参考答案和解析
正确答案:D
解析:违约风险是指借款人无法偿还本金和利息,并最终导致破产的可能性。default risk违约风险。bankrupt破产。
更多“Default risk refers to the possibility that a borrower may ______.A.be unable to repay the principal on his loanB.be unable to make the interest payments on his loanC.go bankruptD.all of the above”相关问题
  • 第1题:

    28. "He told his wife about it. "Here“i t”refers to

    _________ .

    A. the policeman caught a thief

    B. he found money in his garden

    C. the coins of a shop

    D. the hole in his trousers


    正确答案:B
    28.B【解析】他把发现金币这事告诉了妻子。故B项正确。

  • 第2题:

    听力原文: Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

    24. Which of the following loans is not repaid by installments?

    25.Which of the following loans would attract a lower rate of interest?

    26.How does a borrower "top up" his loan?

    27.What is the objective of introduction of the budget account?

    (24)

    A.Business development loans.

    B.House improvement loans.

    C.Farm development loans.

    D.Overdrafts.


    正确答案:D
    解析:录音原文一开始提到Some banks offer...and farm development loans. 一些银行推出其他种类按月分期还款的贷款,例如商业发展贷款、住房改善贷款和农业发展贷款。

  • 第3题:

    Up until that time, his interest had focused almost _____ on fully mastering the skills and techniques of his craft.

    [A] restrictively

    [B] radically

    [C] inclusively

    [D] exclusively


    正确答案:D

  • 第4题:

    Even if the Shipowner is liable for the loss of or damage to the goods whilst in his custody, his ________ may have been limited by a clause in the contract or by statute, so that the owner of the cargo will be unable to recover the full amount of his loss.

    A.liberty

    B.liability

    C.possibility

    D.reasonability


    正确答案:B

  • 第5题:

    He was unable to give a credible explanation for his behavior.

    A:workable
    B:convincing
    C:practical
    D:reliable

    答案:D
    解析:
    本句意思:他不能为自己的行为给出一个可信的解释。workable的意思为“可行的,行得 通的”;convincing的意思为“有说服力的,有力的”;practical的意思为“实际的,可行的”;reliable 的意思为“可靠的,可信赖的”。credible的意思为“可信的,可靠的”,和reliable的意思接近。

  • 第6题:

    His role,therefore,is completely different.He is there to make sure that the viewer does not miss some point of interest,to help him insist on particular things,and to( )the images on the television screen.

    A.exhibit
    B.demonstrate
    C.expose
    D.interpret

    答案:D
    解析:
    interpret“解释”。这句话是指电视评论员需要结合屏幕上的画面进行讲解。B.demonstrate“演示”;C.expose“使暴露”。

  • 第7题:

    The error ’invalid boot disk’ means:()

    • A、the BIOS settings are incorrect.
    • B、there is no floppy disk in the drive.
    • C、the computer was unable to make temporary space for the boot process.
    • D、the computer was unable to find the information needed to start the boot process.

    正确答案:D

  • 第8题:

    单选题
    If the Vendor is unable to make delivery,or to make delivery in good time,owing to force majeure then the Vendor’s obligation to deliver shall().
    A

    cease

    B

    stop

    C

    suspend

    D

    delete


    正确答案: A
    解析: 暂无解析

  • 第9题:

    单选题
    The Master may have his/her license suspended or revoked for().
    A

    carrying stowaways

    B

    sailing shorthanded

    C

    being negligent

    D

    All of the above


    正确答案: B
    解析: 暂无解析

  • 第10题:

    单选题
    The word “them” in the phrase “the complexity and effect of his use of them” in Paragraph 4 refers to.
    A

    the range of feelings he explores in his music

    B

    the complexity and effect of his compositions

    C

    the materials upon which he composed his music

    D

    the instruments of the orchestra that perform Mozart


    正确答案: A
    解析:
    指代题。题干中引用部分出现在倒数第二段第二句,该句指出“nothing to equal the contrast between the simplicity of the materials and the complexity and effect of his use of them.”,该处讲the simplicity of the materials与the complexity and effect of his use of them进行对比,可知them指代的就是前面的the materials。因此选C。

  • 第11题:

    单选题
    The lecturer wandered from his text to _____ on a point that had obviously caught his audience's interest.
    A

    elaborate

    B

    interrupt

    C

    explain

    D

    stress


    正确答案: A
    解析:
    句意:演讲者脱离了正文,详细说明明显引起听众兴趣的一个要点。elaborate on详细说明。interrupt打断。explain解释,说明,为及物动词。stress强调。

  • 第12题:

    单选题
    In order to maintain his business during a bad time, a manufacturer may_____.
    A

    have his goods produced at low cost

    B

    sell his goods at a very low price

    C

    have his employees sell his goods

    D

    try to produce high quality goods


    正确答案: D
    解析:
    第二段说厂家在淡季为了让工人有活干而生产一批低成本产品。

  • 第13题:

    Usually the borrowing firm of term loans promises to repay ______.

