If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.A．RightB．WrongC．Doesn't say
题目
If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.
A．Right
B．Wrong
C．Doesn't say
相似考题
更多“If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.A．RightB．WrongC．Doesn't say”相关问题
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第1题：
听力原文：A cheque is never accepted by the bank on which it is drawn. Hence, the rules relating to acceptance of bills do not apply to cheques.
(9)
A．A cheque can be accepted by the bank on which it is drawn.
B．A bill can not be accepted by the bank on which it is drawn.
C．The rules relating to acceptance of bills are not applicable to cheques.
D．The rules relating to acceptance of bills are applicable to cheques.
正确答案：C
解析：单句意思为“支票绝不会由作为受票人的银行来承兑，因此，有关汇票承兑的原则不适用于支票”。 -
第2题：
How can the seller receive immediate payment if the draft is made payable on a future date?
A．He can send the draft to the correspondent bank for immediate payment.
B．He can present it to the bank against which it is drawn for payment.
C．He can ask the buyer to pay the money.
D．He can discount the draft at his bank and get money immediately.
正确答案：D
解析：第六句指出This draft can be discounted at the seller's bank so that the seller receives immediate payment，意即卖方可以给予银行折扣来获得远期汇票的即期付款。 -
第3题：
What is the reserve requirement?
A．The requirement for cash reserves.
B．The requirement for deposits in cash.
C．The percentage of a bank's deposits in the form. of cash reserves.
D．The requirement of a bank to deposit a percentage of money.
正确答案：C
解析：文章倒数第二段提到It is assumed that...This is the reserve requirement.采取的是现金的形式。 -
第4题：
－ Can I exchange foreign currency in Bank of China －()A、No, you can’t. Bank of China is not responsible for exchanging foreign currency.
B、Yes, you can. Bank of China is an authorized foreign exchange bank.
C、No, you can’t. Bank of China is not open on Sundays.
参考答案：B
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第5题：
听力原文：W: Did you hear about Mr. William's case last week?
M: Yes. It's too terrible. As a matter of fact, he should not issue an open cheque in favor of a third party. Anyone who holds it would present it to the paying bank and obtain cash against it.
Q: What happened to Mr. Williams?
(16)
A．He lost a cheque and the thief cashed it.
B．He opened a cheque account.
C．A thief stole the money from the bank.
D．He cashed the cheque but the money was stolen by a thief.
正确答案：A
解析：根据男士的回答，Mr. William不应该签发一张普通支票，因为无论谁持有这张支票都可以拿到付款行提取现金，由此可知Mr. William的不幸遭遇应是丢失了支票，并被人兑取了现金。 -
第6题：
If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第一句中间dealing positions taken by employees who gamble with the bank's money以及举例，都说明了题中观点是正确的。 -
第7题：
If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:
Paying bills
Many landlords prefer to collect rent directly from a bank account.
You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.
If you are given a chequebook, you can also write cheques as a safe way of paying for things.
Cash
You can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).
Saving money
It is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.
Employment
If you work in the UK，some employers require you to have a bank account so that you can get your pay.
Advantages of UK Current Account
Paying bills： 1) to pay rent directly from ①
2) to obtain ② services
3) to pay for things with cheques safely
Cash：1)to obtain money from ③ easily
21 to pay directly from your account
Saving money：cheaper to use a ④ account
Employment：to get your ⑤ through a bank account
答案：①bank account②cheaper③cash machines④UK⑤pay
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第8题：
听力原文：M: What should I do with my sight deposit if I need some money right now?
W: Oh, that's easy. You can either use the cash dispensers or you can write cheques.
Q: What does the man want to have now?
(14)
A．Cash.
B．Sight deposit.
C．Cash dispenser.
D．Cheque.
正确答案：A
解析：男士现在需要的是“some money”，即现金，所以选项A正确。 -
第9题：
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。 -
第10题：
The next time you try for a high-ranking post,you could let your possible boss listen to a recommending（推荐）phone call"made"by US President Ceorge W.Bush or British Prime Minister Tony Blair.
Of course,neither of them could really do that for you--you would just"borrow"their voices.
