Which of the following statements is true?A．Loans for buying houses are always secured in order to reduce the risk of nonpayment.B．Companies are more likely to borrow on all unsecured basis than individuals.C．The largest loans advanced by banks are always

题目

Which of the following statements is true?

A．Loans for buying houses are always secured in order to reduce the risk of nonpayment.

B．Companies are more likely to borrow on all unsecured basis than individuals.

C．The largest loans advanced by banks are always secured loans.

D．Borrowers are more willing to repay the money if the loans are made on an unsecured basis.

相似考题

1.By using Project Risk Management techniques, project managers can develop strategies that do all but which of the following:A Significantly reduce project risksB eliminate project risksC provide a rational basis for better decision makingD identify risks, their impact(s), and any appropriate responsesE None of the above.

2.11 Which of the following statements are correct?1 A company might make a rights issue if it wished to raise more equity capital.2 A rights issue might increase the share premium account whereas a bonus issue is likely to reduce it.3 A bonus issue will reduce the gearing (leverage) ratio of a company.4 A rights issue will always increase the number of shareholders in a company whereas a bonus issue will not.A 1 and 2B 1 and 3C 2 and 3D 2 and 4

3.Banks will usually grant unsecured loans to ______.A．individuals with steady job held for yearsB．individuals with a good credit recordC．large commercial companies with a strong financial conditionD．all of the above

4.Which of the following is true according to the passage?A. There are about 2,500 stars in the sky.B. Humans want to do nothing to reduce light pollution.C. Sea turtles always get lost and die from tiredness.D. Something has been done to reduce light pollution.

更多“Which of the following statements is true?A．Loans for buying houses are always secured in order to reduce the risk of nonpayment.B．Companies are more likely to borrow on all unsecured basis than individuals.C．The largest loans advanced by banks are always”相关问题

  • 第1题：

    Which of the following statements is NOT true? ()

    A、 Connotative meaning refers to associations suggested by the conceptual meaning.

    B、 Stylistic meaning accounts for the formality of the word concerned.

    C、 Affective meaning is universal to all men alike.

    D、 Denotative meaning can always be found in the dictionary.


    参考答案：C

  • 第2题：

    Which of the following statements about an LCD screen is not true?()

    A. An LCD screen consumes more power than a CRT screen.

    B. An LCD screen display may present high-quality images but only to viewers sitting directly in fron of the screen.

    C. Currently, all laptops use LCD screens.

    D. An LCD screen is considerably more expensive than a CRT screen.


    参考答案：A

  • 第3题：

    Which two of the following statements are true about HSRP load sharing?() (Choose two)

    A. It is achieved by using more than one HSRP group.

    B. It is done in regards to either round robin or weight basis.

    C. It is used to offload the active router in a certain HSRP group.

    D. Single group HSRP is used to achieve more efficient link utilization.

    E. The return traffic is influenced by HSRP load sharing configuration.


    参考答案：A, C

  • 第4题：

    Which of the following is NOT what Hegel believed?

    A. The content and form of the work of art cannot be separated from each other.
    B. The content of the work of art is always the true object of aesthetic interest.
    C. The content presented without any individuality is not the content of the work of art.
    D. The content understood by means of a process of discursive thought is no more than a husk.

    答案：B
    解析：
    本项可以根据第二段中的内容得到答案，第二句话开始人们试图对艺术品找到一个实在东西表达其含义，但是失败了。所以B项的内容是错误的。

  • 第5题：


    Which of the following is INCORRECT according to the author？( )

    A.Images do not always matter in public arguments more than we admit
    B.Videos on political issues are the most popular among all
    C.Videos carrying messages with a great emotional wallop can attract attention
    D.Activists must use street language to appeal to the audience

    答案：A
    解析：

  • 第6题：

    Which of the following statements about an LCD screen is not true?（）

    • A、An LCD screen consumes more power than a CRT screen.
    • B、An LCD screen display may present high-quality images but only to viewers sitting directly in fron of the screen.
    • C、Currently, all laptops use LCD screens.
    • D、An LCD screen is considerably more expensive than a CRT screen.

    正确答案:A

  • 第7题：

    Which of the following are policies applied to discount promotions？（）

    • A、If multiple discounts could apply to a given product/item， the promotion with the highest priority will be chosen.
    • B、If multiple discounts could apply to a given product/item， the promotion with the largest amount off will be chosen.
    • C、If more than one order level discount could apply to an order， the discount with the highest priority will bechosen.
    • D、If more than one order level discount could apply to an order， the discount with the largest amount off will be chosen.
    • E、If discounted shipping and another type of order level discount could apply to the same order， both are applied.

    正确答案:A,C

  • 第8题：

    多选题
    Which of the following statements is true about the 80/20 rule （Select all that apply）？（）
    A

    20 percent of the traffic on a network segment should be local.

    B

    no more than 20 percent of the network traffic should be able to move across a backbone.