    A.the principal and interest until the end of the loan period

    B.the principal and interest at the end of the loan period

    C.the loan in a series of installments

    D.at any time when cash is more abundant ______.


    正确答案:C
    解析:第一段第二句后半句...and then pledges to meet the scheduled repayment in a series of installments(often payments are made every quarter or even monthly),意指借款企业向银行保证分期还款,通常是按月或者按季度分期还款。Installment分期还款。

  • 第14题:

    单句理解

    听力原文:Interest rate risk refers to the exposure of a bank's financial condition to adverse movements in interest rates.

    (1)

    A.Bank's financial condition is the cause of interest rate risk.

    B.Bank's financial condition has impact on interest rate risk.

    C.Interest rate risk occurs when interest rate moves against the bank's financial condition.

    D.Interest rate risk occurs when interest rate favours the bank's financial condition.


    正确答案:C
    解析:单句意思为“利率风险是指银行在不利的利率变动中暴露出的财务风险”。A项因果关 系颠倒,B项没有提及,D项“favour”一词与原句“adverse”相矛盾。

  • 第15题:

    The Coxswain made his approach from windward and one of his crew threw a line to the boat but the survivors were unable to help themselves .

    A.did not help each other to catch the line

    B.did not like to help each other to catch the line

    C.could not do anything to catch the line

    D.had no interests to catch the line


    正确答案:C

  • 第16题:

    A seaman may not make an allotment to his ______.

    A.minor children

    B.grandparents

    C.brother

    D.mother-in-law


    正确答案:D

  • 第17题:

    Up until that time,his interest had focused almost( )on fully mastering the skills and techniques of his craft.

    A.restrictively
    B.radically
    C.inclusively
    D.exclusively

    答案:D
    解析:
    句意:直到那时,他的兴趣几乎都只集中在完全掌握他这一行的技艺、技巧上了。exclusively指“单独,唯一地,只,专门地”,符合题意。A.restrictively意为“限定地”,B.radically指“根本地,彻底地”,C.inclusively指“包含在内地,包含一切地”。

  • 第18题:

    His principal reason for making the journey was to visit his family.

    A:principle
    B:possible
    C:main
    D:initial

    答案:C
    解析:
    他这次旅行的主要目的就是看望家人。main“主要的”,例如:the main thing to remember要记住的主要东西。principle“原则”,是名词,例如:He is a man of principle.他是个有原则的人。possible“可能的”,例如:It is possible to rain tomorrow.明天可能会下雨。 initial“最初的”,例如:What's your initial response to the news?你听到这个消息最初的反应是什么? 只有main意思上和principal最接近。

  • 第19题:

    单选题
    In his study on the failures of the American educational system, Professor Harris states that over two million high school seniors in this country are functionally illiterate, and at least as much as four million others cannot read at an eighth-grade level.
    A

    at least as much as four million others cannot

    B

    at least as many as four million and more cannot

    C

    more than four million of other students are unable to

    D

    there was at least four million other students unable to

    E

    more than four million others cannot


    正确答案: E
    解析:
    A中much的使用错误;B中“many”和“at least as many as…and more”重复;C项不符合习惯表达;D项中was与主语单复数不一致,故本题选项E项。

  • 第20题:

    单选题
    If a diesel engine starts firing, but is unable to come up normal speed, either without load or even under a small load, the cause may be ()
    A

    insufficient fuel supply

    B

    faulty governor

    C

    high exhaust back pressure

    D

    all of the above may cause this problem


    正确答案: B
    解析: 暂无解析

  • 第21题:

    单选题
    A seaman may not make an allotment to his().
    A

    minor children

    B

    grandparents

    C

    brother

    D

    mother-in-law


    正确答案: D
    解析: 暂无解析

  • 第22题:

    单选题
    He was unable to endure the _____ of the enemy and surrendered. He betrayed his comrades.
    A

    torture

    B

    sufferings

    C

    agony

    D

    persecution


    正确答案: C
    解析:
    torture拷问,折磨。sufferings受难。agony极大的痛苦。persecution迫害。

  • 第23题:

    单选题
    The part of the sentence: his ability to provide competent daytime services “was compromised” may mean.
    A

    his being unable to provide competent daytime services

    B

    his ability to provide competent daytime services was discredited

    C

    his qualification as a doctor was suspected

    D

    his NHS practice is no more than a cheat to the patients


    正确答案: C
    解析:
    本题是词义题。第十段最后一句提到:人们还被告知他能否胜任白天职务也受到损害(怀疑),也即是人们怀疑他白天工作的能力(It is also said that his ability to provide competent daytime services “was compromised”)。答案为选项B。