Under a standby letter of credit, ______.A．evidences of the underlying transaction should be filed firstB．the applicant may be exempted from any liabilitiesC．the issuing bank has to pay the beneficiaryD．the issuing bank should pay when the applicant fails
题目
Under a standby letter of credit, ______.
A．evidences of the underlying transaction should be filed first
B．the applicant may be exempted from any liabilities
C．the issuing bank has to pay the beneficiary
D．the issuing bank should pay when the applicant fails to fulfill his obligations
相似考题
更多“Under a standby letter of credit, ______.A．evidences of the underlying transaction should be filed firstB．the applicant may be exempted from any liabilitiesC．the issuing bank has to pay the beneficiaryD．the issuing bank should pay when the applicant fails”相关问题
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第1题：
Under the documentary credit, which of the following is false?
A．The buyer's bank will issue a documentary credit.
B．The seller has his bank's undertaking to pay.
C．If the seller presents the correct documents, he will be paid.
D．A bank acts as an intermediary between the buyer and seller and is willing to provide trade.
正确答案：B
解析：跟单信用证结算方式下，买方银行会以另一国的卖方为受益人开立信用证，承诺如果卖方能提供合格的单据就会得到该银行(非卖方银行保证)的付款，银行充当信用中介，并可以为买卖双方提供贸易服务。所以，B选项不正确。 -
第2题：
听力原文：If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.
(8)
A．The customer should first notify the drawee bank of the loss of his draft.
B．The customer should first notify the drawer bank of the loss of his draft.
C．The customer should first notify the remitting bank of the loss of his draft.
D．The customer should first notify the collecting bank of the loss of his draft.
正确答案：B
解析：单句意思为“当客户丢失了银行开给他的汇票，则应立即通知付款行。” -
第3题：
If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:
Paying bills
Many landlords prefer to collect rent directly from a bank account.
You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.
If you are given a chequebook, you can also write cheques as a safe way of paying for things.
Cash
You can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).
Saving money
It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.
Employment
If you work in the UK，some employers require you to have a bank account so that you can get your pay.
Advantages of UK Current Account
Paying bills： 1) to pay rent directly from ①
2) to obtain ② services
3) to pay for things with cheques safely
Cash：1)to obtain money from ③ easily
21 to pay directly from your account
Saving money：cheaper to use a ④ account
Employment：to get your ⑤ through a bank account
答案：①bank account②cheaper③cash machines④UK⑤pay
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第4题：
听力原文：The advising bank will send the bill of lading and the L/C back to the issuing bank to get reimbursed.
(2)
A．The issuing bank will send the bill of lading and the L/C to the advising bank.
B．The issuing bank will notify the advising bank of the bill of lading and the L/C
C．The advising bank will reimburse the bill of lading and the L/C
D．The issuing bank will reimburse the bill of lading and the L/C
正确答案：D
解析：单句意思为“通知行将会把提单和信用证回寄到开证行以获得偿付款。” -
第5题：
A bank check is a written order directing a bank to pay money.()
正确答案:对
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第6题：
Before a bank issues a bond for the exporter, the issuer and the applicant should have some kind of agreement in ______ form.
A．verbal
B．written.
C．bond
D．L/C
正确答案：B
解析：银行在为出口商发行保函以前，发行者需要和申请者签订一份书面协议。B选项符合题意。 -
第7题：
A mobile offshore drilling unit under tow is approaching a fog bank. When should fog signals be started?
A.When the towing vessel enters the fog
B.When the drilling rig enters the fog
C.When the towing vessel can no longer be seen from the rig
D.Immediately
正确答案：D
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第8题：
根据下列汇票记载，可判定记载为（）的汇票为无效汇票。
- A、Pay to Jackson Co. or order the sum of six thousand US dollars. Drawn under L/C No.83419 issued by Westminster Bank Limited, London dated on 8th May 2004.
- B、Pay to Jackson Co. or order the sum of six thousand US dollars and charge/debit same to applicant’s account with you.
- C、Pay to Jackson Co. or order the sum of six thousand Hongkong dollars plus interest.
- D、Pay to Jackson Co. or order the sum of six thousand Hongkong dollars plus interest calculated at the rate of 8% p.a.
正确答案:C -
第9题：
（） is the party which applies to the bank for the opening of a letter of credit.
- A、A bank in the seller′s country
- B、A bank in the buyer′s country
- C、An exporter
- D、An applicant
正确答案:D -
第10题：
Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as （）.
