听力原文：M: Can you give an example of types of risks Banks face?W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.Q: What are they talking about?(13)A．A contractual arrangem
题目
听力原文：M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.
Q: What are they talking about?
(13)
A．A contractual arrangement.
B．A counterpart.
C．Many types of risks.
D．Credit risk.
相似考题
更多“听力原文：M: Can you give an example of types of risks Banks face?W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.Q: What are they talking about?(13)A．A contractual arrangem”相关问题
-
第1题：
It can be inferred from the last paragraph that
[A] financial risks tend to outweigh political risks.
[B] the middle class may face greater political challenges.
[C] financial problems may bring about political problems.
[D] financial responsibility is an indicator of political status.
正确答案：C
-
第2题：
听力原文：M: What will happen if a draft is not presented for payment when due?
W: If this is the case, all the signatories on the bill will be discharged except the acceptor.
Q: What are the two people mainly talking about?
(18)
A．How to present the bill for payment.
B．The presentation of bills for payment.
C．The solution to the injured drawer.
D．The payment of the cheque.
正确答案：B
解析：对话谈论的是汇票到期未付款的问题，女士的回答是，除了汇票承兑人，其他所有背书人都没有责任。因此他们在讨论汇票的偿还问题。 -
第3题：
听力原文：What is it called if a letter of credit is issued for guarantee of performance rather than payment?
(3)
A．Back-to-back credit.
B．Reciprocal credit.
C．Documentary credit.
D．Stand-by credit.
正确答案：D
解析：单句问的是“为了确保履行协议而非真正付款的信用证称为什么信用证?”，答案应为stand-by credit，即备用信用证。back-to-back credit背对背信用证。reciprocal credit互惠信用证。documentary credit跟单信用证。 -
第4题：
听力原文：M: What about the interest rate?
W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.
Q: What are they talking about?
(14)
A．The interest rate of savings account.
B．The discounting rate for drafts.
C．The rediscounting rate.
D．The interest rate for loans.
正确答案：B
解析：根据女士的回答，贴现率是根据单据的款项、贴现的时间和数额及出票人和收票人的信誉来定的，由此可知他们谈论的是汇票的贴现率。 -
第5题：
听力原文：M: Some credit cards are called gold cards because they offer higher credit limits and lower interest rates.
W: But the card holders should pay a significant annual fee, perhaps as high as ￡ 50.
Q: What is the disadvantage for gold cards holders?
(16)
A．High credit limits
B．High annual fee.
C．Low interest rates.
D．Monthly statements.
正确答案：B
解析：男士提到金卡的优点后，女士接着指出其缺点，即pay a significant annual fee，perhaps as high as ￡50，也就是年费高，B项正确。 -
第6题：
Banks in international lending face the risks common to all banks: liquidity risk, interest rate risk, credit (asset) risk, and contingent liabilities risk.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章通篇提及银行面临的三类风险，并加以举例，并没有提及Banks in international lending。 -
第7题：
听力原文：M: Do you provide investment service?
W: Yes. We are a commercial bank. We help customers with the purchase and sales of securities.
Q: What does the man want to do?
(13)
A．He will provide investment service.
B．He will help the customers.
C．He will join the commercial bank.
D．He will purchase or sell securities.
正确答案：D
解析：当男士问对方是否提供投资服务时，女士回答道："We help customers with the purchase and sales of securities．"可知D项正确。 -
第8题：
听力原文：M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A．All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B．British banks started to issue credit cards.
C．Customers of British banks may cash their cheques in European countries.
D．Commercial banks in the United States began to issue cheque card.
正确答案：A
解析：根据女士回答：支票卡最先在1965年由英国银行发行，从1969年开始，英国各大商业银行协定发行标准化的支票卡。 -
第9题：
听力原文：M: Can you tell me something about a balance sheet?
W: Yes. It is divided into three sections: assets, liabilities, and owner's equity and it is used to summarize a company's financial position on a given date.
Q: Which of the following is not a section of a balance sheet?
(15)
A．Profit and Joss
B．Owner's equity.
C．Liabilities
D．Assets.
正确答案：A
解析：根据女士回答资产负债表分为三部分，即"assets", "liabilities" 和"owner's equity"，A项未提及。 -
第10题：
You have been badly injured in a car accident．It is necessary to give you a blood transfusion because you lost a great deal of blood in the accident．However,special care must be taken in selecting new blood for you．If the blood is too different from your own,the transfusion could kill you.
