Under a standby letter of credit, ______.
A.evidences of the underlying transaction should be filed first
B.the applicant may be exempted from any liabilities
C.the issuing bank has to pay the beneficiary
D.the issuing bank should pay when the applicant fails to fulfill his obligations
第1题:
Under the documentary credit, which of the following is false?
A.The buyer's bank will issue a documentary credit.
B.The seller has his bank's undertaking to pay.
C.If the seller presents the correct documents, he will be paid.
D.A bank acts as an intermediary between the buyer and seller and is willing to provide trade.
第2题:
听力原文:If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.
(8)
A.The customer should first notify the drawee bank of the loss of his draft.
B.The customer should first notify the drawer bank of the loss of his draft.
C.The customer should first notify the remitting bank of the loss of his draft.
D.The customer should first notify the collecting bank of the loss of his draft.
第3题:
If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:
Paying bills
Many landlords prefer to collect rent directly from a bank account.
You may be able to obtain cheaper services if you pay bills directly from a bank account,e. g. telephone, gas/water/electricity.
If you are given a chequebook, you can also write cheques as a safe way of paying for things.
Cash
You can easily obtain money from cash machines,or pay directly from your account using a debit card(借记卡).
Saving money
It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.
Employment
If you work in the UK,some employers require you to have a bank account so that you can get your pay.
Advantages of UK Current Account
Paying bills: 1) to pay rent directly from ①
2) to obtain ② services
3) to pay for things with cheques safely
Cash:1)to obtain money from ③ easily
21 to pay directly from your account
Saving money:cheaper to use a ④ account
Employment:to get your ⑤ through a bank account
第4题:
听力原文:The advising bank will send the bill of lading and the L/C back to the issuing bank to get reimbursed.
(2)
A.The issuing bank will send the bill of lading and the L/C to the advising bank.
B.The issuing bank will notify the advising bank of the bill of lading and the L/C
C.The advising bank will reimburse the bill of lading and the L/C
D.The issuing bank will reimburse the bill of lading and the L/C
第5题:
A bank check is a written order directing a bank to pay money.()
第6题:
Before a bank issues a bond for the exporter, the issuer and the applicant should have some kind of agreement in ______ form.
A.verbal
B.written.
C.bond
D.L/C
第7题:
A mobile offshore drilling unit under tow is approaching a fog bank. When should fog signals be started?
A.When the towing vessel enters the fog
B.When the drilling rig enters the fog
C.When the towing vessel can no longer be seen from the rig
D.Immediately
第8题:
根据下列汇票记载,可判定记载为()的汇票为无效汇票。
第9题:
() is the party which applies to the bank for the opening of a letter of credit.
第10题:
Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as ().
第11题:
The issusing bank
The advising bank
The confirming bank
The negotiating bank
第12题:
the two sides cooperated before
the Irish should pay for the transportation fee in terms of the new price
they use the best chemicals to improve the quality
they have enough storage that can supply at any time
第13题:
What is called correspondent banking?
A.The bank which provides additional banking services.
B.The provision of banking services to other banks.
C.The particular ancillary services provided to foreign countries.
D.The bank issuing credit cards.
第14题:
对话理解
听力原文:W: When I want to borrow money from a hank, what should I do?
M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.
Q: Which is not mentioned when creating a contract with the bank?
(11)
A.Stipulating the rate of interest.
B.Stipulating the repayment date.
C.Stipulating the amount and timing of any periodic cash interest payments.
D.Stipulating the financial sponsor.
第15题:
A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.
A.inform. the issuing bank of the credit which it advises without delay
B.endorse the amount negotiated on the reverse of the credit which it advises
C.add his confirmation to the credit which it advises
D.take reasonable care to check the apparent authenticity of the credit which it advises
第16题:
Name a major advantage of a revolving L/C as compared with multiple L/Cs. ______.
A.It saves bank charges
B.It involves less charges
C.The applicants for the credit wouldn't pay any commission
D.The terms of the credit can be amended if necessary
第17题:
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A.receives
B.gets
C.charges
D.pays
第18题:
A bank reconciliation should be prepared periodically because ( )
A. the depositor's records and the bank's records are in agreement
B. the bank has not recorded all of its transactions
C. any differences between the depositor's records and the bank's records should be determined, and any errors made by either party should be
第19题:
第20题:
A bank opens an L/C at the request of the importer. It is a (an)().
第21题:
() has the first responsibility to make payment for the seller with the L/C payment.
第22题:
A reimbursing bank has received a valid claim under its reimbursement undertaking and is instructed by the issuing bank not to honour the claim. In accordance with the URR725, the reimbursing bank should: ()
第23题:
A bank in the seller′s country
A bank in the buyer′s country
An exporter
An applicant