A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.A．RightB．WrongC．Doesn't say

题目

A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.

A．Right

B．Wrong

C．Doesn't say

相似考题

1.SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th

2.( ) your credit card into the ATM, input the right code and then you can get the money.A.putB.takeC.raiseD.insert

3.阅读短文，判断句子正误，正确的写T，错误的写F。Save Money by Understanding Why You Spend ItTo save money, you simply need to spend less than you earn. It is easy to say, but why is it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time.Easy access to creditFor most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form. in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you arent physically handing someone money or a check for a purchase, you will feel you are spending free money or you arent spending money at all. Try using cash to get your spending under control.Misusing credit cardsA credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you cant afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money.Giving in to temptationWe all need to enjoy life, but dont waste your financial future for a few guilty pleasures today if they arent in your budget. When you know that you cant afford an activity, dont give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.( ) 26. For most people, easy access to credit is the biggest reason for overspending.( ) 27. Using credit card is an effective way to get your spending under control.( ) 28. You have to pay for the credit card loans by the end of each month.( ) 29. Using a credit card to pay is spending free money.( ) 30. Always pay attention to your budget while spending.

4.听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.(9)A．The credit card can be used at any shop without paying cash.B．The credit card can he used at any appointed shop together with cash.C．The credit card can be used at any appointed shop without paying cash.D．The credit card can be used to withdraw any amount of cash.

更多“A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.A．RightB．WrongC．Doesn't say”相关问题

  • 第1题：

    听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.

    (3)

    A．We are the credit card holders.

    B．We are the bank who can encash the card.

    C．We are the credit card company.

    D．We stopped your card losing.


    正确答案：C
    解析：单句的意思为“如果您丢失了这张卡，您得尽快通知我们，我们将让别人无法使用您的卡。”可见说话者应为信用卡公司。

  • 第2题：

    If the balance of the credit card is not fully settled, the cardholder will have to pay a compound interest on the outstanding amount.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：从第三段第二句When the full balance is not settled each month, the cardholder is charged a compound interest" (say 0.05%) on the outstanding balance…可知。

  • 第3题：

    听力原文：W: How do you pay for your purchases with a credit card?

    M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

    Q: Where should the man sign when he pays for his goods with a credit card?

    (20)

    A．On his card.

    B．On the goods.

    C．On a sales slip.

    D．On the invoice.


    正确答案：C
    解析：对话中男士说道“usually I sign a sales slip”，即他通常在购物单上签字。

  • 第4题：

    听力原文：Credit card customers are given a credit limit on the credit card account.

    (8)

    A．Credit card customers are given a right to buy goods and services.

    B．The cardholder can buy goods and services within the credit limit.

    C．Normally, banks will set different credit lines to different groups of cardholders.

    D．Each month the cardholder receives a statement from the bank.


    正确答案：B
    解析：单句意思为“信用卡用户在信用卡账户上有特定的信贷限额”。A项缺少前提，C、D项表述正确，但与录音句子内容无关。

  • 第5题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What is the problem with the model card?
    A:It is too large.
    B:It is too thick.
    C:It can't be used in online transactions.
    D:It doesn't have a loudspeaker.

    答案：B
    解析：

  • 第6题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    Which of the following statements about the earlier card is true?
    A:Its owner can change the ID code freely.
    B:lts user does not need to key in the ID number.
    C:It can record its user's spoken password.
    D:It still can be used by someone else after being stolen.

    答案：D
    解析：

  • 第7题：

    As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．
    Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．
    Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．

    What advantage can credit card holders have?

    A.They can choose not to pay for their purchases．
    B.They can easily borrow money at a lower interest．
    C.They can own something before they actually pay for it．
    D.They can pay only a small amount of what they owe．

    答案：C
    解析：
    【考情点拨】事实细节题。
    【应试指导】由文章第三段第三句“they permit people to borrow…for it at the time”可知，即使目前不能支付得起，人们仍然可以提前拥有某样东西，故选C。

  • 第8题：

    As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．
    Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．
    Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．

    What is the best title for the passage?

