Nowadays a private business usually obtains its working capital through a commercial bank.A.RightB.WrongC.Doesn't say

题目

Nowadays a private business usually obtains its working capital through a commercial bank.

A.Right

B.Wrong

C.Doesn't say


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更多“Nowadays a private business usually obtains its working capital through a commercial bank.A.RightB.WrongC.Doesn't say”相关问题
  • 第1题:

    The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过,a parallel with与…相同。

  • 第2题:

    Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息,而不是“半强有效市场能够提供关于商业银行信用价值的信息”。

  • 第3题:

    CDs may be exchanged for money before its maturity date either in money markets or at commercial banks.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文章第二段开头提到The holder of a CD…will ask a money market participant (often a commercial bank) to arrange a sale through a specialized dealer。并没有提及在哪里交易。a specialized dealer专业交易者。

  • 第4题:

    Supervisors usually pay more attention to the individual bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文章第二句话And while supervision naturally focuses on the individual bank…可以看出。

  • 第5题:

    A commercial bank shall establish and improve its system of internal control according to law.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:整个第一段和第二段第一句A commercial bank shah...its systems of examining and checking deposits, loans settlements and bad and doubtful accounts.这些都是内部控制的具体内容。

  • 第6题:

    An industrial corporate can meet its financial needs by seeking funds from the capital market.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:结合第一、二句可知资本市场为工商企业、政府、地方政府提供中长期融资,进一步推导得出工商业企业的融资需求可以通过资本市场满足。

  • 第7题:

    The remitting bank in the procedure of a collection may not be the collecting bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话The collecting bank is any bank, other than the remitting bank…可以倒推出。

  • 第8题:

    Usually, a loan to government is safer than a loan to a private-sector borrower.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话In any case, a loan to the foreign nation's government or its agencies is generally safer than a loan to a private-sector borrower.可以看出。

  • 第9题:

    A public company that fails to obey the new law could be forced to( )

    [A] pay a heavy fine

    [B] close down its business

    [C] change to a private business

    [D] sign a document promising to act


    正确答案:B

  • 第10题:

    单选题
    Haburi’s business model __________.
    A

    is famous for its own Internet webpage

    B

    could reach $10 billion in sales annually

    C

    wants to borrow the concept of out-of-town shopping malls

    D

    tends to make money by selling cheaper commercial goods.


    正确答案: C
    解析:
    细节题。从题干中提到的Haburi定位到文章第三段,该段第一句指出Haburi的独特商业模式就是工厂直购售物中心的网上翻版,与此同时提到“brand manufacturers sell directly to consumers at lower prices from huge out-of-town shopping malls.”(品牌制造商将产品从巨大的城外购物中心直接以较低的价格卖给消费者),对应选项C。

  • 第11题:

    单选题
    Haburi’s business model.
    A

    is famous for its own Internet webpage

    B

    could reach $10 billion in sales annually

    C

    wants to borrow the concept of out-of-town shopping malls

    D

    tends to make money by selling cheaper commercial goods.


    正确答案: B
    解析:
    细节题。从题干中提到的Haburi定位到文章第三段,该段第一句指出Haburi的独特商业模式就是工厂直购售物中心的网上翻版,与此同时提到“brand manufacturers sell directly to consumers at lower prices from huge out-of-town shopping malls.”(品牌制造商将产品从巨大的城外购物中心直接以较低的价格卖给消费者),对应选项C。

  • 第12题:

    问答题
    Passage 14Questions 8—12  ● Read the article below about GE.  ● Choose the best sentence from the opposite page to fill each of the gaps.  ● For each gap (8—12), mark one letter (A—G) on your Answer Sheet.  ● Do not use any letter more than once.  ● There is an example at the beginning, (0).A slipping crown  For decades America’s General Electric (GE) has worn its AAA credit rating as a badge of pride. The company has also used it to mint money in its financial-services business, GE Capital. No longer (0)______. That added insult to the injury that GE has already suffered.  Last year the outfit generated a profit of $8.6 billion or almost 48% of GE’s total earnings. By exploiting its AAA rating, GE Capital was able to raise capital cheaply and then deploy it to fund everything from commercial-property and home loans to credit-card lending and insurance. (8)______. Announcing its decision to downgrade the business, S&P predicted rising credit losses in coming months in several areas of GE Capital’s portfolio.  Although GE’s demotion from AAA was bad news, it triggered a rise in the firm’s shares, which had recently been trading at about the same price as one of the light bulbs that the company makes. (9)______. They may also have taken comfort from the agency’s conclusion that GE’s industrial businesses should continue to pump oodles of cash, in spite of the global downturn.  Yet some financial analysts are still fretting that GE Capital’s portfolio may contain more nasty surprises. (10)______. They also wonder out loud whether Moody’s, another rating agency, will take a more pessimistic view of GE’s prospects when it finishes a review of the AAA rating that it still assigns to the firm.  Next week GE plans to hold an in-depth briefing on the state of the assets in GE Capital’s portfolio, which will help to dispel the cloud still hanging over the business. It has also been telling anyone who will listen that it doesn’t expect this week’s downgrade to have a significant impact on its business, though it does plan to keep shrinking GE Capital’s activities so that the unit represents no more than 30% of total profit. (11)______. GE is sitting on $48 billion of cash and has already raised over 90% of its long-term debt needs for this year—no mean feat in a dire credit market.  The company also plans to slash its dividend from the second half of 2009, which it reckons to conserve an additional $9 billion a year on an ongoing basis. (12)______.. In his annual letter to shareholders published recently, Mr. Immelt admitted that GE’S reputation had been “tarnished”.  A. This has made some of the company’s small investors apoplectic; they have grown used to juicy dividend payments.  B. Jeff Immelt, GE’s CEO, has said that the overall company will continue to manage itself like a AAA-rated firm, notably by keeping plenty of liquidity to hand.  C. Resolving lingering doubts over GE Capital quickly will be essential if one of America’s most iconic companies is to regain its shine.  D. They point out that the business does not mark many of its assets to their market price—a practice that has blown huge holes in the finances of many big banks.  E. No doubt investors were relieved that S&P didn’t make an even deeper cut in the company’s rating.  F. But the chaos triggered by the credit crunch has taken the shine off GE’s cash machine, which has seen some of its property and other loans turn sour.  G. S&P stripped the company and its financial arm of their top-notch ratings, downgrading them to AA-plus.