AT&T labs will start selling speech software that it says is so good at reproducing the sounds of a human voice that it can recreate voices and even bring the voices of long-dead famous people back to life.
The software,which turns printed text into speech,makes it possible for a company to use recordings of a person′s voice to say things that the person never actually said.
Possible customers for the software,which is priced in the thousands of dollars,includes telephone call centers,companies that make software that reads digital（数字的）files aloud,and makers of automated voice devices（装置）.The advances raise several problems.Who,for example,owns the rights to a famous person′s voice?Some experts even believe that new contracts（合同）will be drawn that include voice-licensing clauses.
"And although scientists say the technology is not yet good enough to commit fraud（假冒）,would the synthesized（合成的）voices at last be able to trick people into thinking that they were getting phone calls or digital audio recordings from people they know?
Even Mr Fruchterman,one of AT&T labs′possible first customers,said he wondered what the new technology might bring."Just like you can′t trust a photograph any more."he said,"you won′t be able to trust a voice either."
With the help of the speech software it is most possibleA.to improve a famous person's speech
B.to say what you want in another's voice
C.to make a speech much more easily
D.to help you to find a better job答案：D解析：考情点拨:事实细节题。应试指导:从第一段可知答案为D。 -
第11题：
单选题Good Communication for Making Friends As a communication skills trainer, I've met a wide range of people. Some people have trouble associating with others and have difficulty making friends. So I would like to discuss two key points to making good friends. The first is to show respect and love for your friends through your words. Try to say things to others that would feel good to you if you heard them. For example, say things like, "Thanks for the great time" and "It was really nice to get to know you."If you are not good at speaking, then smiling and using body language to express your sincerity is also an effective way to communicate. Additionally, I recommend that when you meet someone new send them an e-mail or letter before the day is over to express how nice it was to meet them. The goal of good communication is to reach another person's heart and form a comfortable relationship. It is, therefore, based the premise that you get rid of your worries and become a bright and positive person. When there is static noise over the phone line, you can't hear the other person clearly, right? In the same way, when your mind is full of worries and you try to communicate with another person, you cannot give or receive messages accurately. For example, let's say you are still tied to a past wound of being betrayed by a friend and feeling hurts .Even if you meet someone new and he or she tells you, "Let's be good friends," you may not be able to accept it because you will hear a negative inner voice saying something like "I might be betrayed again" or "the person might have a hidden agenda."With this worry in your mind, you will not be able to make friends. If you can be refreshed and get rid of your worries, you should be able to sense others' thoughts and feelings without prejudice and build a relationship of trust. If you really can't let go of your painful past experience, then try to change your perspective on the experience. For example, try to think that it was a necessary lesson for you to understand others' pain. If you can think of the positive intention behind the event, then you will be able to view the experience favourably and feel better. In the sentence "the person might have a hidden agenda" (para.2) ,the word "agenda" means（）Arelationship
Bplan
Cworry
Dpast
正确答案： D解析： 这句话出现在作者所举的反面例子中。人们头脑中出现的焦虑情绪会怀疑对方有潜藏计划或某种秘密企图。agenda可理解为某种计划、企图。答案为B。 -
第12题：
单选题She enjoys working at Carter’s Bank.ARight
BWrong
CDoesn’t say
正确答案： B解析：
本题的意思是：她喜欢在Carter’s Bank工作。文中倒数第二段主要讲她在Carter’s Bank的工作经验，但是没有提及本题的内容，所以选C。 -
第13题：
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息，而不是“半强有效市场能够提供关于商业银行信用价值的信息”。 -
第14题：
听力原文：M: I don't know why the man there said he couldn't pay my cheque.
W: Let me see. Yes. You draw your cheque in lead-pencil. It is not recognized in the bank. You should draw it in ink.
Q: What is the woman's suggestion?
(16)
A．Returning the cheque.
B．Drawing the cheque in ink.
C．Drawing the cheque in lead-pencil.
D．Going to the paying bank.
正确答案：B
解析：男士对他的薪金支票不能兑现感到不解，女士发现他是用铅笔开的支票，所以女士建议男士"draw it in ink"。 -
第15题：
To ___ a living a person must be able to convince the company that he can do the job required.