There are four basic types of blood;A,B,AB and O．A simple test can indicate a person's blood type．Everybody is born with one of these four types of blood．Blood type,like hair color and height,is inherited from parents.
Because of substances contained in each type,the four groups must be trans fused carefully．Basically,A and B cannot be mixed．A and B cannot receive AB,but AB may receive A or B．O can give to any other group,hence it is often called the universal donor．For the opposite reason,AB sometimes called the universal recipient．However,because so many reactions can occur in transfusions,patients usually receive only salt or plasma until their blood can be matched as exactly as possible in the blood bank of a hospital．In this way,it is possible to avoid any bad reactions to the transfusion.
There is a relationship between your blood type and your nationality．Among Europeans and people of European ancestry,about 42 percent have type A while 45 percent have type O．The rarest is type AB．Other races have different percentages．For example,some American Indian groups have nearly 100 percent type O.
The word“hence”in line 10 means__.A.always
B.often
C.therefore
D.seldom答案：C解析：通过上下文可知，hence这里就是“因此”的意思。 -
第11题：
资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
Three of the processes that go on inside your body that have a major impact on your rate of aging are called “glycation”, “inflammation” and “oxidation”.
When we talk about aging, we’re not just talking about wrinkles on your skin or how thick your hair is, we’re also talking about factors that you can’t see, such as how well your organs function, and whether your joints are degrading.
According to the passage, aging is about all the following except--.A.the degrading joints
B.the thinning of your hair
C.the good condition of your organs
D.the wrinkles around your eyes答案：C解析：【关键词】aging; except
【主题句】第3自然段When we talk about aging, we’re not just talking about wrinkles on your skin or how thick your hair is, we’re also talking about factors that you can’t see, such as how well your organs function, and whether your joints are degrading. 当我们谈论衰老的时候，我们不仅仅是在谈论你皮肤上的皱纹或者你的头发有多厚，我们还在谈论你看不见的因素，比如你的器官功能如何，以及你的关节是否有退化。
【解析】本题的问题是“根据本文，衰老是关于以下所有内容的，除了哪一项？”。选项A意为“退化的关节”；选项B意为“你的头发薄度”；选项C意为“你的器官状况良好”；选项D意为“你眼睛周围的皱纹”。根据主题句可知，A、B、D选项均与衰老有关，故选C。 -
第12题：
多选题You want to make use of the object features available in the database for the form module you are developing. Which three statements about object types are true? （）AAn object type is a user-defined composite data type.
BThe attributes of an object type can be those of other object types.
CA PL/SQL table of records is an example of a nested object type.
DAn object type must be declared as a type before the actual object itself can be declared.
正确答案： B,D解析： 暂无解析 -
第13题：
It can be inferred from the last paragraph that
A．financial risks tend to outweigh political risks.
B．the middle class may face greater political challenges.
C．financial problems may bring about political problems.
D．financial responsibility is an indicator of political status.
正确答案：C
-
第14题：
听力原文：M: Oh, my God! Jessica. It's five p. m. now. Tomorrow is Saturday. The credit will expire on Sunday. Weekend is non-business day. We cannot make it today. What shall we do?
W: Don't worry. Banks will accept presentation on the following business day.
Q: When will the bank deal with the credit if the expiry date of a credit fails on a non-business day?
(19)
A．On every business day.
B．On Tuesday.
C．On Wednesday.
D．On the following business day.
正确答案：D
解析：根据女士的回答，贷款在假期期间到期时，银行将在下一个工作日办理。 -
第15题：
对话理解
听力原文：M: Can I open a foreign currency account and convert my money into a currency which offers the highest interest?
W: Yes, we can arrange that for you, but foreign currency exchange rates are subject to fluctuation and sometimes you will suffer losses.
Q: What does the woman mean?
(11)
A．Interest rate of a foreign currency is much higher.
B．There are risks of losing money sometimes to open a foreign currency account.
C．Foreign currencies exchange rates are relatively stable.
D．It is advisable to open a foreign currency account.
正确答案：B
解析：男士是想开一个外汇账户，但女士提醒男士说外汇汇率会有波动，所以有时会 "suffer losses"。 -
第16题：
对话理解
听力原文：M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.