    正确答案: 8.F  该空前一句指出GE Capital 因其信用评级能够低廉地筹集资金,后一句则表明S&P预测了GE Capital投资组合各个领域的亏损,因此空缺处的句子应该起到转折的作用,故选项F符合题意。
    9.E  该空前一句提到一度十分低迷的GE股价上涨,接着应该指明原因,且该空后一句“also”一词暗示空缺句也应为上涨的原因,故选E。
    10.D  空缺处的前句与后句都指出了金融分析家的观点,并且该空的后一句出现“also”一词,由此可推断空缺句与前句的关系应该为可为解释或者并列,故选D。
    11.B  该断的主要内容为阐述降级后GE的一系列做法。空缺处下一句出现的“$48 billion of cash”与B句中GE总裁声明讲保留充盈的流动构成解释关系,故选B。
    12.A  空缺句前一句指明GE计划从2009下半年度起削减股东红利,A中的this指代前句出现的“to slash its dividend”与前句构成因果关系,故选A。
    解析: 暂无解析

  • 第13题:

    A commercial bank should try its best to increase the profits of its creditor and ownership sources.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。

  • 第14题:

    听力原文:Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.

    (2)

    A.Commercial banks mainly provide short-term loans for the capital market.

    B.The capital market mainly depends on the acquired deposits and the funds from other channels.

    C.Short-term loans are mainly from the acquired deposits and the funds from other channels.

    D.Commercial banks mainly depend on the capital market for deposits and the funds.


    正确答案:A
    解析:单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。”

  • 第15题:

    Supervisors have the obligation to save a failing bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文章开头提到银行监管的责任limit the risk of loss…confidence in banks.,并没有提及save a failing bank。

  • 第16题:

    The PBC can exercise examination of a commercial bank at any time.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。

  • 第17题:

    Term borrowings are used to finance the borrowers to purchase buildings and equipment needed, working capital and existing obligations.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:结合整个文章第一段可以知道定期贷款(term borrowings)可以用来为购买所需要的设备、房产以及营运资金进行融资(finance),但是第一段最后一句指出Term borrowing is also used to refinance existing obligations. refinance再融资,与融资含义不同。

  • 第18题:

    In the UK commercial banks often raise funds by issuing bonds and stocks.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文中最后一句仅说The main market place for lending and borrowing medium and long-term capital in the UK is the Stock Exchange in London.,并没有提及英国商业银行常常通过发行股票和债券进行融资(raise funds)。

  • 第19题:

    The collecting bank only acts upon the instructions given in the collection order of the presenting bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:从文中最后一句话Banks are only permitted to act upon instructions given in such an order…再结合前一句话中的a collection order with the documents concerned,因此并非只执行"the collection order of the presenting bank"。

  • 第20题:

    A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。

  • 第21题:

    单选题
    She enjoys working at Carter’s Bank.
    A

    Right

    B

    Wrong

    C

    Doesn’t say


    正确答案: B
    解析:
    本题的意思是:她喜欢在Carter’s Bank工作。文中倒数第二段主要讲她在Carter’s Bank的工作经验,但是没有提及本题的内容,所以选C。

  • 第22题:

    单选题
    Its business culture,()has brought the world “shareholder value” and “IPOs”,()commercial thinking in recent years and will continue to do so.
    A

    which; has leaded

    B

    which; has been leading

    C

    that; has leaded

    D

    that; has been leading


    正确答案: C
    解析: 暂无解析

  • 第23题:

    单选题
    Running your own business usually()working long hours.
    A

    includes

    B

    involves

    C

    contains

    D

    comprises


    正确答案: D
    解析: 暂无解析