A、get
B、earn
C、chase
D、create
参考答案：B
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第16题：
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。 -
第17题：
If a customer wants to draw cash with a cheque for himself at his own branch, what he needs to do is to write "pay cash" between the parallel lines.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：根据文中最后一句To "open" a "crossed" cheque…writes "pay cash" between the parallel lines and adds his signature beneath．Signature签名。 -
第18题：
听力原文：W: I wish to cash this cheque from U. S. A. , but the man in the next window told me to bring it here.
M: Oh, yes. This is a personal cheque. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: What does the man mean?
(16)
A．The woman can't get cash before the proceeds are collected.
B．There is something wrong with the proceeds.
C．The woman will be paid directly by the paying bank.
D．The personal cheque can't be encashed over the counter.
正确答案：A
解析：男士说女士的是个人支票，他们不能给她兑换现金"until the proceeds are collected from the paying bank."，即“直到从付款银行那里收到进款”。 -
第19题：
Why is the British bank able to offer its customer a banker's draft drawn in dollar?
A．Its US correspondent bank prefers to make the payment.
B．It will send dollar in cash by airmail.
C．It has a dollar account with another bank in an American city where the beneficiary lives.
D．Its customer has a dollar account with it.
正确答案：C
解析：文中提到The bank is able to do this because…a dollar cheque or draft drawn on that account．是因为英国的银行在美国有往来银行。 -
第20题：
听力原文：M: I want to cash this check for my mother, but the teller told me to bring it here.
W: Yes, Sir. That's an out-of-town personal check. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.
Q: How will the bank deal with the man's check?
(18)
A．The bank will cash the check immediately.
B．The bank will issue a new bank account and deposit the money for him.
C．The bank will cash it for him until the proceeds are collected from the paying bank.
D．The bank will endorse the check before payment.
正确答案：C
解析：根据女士的说法，男士不能直接使用个人支票提取现金，因为这张个人支票跨出了地域范围，需要等到支付行付了手续费后，才能提取现金。 -
第21题：
Joseph ______to evening classes since last month, but he still can’t say “What’s your name?” in Russian.
A．has been going
B．went
C．goes
D．has gone
正确答案：A
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第22题：
Good Communication for Making Friends As a communication skills trainer, I've met a wide range of people. Some people have trouble associating with others and have difficulty making friends. So I would like to discuss two key points to making good friends. The first is to show respect and love for your friends through your words. Try to say things to others that would feel good to you if you heard them. For example, say things like, "Thanks for the great time" and "It was really nice to get to know you."If you are not good at speaking, then smiling and using body language to express your sincerity is also an effective way to communicate. Additionally, I recommend that when you meet someone new send them an e-mail or letter before the day is over to express how nice it was to meet them. The goal of good communication is to reach another person's heart and form a comfortable relationship. It is, therefore, based the premise that you get rid of your worries and become a bright and positive person. When there is static noise over the phone line, you can't hear the other person clearly, right? In the same way, when your mind is full of worries and you try to communicate with another person, you cannot give or receive messages accurately. For example, let's say you are still tied to a past wound of being betrayed by a friend and feeling hurts .Even if you meet someone new and he or she tells you, "Let's be good friends," you may not be able to accept it because you will hear a negative inner voice saying something like "I might be betrayed again" or "the person might have a hidden agenda."With this worry in your mind, you will not be able to make friends. If you can be refreshed and get rid of your worries, you should be able to sense others' thoughts and feelings without prejudice and build a relationship of trust. If you really can't let go of your painful past experience, then try to change your perspective on the experience. For example, try to think that it was a necessary lesson for you to understand others' pain. If you can think of the positive intention behind the event, then you will be able to view the experience favourably and feel better. The effective way to communicate includes（ ）
- A、showing respect and love for friends with words
- B、smiling and using body language
- C、sending an e-mail or letter
- D、All of the above
正确答案:D -
第23题：
单选题If you want to ask a person’s age, you can put the question at the end of your talk.ARight.
BWrong.
CDoesn’t Say.
正确答案： B解析：
细节题。这一道题目是属于对“so the last thing they want is for someone to ask the question，'How old are you?'"这句话的错误理解，the last thing是最不想说的意思。