamously
正确答案： A解析： 句意：这是一个现代化的公司，它的产量之大足以明显地影响市场。notably明确地，显著地。conspicuously明显地，令人注目地。vaguely含糊地，不明确地。obscurely模糊地。famously著名地。