W: This nature of money is called portability and it provides convenience in settling transactions.
Q: What does the word portability mean?
(11)
A．It means being convenient to be carried.
B．It means being readily to be divided.
C．It means being easily identified.
D．It means being carried in a big basket.
正确答案：A
解析：portability意为“可携带，轻便”。纸币易于携带，但如果要携带大量的钱的话，最好是用信用卡。 -
第17题：
短文理解
听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.
Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.
21. The credit card receipts will serve as accurate record for all but which of the following choices?
22.Which of the following is not true about the use of credit card?
23.Concerning the advantages of credit cards, which of the following is true?
24.According to the passage, which card has set up machines in major airports?
(21)
A．hotel expenses
B．stock exchange
C．plane expenses
D．restaurant expenses
正确答案：B
解析：录音原文提到The credit card receipts will…and restaurant expenses．信用卡收据准确地记录了花费在宾馆、飞机、火车、餐馆方面的支出，没有提及股票交易支出。 -
第18题：
听力原文：W: What is the rate of exchange?
M: Sorry, I'm not sure. You will have to ask at the exchange desk. He can give you the exchange rate.
Q: Where can he find the exchange rate?
(12)
A．At the exchange desk.
B．On the board.
C．On the desk.
D．On the notebook.
正确答案：A
解析：当女士问到汇率是多少时，男士的回答是"You will have to ask at the exchange desk"，由此可知选项A正确。 -
第19题：
听力原文：M: I want to apply for a credit card. What are the common credit cards?
W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.
Q: Which type of credit card is not mentioned in the conversation?
(19)
A．Smart Card.
B．Master Card.
C．Visa Card.
D．American Express.
正确答案：A
解析：男士问的是普通信用卡有哪些，女士的回答是“Master Card”，“Visa”，“Discover”，and “American Express”．只有A不属于这一类。 -
第20题：
听力原文：W: What is a smart card?
M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.
Q: What arc they talking about?
(20)
A．Cheque cards.
B．Credit cards.
C．Debit cards.
D．Smart cards.
正确答案：D
解析：女士问智能卡是什么，男士回答智能卡的特点和功能。可知他们谈论的是智能卡。 -
第21题：
听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?
W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.
Q: What are they talking about???
(18)
A．Presentation of bill of exchange for payment.
B．Documents required for a collection operation.
C．Application for a letter of credit.
D．What are contained in a collection order.
正确答案：B
解析：男士问对方，除了递交提单外还得递交哪些单据。女士的回答是"a sight draft", "an insurance policy", and "a collection order", 即即期汇票、保险单及托收委托书，由此可推知答案为B。 -
第22题：
You have been badly injured in a car accident．It is necessary to give you a blood transfusion because you lost a great deal of blood in the accident．However,special care must be taken in selecting new blood for you．If the blood is too different from your own,the transfusion could kill you.
There are four basic types of blood;A,B,AB and O．A simple test can indicate a person's blood type．Everybody is born with one of these four types of blood．Blood type,like hair color and height,is inherited from parents.
Because of substances contained in each type,the four groups must be trans fused carefully．Basically,A and B cannot be mixed．A and B cannot receive AB,but AB may receive A or B．O can give to any other group,hence it is often called the universal donor．For the opposite reason,AB sometimes called the universal recipient．However,because so many reactions can occur in transfusions,patients usually receive only salt or plasma until their blood can be matched as exactly as possible in the blood bank of a hospital．In this way,it is possible to avoid any bad reactions to the transfusion.
There is a relationship between your blood type and your nationality．Among Europeans and people of European ancestry,about 42 percent have type A while 45 percent have type O．The rarest is type AB．Other races have different percentages．For example,some American Indian groups have nearly 100 percent type O.
People with type A blood can receive__.A.AB
B.B
C.O
D.None of the above答案：C解析：根据句子“Basically,A and B cannot be mixed．A and B cannot receive AB”可以推论出，A型可以接受A型和0型的血。 -
第23题：
You want to make use of the object features available in the database for the form module you are developing. Which three statements about object types are true? （）
- A、An object type is a user-defined composite data type.
- B、The attributes of an object type can be those of other object types.
- C、A PL/SQL table of records is an example of a nested object type.
- D、An object type must be declared as a type before the actual object itself can be declared.
正确答案:A,B,D