The central idea of this passage is ______.A．electronic transfer of fundsB．bank's payment mechanismC．clearing of checksD．computer and payment

The terms of payment are important for both the seller and the buyer. For the seller, the best terms would be full payment ________. We’re flexible, adaptable and innovative. Everything we do is about your bu cash at the time of sale. But the buyer would prefer to have the goods before making payment. Importers and exporters are separated from each other by ________. We’re flexible, adaptable and innovative. Everything we do is about your bu?of miles. This adds to the difficulties of ________. We’re flexible, adaptable and innovative. Everything we do is about your bu an agreement of payment. However, exporters and importers usually meet each other half-way and agree to payment by a Letter of Credit. A letter of credit (L/C) is a banker’s guarantee that payment will be made, if all the required shipping documents are presented. * In this way, exporters receive a guarantee not only from importers, but also from a bank. * On ________. We’re flexible, adaptable and innovative. Everything we do is about your buhand, importers are given the guarantee that the bank will not make payment unless all the shipping documents are presented. Nevertheless, the exporter can further require an ________letter of credit. That means the guarantee of payment cannot be cancelled either by the opening bank or the importer.

What will the correspondent bank do in the settlement according to this passage?

A．It will make payment in dollars against the banker's draft.

B．It will send the draft to the bank in Britain.

C．It will issue a documentary credit.

D．It will have an agreement with the bank mentioned.

Method of payment shall be () the Irrevocable L/C payable()sight ()U.S. Currency.

A、with, at, by

B、by, on, with

C、on, by, with

D、by, at, in

In international trade, a banker’s letter of credit is not used for the payment of purchase price.()

现有员工工资表(PAYMENT)，其字段包含如下：员工号(EmployeeID)C(10)，基本工资(BaseFee)N (8．2)，津贴(SubsidyFee)N(8．2)，奖金(AwardFee)N(8．2)，保险扣除(’InsuranceFee)N(8．2)。现要求为“工资”表增加一个“实发工资”字段(RealFee)，类型为数值型，正确SQL命令是（ ）。

A. ALTER TABLE PAYMENT ADD COLUMN RealFee N(8，2)

B. ALTER TABLE PAYMENT ADD FIELD RealFee N(8，2)

C. MODIFY TABLE PAYMENT ADD COLUMN Re,Fee N(S，2)

D. MODIFY TABLE PAYMENT ADD FIELD RealFee N(8，2)

Charter-party usually contains a clause which states that payment must be made in cash without discount every 30 days in advance， and that in default of payment the shipowners have the right to ________ the vessel from the Charterer's service．

A.send

B.withdraw

C.let go

D.take off

In the foreign exchange market, which is made up of banks' traders and brokers, prices (61) every minute (62) to supply and demand. For safety's sake, a branch will get a rate from their traders for a big transaction. Therefore the traders give their branches lists of exchange rates (63) they may buy and sell notes and payments in the main currencies.

Whenever a bank in Britain makes a payment in foreign currency, or makes a payment in sterling to a non-resident, the payment has first to (64) under British exchange control regulations. The bank itself can usually authorize the payment after seeing a document such as an invoice to show that the payment is due; but cases (65) borrowing and lending have to be referred to the Bank of England.

(46)

A．alter

B．vary

C．turn

D．convert

What is the safer and more normal method for the importer's bank to effect the settlement?

A．To issue a banker's draft.

B．To arrange for payment by mail transfer.

C．To make the payment to its correspondent bank.

D．To ask the importer to pay the money on his dollar account.

Upon payment of the agreed sum, all of Buyer’s rights and obligations shall ().

A、animanate

B、illuminate

C、eliminate

D、terminate

Under D/P, all the documents, and usually title to the goods, are released to the buyer upon ______.

A．his acceptance of the draft for payment at a specified later date

B．his payment of the amount specified under reserve

C．his partial payment of the bill amount

D．his payment of the amount specified

【T1】

A.FORM.

B.ACCOUNT

C.ISSUED A.USUALLY MADE IN THE【T1】______OF A CHECK

B.A TERMINATION NOTICE SHOULD BE【T2】______BY THE PERSONNEL DEPARTMENT

C.PAYROLL CHECKS MAY BE DEPOSITED DIRECTLY IN THE EMPLOYEE"S CHECKING【T3】_______ THE PAYROLL REGISTER CONSTITUTES THE TREASURER DEPARTMENT"S AUTHORITY TO PAY THE EMPLOYEES.PAYMENT IS【T4】______DRAWN ON THE COMPANY"S REGULAR BANK ACCOUNT.PRE-NUMBERED PAYROLL CHECKS SHOULD BE USED, AND THERE SHOULD BE INDEPENDENT VERIFICATION OF THE AGREEMENT OF THE CHECKS WITH THE PAYROLL REGISTER IN DETAIL AND IN TOTAL. PAYROLL CHECKS SHOULD BE DISTRIBUTED DIRECTLY TO EMPLOYEES, ON PROPER IDENTIFICATION, BY TREASURER"S DEPARTMENT PERSONNEL.THE CHECKS SHOULD NOT BE RETURNED TO PAYROLL FOR DISTRIBUTION SINCE THE PAYROLL DEPARTMENT WOULD THEN HAVE CONTROL OVER BOTH PREPARING AND PAYING THE PAYROLL.ALTERNATIVELY,【T5】______. PAYMENT OF EMPLOYEES IN CASH IS THE EXCEPTION RATHER THAN THE RUL

E.THIS FORM. OF PAYMENT IS MORE EASILY INFLUENCED BY ERRORS, IRREGULARITIES, AND ROBBERY THAN PAYMENT BY CHEC

K.FOLLOWING PAYMENT, CHECK NUMBERS ARE ENTERED ON THE REGISTER, THE PREPARATION AND PAYMENT OF THE PAYROLL ARE PROGRAMMED ON A COMPUTER. 【T6】______ON THE COMPLETION OF AN INDIVIDUAL"S EMPLOYMENT WITH THE COMPANY.COPIES OF THE TERMINATION AUTHORIZATION SHOULD BE SENT TO THE EMPLOYEE"S SUPERVISOR AND TO PAYROLL, AND A COPY SHOULD BE FILED IN THE EMPLOYEE"S PERSONNEL RECOR

D.THE PROPER EXECUTION OF THIS FUNCTION IS VITAL IN PREVENTING TERMINATED EMPLOYEES FROM CONTINUING ON THE PAYROLL.THE SUBSEQUENT DIVERSION OF SUCH PAYROLL CHECKS TO AN UNAUTHORIZED INDIVIDUAL HAS BEEN RESPONSIBLE FOR MANY PAYROLL CHEAT THROUGH THE YEARS.

Advance freight must ______ to the Shipowner even if the goods are lost (by excepted perils) before payment，where they are lost after the due date of payment； nor is it recoverable if the goods are so lost after payment．

A.pay

B.be paying

C.have paid

D.be paid