What is the reserve requirement?
A.The requirement of a bank to deposit a percentage of money
B.The requirement for deposits in cash
C.The percentage of a bank's deposits in the form. of cash reserves
D.The requirement for cash reserves
第1题:
听力原文:M: The depositors can earn interest on demand deposits, is that right?
W: Yes, but the rate of interest on demand deposits is generally well below the bank's base rate.
Q: What does the woman imply?
(15)
A.The bank's base rate is fixed.
B.The rate on demand deposits is low.
C.The rate on demand deposits is high.
D.The bank's base rate is floating.
第2题:
Why do the depository institutions have the fractional reserve banking?
A.Because they can keep a large amount of deposits from their depositors in the form. of reserves.
B.Because most of their depositors would withdraw their deposits.
C.Because only a small fraction of their depositors would deposit money during a day or week.
D.Because they can meet the need of withdrawing of their depositors and make investments in other financial assets.
第3题:
What is the reserve requirement?
A.The requirement for cash reserves.
B.The requirement for deposits in cash.
C.The percentage of a bank's deposits in the form. of cash reserves.
D.The requirement of a bank to deposit a percentage of money.
第4题:
听力原文:W: I wish to cash this cheque from U. S. A. , but the man in the next window told me to bring it here.
M: Oh, yes. This is a personal cheque. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: What does the man mean?
(16)
A.The woman can't get cash before the proceeds are collected.
B.There is something wrong with the proceeds.
C.The woman will be paid directly by the paying bank.
D.The personal cheque can't be encashed over the counter.
第5题:
听力原文:M: I want to cash this check for my mother, but the teller told me to bring it here.
W: Yes, Sir. That's an out-of-town personal check. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: How will the bank deal with the man's check?
(18)
A.The bank will cash the check immediately.
B.The bank will issue a new bank account and deposit the money for him.
C.The bank will cash it for him until the proceeds are collected from the paying bank.
D.The bank will endorse the check before payment.
第6题:
What is NOT a problem when carrying coal ________.
A.The requirement for through-ventilation
B.The corrosion some types of coal will cause to the ship
C.Spontaneous heating
D.Generation of methane gas
第7题:
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第10题:
A customer has a requirement for a storage solution that meets the following criteria: (1)Heterogeneous hosts attached (2)Support for block I/O (3)High Speed (4)Scalable Which solution would satisfy the customer’s requirement?()
第11题:
第12题:
The account must be either a checking or savings account
The institution must be insured by the FSLIC or FDIC
The account must be opened by the seaman and maintained in the seaman's name
All of the above are requirements
第13题:
听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.
(4)
A.The bank makes profits only from its own money.
B.The bank makes profits from not only the deposits but also its own money.
C.The bank has special obligation to make profits.
D.The bank makes profits by having special obligations to depositors.
第14题:
In what form. are the reserves required to he held?
A.In the form. of currency and coin on the premises.
B.In the form. of vault cash.
C.In a deposit at a regional Federal Reserve Bank.
D.All of the above.
第15题:
What will happen if there is one commercial bank and no thrifts in a small town?
A.The residents will deposit their money with the bank.
B.The local bank will provide business loans to the commercial bank.
C.Some large banks will transport money by check to the bank.
D.People in the area will not deposit money with the bank.
第16题:
听力原文: When a savings account is opened in a bank, the depositor must sign a deposit agreement. By signing agreement, the depositor agrees to abide by the rules and regulations of the bank. At this time, a passbook may be given to the depositor. This is a small book in which the bank teller enters the date and amount of each deposit or withdrawal and initials the entry. The passbook is to be presented at the bank or mailed to the bank along with a deposit or withdrawal slip each time money is deposited or withdrawn from the account. An alternative practice for depositing or withdrawing money from a savings account is to give the depositor a small register for recording deposits and withdrawals and a pad of deposit withdrawal rotors. This procedure eliminates the use of the passbook.
24. What is the purpose of signing a deposit agreement?
25.What does a depositor do with a passbook?
26.What is the aim of a small register and a pad of deposit withdrawal forms?
(24)
A.To follow the bank's rules and regulations.
B.To have the right to make full use of the bank's facilities.
C.To open an account in the bank.
D.To protect the depositor's interest.
第17题:
A seaman may have all or part of his wages deposited by allotment to a bank or savings institution. Which of the following is NOT a requirement for this type of allotment?
A.The account must be either a checking or savings account
B.The institution must be insured by the FSLIC or FDIC
C.The account must be opened by the seaman and maintained in the seaman's name
D.All of the above are requirements
第18题:
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第21题:
What 2 methods are available for overcoming the BGP full mesh requirement?
第22题:
To withdraw his deposit.
To cash a check.
To rob the bank.
To get his prize.
第23题:
The requirement was imposed more for social than for aesthetic reasons.
The requirement was a relatively unimportant aspect of the African American tradition.
The requirement was the chief reason for Hughes’s success as a writer.
The requirement was appropriated for some forms of expression but not for others.