    C

    no more than 80 percent of the network traffic should be able to move across a backbone.

    D

    80 percent of the traffic on a network segment should be local.


    正确答案： B,D
    解析： 暂无解析

  • 第9题：

    多选题
    Which two statements are true regarding route preference?（）
    A

    Lower preference values are more preferred than higher preference values.

    B

    You can modify the default preference values for any of the routing information sources.

    C

    By default, a static route is more preferred than a RIP route.

    D

    A static route is always preferred over a direct route.


    正确答案： C,B
    解析： 暂无解析

  • 第10题：

    单选题
    Which of the following statements describes the relationship between flash point and ignition temperature?（）
    A

    Both are higher than normal burning temperatures

    B

    The flash point is always higher

    C

    The ignition temperature is always higher

    D

    They are not necessarily related


    正确答案： A
    解析： 暂无解析

  • 第11题：

    单选题
    Which of the following statements about the real poet is NOT true?
    A

    He is no more a master of words than an ordinary person.

    B

    He can convey his ideas in words which sing like music.

    C

    He can move men to tears.

    D

    His style is always charming.


    正确答案： A
    解析：
    细节题。最后一段第三句提到“Above all, the real poet is a master of words”，首先，真正的诗人是语言大师。A项与之不符。因此A项为正确答案。

  • 第12题：

    单选题
    The mechanical efficiency of an engine （） because losses occur in the form of friction.
    A

    is always less than 100%

    B

    is always more than 100%

    C

    is always equal to 90%

    D

    is always less than 90%


    正确答案： A
    解析： 暂无解析

  • 第13题：

    听力原文： Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

    24. Which of the following loans is not repaid by installments?

    25.Which of the following loans would attract a lower rate of interest?

    26.How does a borrower "top up" his loan?

    27.What is the objective of introduction of the budget account?

    (24)

    A．Business development loans.

    B．House improvement loans.

    C．Farm development loans.

    D．Overdrafts.


    正确答案：D
    解析：录音原文一开始提到Some banks offer...and farm development loans. 一些银行推出其他种类按月分期还款的贷款，例如商业发展贷款、住房改善贷款和农业发展贷款。

  • 第14题：

    According to the article, which of the following statements is not true?

    A．Tightly sealed house may be harmful in another aspect.

    B．The house is unsealed to prevent the air from leaking.

    C．The air always leaks from cracks.

    D．New house is worse than old one in the aspect of indoor pollution.


    正确答案：C
    只有C选项过于绝对，其他都可以从文中推出。

  • 第15题：

    Which two statements are true about MLP interleaving? ()

    A. It fragments and encapsulates all packets in a fragmentation header.

    B. Packets smaller than the fragmentation size are interleaved between the fragments of the larger packets.

    C. Packets larger than the fragmentation size are always fragmented, and cannot be interleaved, even if the traffic is voice traffic.

    D. It fragments and encapsulates packets that are longer than a configured size, but does not encapsulate smaller packets inside a fragmentation header.


    参考答案：B, D

  • 第16题：

    There's been a steady drumbeat of warmings about a surge in risky corporate borrowing-but not much clarity serious the threat is. At issue is the more than S1 million market in leveraged loans. That's Wall Street jargon for loans to business with less than rook-solid finances, Federal Reserve and European Central Hank officials have drawn to the rise in corporate debt and the deterioration or lending standards. The loans are often bundled into securities ollateralized loan obligations (CLOs).
    Most of the watchdogs are carceful to say a repeat of the 2007-2008 crisis is unlikely because most of the debt banks. But that creates another problem Regulators focused on banks are largely in the dark when it comes to where the risks he and how they might ripple through the financial system when the economy turns down. A big over-indebted businesses could face severe stress and, in some cases, insolvency, threatening jobs and deepen downturn.
    The mechanics of the leveraged loan market will be familiar to students of the housing crisis.
    With interesting investors are willing to take greater risks to get higher yields. That makes lots of money available for lending. we makes it easier for less creditworthy companies to borrow .Rather than keep the risky loans on their books, lender them to asset managers that package them into securities -C1Ds-that are sold to investors such as insurers and hedge funds.
    Yields on the riskicst portions of CLOs can approach 9% a year. And the growth of leveraged lending has been post crisis bank regulations that helped the rise or shadow lenders financial companics that aren't regulated like market for levcraged loans has more than doubled since 2012.
    The risk taking could get worse: With demand by borrowers for levcraged loans declining this year, those still financing have been able to extract looser learns.
    About 85% of leveraged loans are held by nonbanks, according to Wells Fargo rescarch.
    But banks may play a larger robe than may assumc, according to Gaurav V asisht, drector for financial regulation at the Volcker Alliance, a good-governance group, Banks are involved in all stages of the process. They underwrite loans, sell them to the CLOs, invest in those securities, and then hedge those risks in the market.“One common narrative is that banks don't have much risk or aren't exposed 1o it. Vasisht said at the hearing, "Banks are exposed to it."
    Just beeause banks are safer doesn't necessarily mean the financial system is, says Karen Petron, managing partner at Federal Financial Analytics, a regulatory- analysis firm. Debt investors might not be as resilient in a crisis, and their problems could create shock waves. "Banking regulators are being a htte myopic when they 're looking only at the banking system for systemic risk," she says.- Sally Bakewell and Thomas Beardsworth.
    According to the article, which of the following statements is true?( d )