    A.Credit—a Way of Life in America
    B.Credit Services in America
    C.Convenience of Living in America
    D.History of Credit Cards in America

    答案：A
    解析：
    【考情点拨】主旨大意题。
    【应试指导】整篇文章讲的是美国人对使用信用卡的态度和信用卡的使用对美国人生活的影响，所以“信用消费——美国的一种生活方式”最能概括全文，故选A。

  • 第9题：

    英译中：How would you like to pay, by credit card or in cash?


    正确答案:请问您要怎么付款，刷卡还是付现金？

  • 第10题：

    You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（）  

    • A、 Hash cluster
    • B、 Index cluster
    • C、 Sorted hash cluster
    • D、 Real Application cluster

    正确答案:C

  • 第11题：

    单选题
    You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（）
    A

     Hash cluster

    B

     Index cluster

    C

     Sorted hash cluster

    D

     Real Application cluster


    正确答案： A
    解析： 暂无解析

  • 第12题：

    单选题
    When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）
    A

    A batch for each supported credit card type

    B

    A batch for each currency and credit card type

    C

    A batch for each cassette and currency

    D

    A brand for each supported credit card type

    E

    A brand for each currency and credit card type


    正确答案： D
    解析： 暂无解析

  • 第13题：

    Normally, banks will set different credit limits on different customers' credit card ac counts.

    A．Right

    B．Wrong

    C．Doesn't say


    正确答案：A
    解析：从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders．可推出。

  • 第14题：

    单句理解

    听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

    (1)

    A．Credit card holders will state if they don't buy anything.

    B．Credit card holders will receive their statements from the bank every month.

    C．Credit card holders can charge purchases to their bank accounts.

    D．Credit card holders have to make purchases every month.


    正确答案：B
    解析：单句意思为“信用卡持有者可以把消费额累加到信用卡账户上，银行每月会提供财务报告”。

  • 第15题：

    If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:

    Paying bills

    Many landlords prefer to collect rent directly from a bank account.

    You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.

    If you are given a chequebook, you can also write cheques as a safe way of paying for things.

    Cash

    You can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).

    Saving money

    It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.

    Employment

    If you work in the UK，some employers require you to have a bank account so that you can get your pay.

    Advantages of UK Current Account

    Paying bills： 1) to pay rent directly from ①

    2) to obtain ② services

    3) to pay for things with cheques safely

    Cash：1)to obtain money from ③ easily

    21 to pay directly from your account

    Saving money：cheaper to use a ④ account

    Employment：to get your ⑤ through a bank account


    答案：①bank account②cheaper③cash machines④UK⑤pay

  • 第16题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What can we learn from the last paragraph about the voice card?
    A:Only female voice passwords could be recognized.
    B:Further improvement should be made to extend battery life.
    C:There is no!imit to its application.
    D:Female customers like to use it.

    答案：B
    解析：

  • 第17题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    What is the advantage of the new voice card?
    A:It recognizes only its owner's spoken password.
    B:It doesn't need to work with an on!mne server.
    C:It requires less ID information.
    D:It has a playback function.

    答案：A
    解析：

  • 第18题：

    共用题干
    第二篇

    Credit Card Only Works When Spoken To

    A credit card that will not work unless it hears its owner's voice could become an
    important weapon in the fight against fraud（欺骗）.
    The card requires users to give a spoken password that it recognizes using a built-in
    voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using
    someone else's credit card details to buy goods online.
    A model built by engineers at Beepcard in Santa Monica,California,represents the
    first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip
    into a standard-sized credit card.
    They are not quite there yet:the card is the length and width of an ordinary credit card,
    but it is still about three times as thick.The company now plans to make it thinner.
    The voice card is based on an earlier Beepcard technology designed to prevent fraud in
    online transactions.This earlier card has no microphone,but has a built-in loudspeaker
    that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an
    online server.
    By verifying（证实）that the signal matches the card details,the server can establish
    that the user is not simply keying in a credit card number but actually has the card to hand.
    The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.
    This prevents fraudsters recording the beeps, noting the card details and then playing
    back the audible ID when they key in the details later.But this earlier technology cannot
    prevent fraudulent use of stolen cards.The new one can.
    The new voice card also identifies itself by its ID squawk,but it will not do this until it
    has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use
    the card because even if they knew the password they would have to be able to copy the
    owner's voice with a high degree of accuracy.
    The challenge for Beepcard has been to develop voice-recognition and audio circuitry
    that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximize
    battery life,the electronics are only switched on when the card is being used.Pressing a
    button on the card's surface prompts it to utter "Say your password" in female voice.If the
    voice-recognition software proves that the password is authentic（真实的）,it sends its ID
    squawk which the server then identifies,allowing the transaction to proceed.