- A、The issusing bank
- B、The advising bank
- C、The confirming bank
- D、The negotiating bank
正确答案:B -
第11题：
单选题Bank of China informs the beneficiary, a Chinese import and export company that a foreign bank has opened a letter of credit in his favor. The bank does not add its engagement by informing the beneficiary. The Bank of China ia acting as （）.AThe issusing bank
BThe advising bank
CThe confirming bank
DThe negotiating bank
正确答案： C解析： 暂无解析 -
第12题：
单选题From the letter, we can know ______.Athe two sides cooperated before
Bthe Irish should pay for the transportation fee in terms of the new price
Cthey use the best chemicals to improve the quality
Dthey have enough storage that can supply at any time
正确答案： D解析：
判断推理题。由文章最后一段“We appreciate your past dealing and cooperation (合作) with us. ”可知，在此之前他们之间有过贸易往来。故A项正确。B项错误，原文提到C.I F是由卖方日本供货商负责运费。C项错误，原文第二段倒数第三句提到他们使用的化学材料是最合适的，而不是the best。D项由关键词that can supply at any time定位第二段倒数第一句可知，他们是及时生产的，没有库存。 -
第13题：
What is called correspondent banking?
A．The bank which provides additional banking services.
B．The provision of banking services to other banks.
C．The particular ancillary services provided to foreign countries.
D．The bank issuing credit cards.
正确答案：B
解析：文章第一段最后提到Large banks often provide...to other banks is called correspondent banking. 大银行向存款者提供辅助服务，并将这些辅助服务卖给其他银行，在这些服务条款中将其他银行称之为代理银行。 -
第14题：
对话理解
听力原文：W: When I want to borrow money from a hank, what should I do?
M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.
Q: Which is not mentioned when creating a contract with the bank?
(11)
A．Stipulating the rate of interest.
B．Stipulating the repayment date.
C．Stipulating the amount and timing of any periodic cash interest payments.
D．Stipulating the financial sponsor.
正确答案：D
解析：当向银行借款签订合同时，应该规定利率、还款日期、定期付款的数额及利息等等，对话中没有提及D项“规定经济担保人”。 -
第15题：
A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.
A．inform. the issuing bank of the credit which it advises without delay
B．endorse the amount negotiated on the reverse of the credit which it advises
C．add his confirmation to the credit which it advises
D．take reasonable care to check the apparent authenticity of the credit which it advises
正确答案：D
解析：通知行(advising bank)有对其通知的信用证辨别真实性的责任。beneficiary受益人，endorse在(票据)背面签名。on the reverse of the credit信用证背面。authenticity真实性。 -
第16题：
Name a major advantage of a revolving L/C as compared with multiple L/Cs. ______.
A．It saves bank charges
B．It involves less charges
C．The applicants for the credit wouldn't pay any commission
D．The terms of the credit can be amended if necessary
正确答案：A
解析：循环信用证(revolving L/C)可避免银行多次重复开信用证，因而节约费用。applicant for the credit开证申请人。 -
第17题：
The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.
(41)
A．receives
B．gets
C．charges
D．pays
正确答案：C
解析：句意：银行向贷款人索取足够的利息以支付银行日常开销，并保证部分盈余。这里表示索取费用的词是charge。receive收到。pay支付，交纳。 -
第18题：
A bank reconciliation should be prepared periodically because ( )
A. the depositor's records and the bank's records are in agreement
B. the bank has not recorded all of its transactions
C. any differences between the depositor's records and the bank's records should be determined, and any errors made by either party should be
正确答案：C
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第19题：
If American people borrow money from the bank for 25 years，this means that the person who borrows__________．A.has twenty-five years to pay back the money
B.has more than twenty-five years to pay back the money
C.has less twenty-five years to pay back the money
D.has about twenty-five years to pay back the money答案：A解析：从文章第一段“The bank usually lends money or gives a mortgage for twenty—five years”得出银行的借期是25年，是一个准确的数字，而不是多于、少于或大约25年。故选A项。 -
第20题：
A bank opens an L/C at the request of the importer. It is a (an)（）.
- A、issuing bank.
- B、applicant
- C、seller
- D、informing bank
正确答案:A -
第21题：
（） has the first responsibility to make payment for the seller with the L/C payment.
- A、Advising bank
- B、Accepting bank
- C、Negotiating bank
- D、Issuing bank
正确答案:D -
第22题：
A reimbursing bank has received a valid claim under its reimbursement undertaking and is instructed by the issuing bank not to honour the claim. In accordance with the URR725, the reimbursing bank should: （）
- A、Reques tthe claiming bank to cancel the claim
- B、Instruct the claiming bank to contac tthe beneficiary
- C、Honour the claim and debit the issuing bank’s account
- D、Dishonour the claim as per the issuing bank’s instruction
正确答案:C -
第23题：
单选题（） is the party which applies to the bank for the opening of a letter of credit.AA bank in the seller′s country
BA bank in the buyer′s country
CAn exporter
DAn applicant
正确答案： A解析： 暂无解析