    A. The mechanics of leveraged loans are different from that of housing crisis.
    B. regulators admit that the financial crisis in 2008 might repeat.
    C. shadow lenders will be regulated.
    D. banks are not immune from the risks of corporate debt.

    答案：D
    解析：
    文章第三段提到它与住房贷款危机极为相似，第二段开头指出多数监管机构表示，由于大多数债务银行的存在，不太可能重演2007-2008年的危机，第四段最后部分指出该法规帮助那些影子贷方自2012年以来增长了一倍以上，因此排除ABC。文章倒数第二段中提到，有说法认为银行并未存在风险，但其实不然，所以答案选D，银行也并不能免疫。

  • 第17题：

    Which of the following statements is true about the 80/20 rule （Select all that apply）？（）

    • A、20 percent of the traffic on a network segment should be local.
    • B、no more than 20 percent of the network traffic should be able to move across a backbone.
    • C、no more than 80 percent of the network traffic should be able to move across a backbone.
    • D、80 percent of the traffic on a network segment should be local.

    正确答案:B,D

  • 第18题：

    Which two statements are true regarding route preference?（）

    • A、Lower preference values are more preferred than higher preference values.
    • B、You can modify the default preference values for any of the routing information sources.
    • C、By default, a static route is more preferred than a RIP route.
    • D、A static route is always preferred over a direct route.

    正确答案:A,C

  • 第19题：

    单选题
    Which of the following statements is true concerning centrifugal pumps?（）
    A

    They are particularly suited for pumping high viscosity fluids

    B

    They are started with the discharge valve opened

    C

    The flow of liquid is developed by imparting energy due to the rotation of an impeller

    D

    They are always mounted in a horizontal position


    正确答案： A
    解析： 暂无解析

  • 第20题：

    多选题
    If p and q are primes greater than 2, which of the following statements must be true? (Indicate all such statements.)
    A

    p + q is even

    B

    pq is odd

    C

    p2-q2 is even


    正确答案： A,B
    解析：
    由于所有大于2的质数都是奇数，因此p和q均是奇数，两奇数相加为偶数，所以A项正确；两奇数的乘积还是奇数，所以B项正确；两奇数的平方还各自是奇数，而两奇数的平方之差是偶数，因此C项也正确；所以选择A、B、C三项。

  • 第21题：

    单选题
    Which of the following statements is true concerning an oil cooler?（）
    A

    The oil temperature is less than the cooling water temperature

    B

    The oil pressure is less than the cooling water pressure

    C

    The oil pressure is greater than the cooling water pressure

    D

    The oil flow control valve is always installed in the oil input line


    正确答案： C
    解析： 暂无解析

  • 第22题：

    多选题
    Which of the following are policies applied to discount promotions？（）
    A

    If multiple discounts could apply to a given product/item， the promotion with the highest priority will be chosen.

    B

    If multiple discounts could apply to a given product/item， the promotion with the largest amount off will be chosen.

    C

    If more than one order level discount could apply to an order， the discount with the highest priority will bechosen.

    D

    If more than one order level discount could apply to an order， the discount with the largest amount off will be chosen.

    E

    If discounted shipping and another type of order level discount could apply to the same order， both are applied.


    正确答案： C,B
    解析： 暂无解析

  • 第23题：

    单选题
    Which of the following statements is true to women athletes?
    A

    They are more likely to get hurt than males in football.

    B

    They suffer 240% more concussions than male players in basketball.

    C

    They run 40% higher risks than males in sports.

    D

    They are more competitive than males in sports played by both sexes.


    正确答案： D
    解析：
    录音中指出某些体育运动中，女运动员比男运动员更容易受伤。其中提到根据美国Journal of Athletic Training的一项研究，在高中篮球队“female concussions were nearly 240% higher”，表明女篮球运动员脑震荡的几率比男篮球运动员高出240%。因此选项B正确。
    【录音原文】
    These days, female sports are more competitive than they have ever been. And with higher stakes have come more hazardous consequences. Boys who play football are still more likely to suffer concussions than any athletes, but in some sports played by both sexes, girls actually run a higher risk of getting hurt. According to a new study in the Journal of Athletic Training, U.S. female high school soccer athletes suffered almost 40% more concussions than males did. In high school basketball, female concussions were nearly 240% higher. Female college athletes who play soccer, basketball, softball and hockey also bear higher concussion risks than their male counterparts.

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