    The voice credit card is an important invention because
    A:it can be made cost-effectively.
    B:it can leave voice messages.
    C:it makes online shopping easy.
    D:it makes fraud difficult.

    答案：D
    解析：

  • 第19题：

    As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．
    Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．
    Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．

    Why does the car rental company ask for the credit card number?

    A.To prevent the overuse of the car．
    B.To make sure that the car won't be damaged．
    C.To make sure the user return the car and pay for using it．
    D.To ensure that the car is safely and timely returned．

    答案：C
    解析：
    【考情点拨】事实细节题。
    【应试指导】根据文章第二段最后两句可知，汽车出租商要信用卡卡号是为了确保租车人会归还汽车并付费，故选C。

  • 第20题：

    As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．
    Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．
    Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．

    What do Americans feel about using credit cards nowadays according to the?passage?

    A.They consider it valuable．
    B.They regard it as a shame．
    C.They think it dangerous．
    D.They find it quite convenient．

    答案：D
    解析：
    【考情点拨】推理判断题。
    【应试指导】文章第一段写以前美国人对信用卡的看法很不好，第二段写如今人们的态度发生了改变，越来越多的人使用信用卡，有了信用卡生活更方便，故选D。

  • 第21题：

    When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）

    • A、A batch for each supported credit card type
    • B、A batch for each currency and credit card type
    • C、A batch for each cassette and currency
    • D、A brand for each supported credit card type
    • E、A brand for each currency and credit card type

    正确答案:D

  • 第22题：

    问答题
    Credit cards enable their holders to obtain goods and services on credit. They are issued by retail stores, banks, credit card companies to approved clients. The bank or credit card company settles the client’s bills, invoicing him monthly and charging interest on any outstanding debts. Their profit comes from the high rate of interest charged, the card holder’s subscriptions, and the fees paid by some organizations that accept cards.

    正确答案：
    信用卡能使持卡人通过赊账的方式购买商品、得到服务。信用卡由零售商店、银行和信用卡公司发放给经过批准的客户。银行或信用卡公司结清客户的账单,按月给客户开列其消费清单,收取欠款的利息。这些金融机构的利润来自所收取的高额利息、持卡人支付的认购费以及接受信用卡消费的单位所交纳的代理费。
    解析： 暂无解析

  • 第23题：

    问答题
    Practice 4　　The regulations make it safer for you to use your credit card for shopping on the Internet or over the phone. If someone else makes dishonest use of your credit card, you can cancel the payment and the card issuer(发卡机构) must refund the money to your account. The card issuer will want you to tell them as soon as possible if your card has been lost or stolen or if you find out that someone has used your card details dishonestly.

    正确答案：
    【参考译文】
    这些规章制度可以保证你在使用信用卡进行网上购物或电话购物时更安全。如果别人冒用你的信用卡进行交易,你可以取消支付,发卡机构一定会把钱退还到你的账户。如果你的信用卡丢失或被盗,或是你发现有人盗用了你的信用卡的详细信息时,发卡机构希望你能及时告知他们。
    解析：
    　　①shopping on the Internet or over the phone直接译为“网上购物或者电话购物”。
    　　②makes dishonest use of中的dishonest，原意为“不诚实的”，此处译为“盗用，冒用”。
    　　③refund退还，偿还。句意：把钱退还到你的账户。
    　　④someone has used your card details dishonestly译为“有人盗用了你的信用卡的详细信息”。

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